Google's Endeavor Arm wuxuu hogaaminayaa $200 Wareega Maalgelinta Milyan ee Bilowga Fintech Yurub
(Google's Venture Arm Hogaaminta $200 Wareega Maalgelinta Milyan ee Bilowga Fintech Yurub)
Waa maxay cududda dadaalka Google iyo waxa ay si fudud u samaysay? .
Gacan-gelinta Google, loo yaqaan CapitalG, waa kooxda maalgashiga sinnaanta horumarinta ee hoos timaada Alphabet Inc. Waxay diiradda saartaa ganacsiga tignoolajiyada casriga ah ee marxaladda dambe taasoo muujinaysa suurtagalnimada adag ee guusha waarta. Dhawaan, CapitalG waxay horseedday maalgalin weyn oo wareeg ah $200 milyan oo ku jira bilawga fintech Yurub oo si degdeg ah u koraya. Tallaabadan ayaa ka mid ah maal-gashigii ugu weynaa ee titan teknoolojiyadda Mareykanka ah uu ku sameeyay shirkad tignoolajiyada lacagta Yurub sanadkan. Bilawga, Taas oo runtii aan si rasmi ah loogu magacaabin diiwaanadii hore haddana si weyn loo malaynayo inuu yahay ciyaaryahan sii kordhaya ee lacag bixinta elektaroonigga ah ama maalgelinta salkeeda leh., Dhab ahaantii waxay u isticmaali doontaa maalgelinta cusub si ay u kordhiso hawlaheeda Yurub oo dhan oo laga yaabo inay ku fidiso Maraykanka iyo Kanada. Waxaad ka akhriyi kartaa wax badan oo ku saabsan gorgortanka dhibcaha daboolkan qoto dheer.
Waa maxay sababta maalgashigani muhiim ugu yahay warshadaha fintech? .
Tani $200 milyan arrimaha maalgashiga maaliyadeed tan iyo markii ay shaaca ka qaaday tignoolajiyada weyn ayaa weli sharadka si weyn on fintech, xataa iyada oo ay jirto hubanti la'aan dhaqaale oo aduunka ka jirta. Bilawga Fintech ayaa dhab ahaantii la kulmay xaalado lacag ururin oo adag sababtoo ah 2022, iyada oo ay jiraan maalgashadayaal badan oo dib u soo laabanaya taasoo ka dhalatay kor u kaca qiimaha nolosha iyo kor u kaca heerka dulsaarka. Laakiin ka-qaybgalka qoto-dheer ee Google wuxuu muujinayaa kalsoonida mustaqbalka suuqa. Waxa ay sidoo kale iftiiminaysaa sida xalalka bangiyada dhaqameed ay dib ugu habaynayeen agile, shirkadaha ugu horreeya ee tignoolajiyada. Bilowga Yurub, Lahaanshaha taageere sida CapitalG waxay albaabada u furaysaa wada shaqayn muhiim ah, waayo-aragnimada farsamada, iyo daacadnimada caalamka. Waxaa intaa dheer, this offer might influence other endeavor companies to review their position on fintech, potentially restarting a wave of development throughout the continent. The timing is vital– just as regulatory authorities in places fresh York are reconsidering infrastructure priorities, sida lagu arkay recent policy shifts around data centers, tech financial investment is rotating toward smarter, leaner economic devices.
How does the start-up plan to utilize the new funding? .
The European fintech startup means to place the $200 million towards three major objectives. Markii hore, it will certainly speed up item development, particularly in areas like real-time settlement handling, scams discovery, and cross-border purchase capacities. Labaad, the business intends to expand its engineering and customer support groups, working with skill in essential European centers like Berlin, Paris, and Lisbon. Saddexaad, it aims to seek regulatory authorizations in extra markets, which is vital for any fintech wanting to operate at scale. Unlike some competitors that rely on third-party facilities, this startup has actually developed much of its core technology in-house, providing it greater control over security and customer experience. That kind of upright integration is most likely component of why CapitalG found it so appealing. The financing additionally consists of provisions for potential procurements, recommending the start-up may get smaller rivals or specific niche innovation companies to load voids in its system.
What are the real-world applications of this fintech startup’s technology? .
The start-up’s platform is designed to serve both consumers and organizations. For daily customers, waxay bixisaa sifooyin maaliyadeed mobilada oo siman– u qaado xawaaladaha degdega ah, guddiyada xakamaynta miisaaniyada, iyo xawaaladaha caalamka oo jaban. Ganacsi yar iyo mid dhexdhexaad ah, waxay bixisaa qalab lagu maamulo raasamaal, oggolow dib-u-bixinta dijitaalka ah, iyo helitaanka raasamaal shaqo oo aan la marin hay'adaha maaliyadeed ee caadiga ah. Hal codsi oo muuqda ayaa ah kaabayaashiisa API-ga, Kaas oo u oggolaanaya apps iyo aaladaha kale inay ku rakibaan adeegyada maaliyadeed si toos ah khibradahooda gaarka ah. App-ka wadaagga raacitaanka, tusaale ahaan, laga yaabaa in laga faa'iidaysto tignoolajiyada casriga ah ee bilowga ah si ay u bixiso darawaliinta isla markiiba ka dib safar kasta. Dukaanka wax iibsiga ayaa isticmaali kara “hadda hel, hadhow bixi” doorashooyinka iyada oo aan la horumarin nidaamkeeda taariikhda deynta. Adeegyadan maal-gelineed ee xididaysan ayaa ku dhammaanaya in si isa soo taraysa loo doorbido, waxayna u taagan yihiin isbedel la taaban karo oo ka fog qaabkii hore ee hay'adaha maaliyadeed ay nidaamin jireen dhammaan isgaarsiinta dhaqaalaha. Fashilkani wuxuu la jaan qaadayaa dhaqdhaqaaqyo aad u dhammaystiran oo xagga tignoolajiyada ah, sida Apple's press si ay u horumariso modemkeeda 5G si ay hoos ugu dhigto ku tiirsanaanta qaybiyeyaasha dibadda– farsamo ku qeexan Falanqayntan isku-tiirsanaanta silsiladda sahayda.
Waa maxay weydiimaha caadiga ah ee ku saabsan soo jeedintan iyo bilaabista? .
(Google's Venture Arm Hogaaminta $200 Wareega Maalgelinta Milyan ee Bilowga Fintech Yurub)
Dadku waxay inta badan weydiiyaan in bilowgani uu la tartamayo titannada sida Revolut ama Klarna. Jawaabtu waa haa iyo maya– Waxay ka shaqeysaa meelo isku mid ah laakiin waxay diiradda saartaa si dheeraad ah u suurtagelinta adeegyada kala duwan ee kale halkii ay si toos ah u beegsan lahayd macaamiisha dhamaadka ah. Walaaca kale ee joogtada ah ayaa ah in Google uu ku dari doono adeegyada bilowga ah isla markiiba alaabtiisa sida Google Pay. Iyadoo gabi ahaanba aan waxba la xaqiijin, Maalgelinta maaliyadeed ee CapitalG ee la soo dhaafay waxay mararka qaarkood sababtay iskaashi farsamo oo qoto dheer, marka waa macquul. Qaar ayaa sidoo kale isweydiiya haddii ay $200 milyan waxaa ku jira deyn maaliyadeed ama waa sinnaan. Sida laga soo xigtay ilaha caadaystay heshiiska, gabi ahaanba waa sinaan ku salaysan, muujinta bilawga uma baahna inuu dib u bixiyo lacagta laakiin uu dhiibay qayb lahaanshaha. Kuwo kale waxay wax ka weydiiyaan xogta gaarka ah ee gaarka ah– maadaama uu bilawgu gacanta ku hayo macluumaadka dhaqaale ee jilicsan, sida loo ilaaliyo macaamiisha? Shirkaddu waxay sheeganeysaa inay adeegsato sirta dhamaadka-ilaa-dhamaadka oo ay raacdo GDPR iyo siyaasadaha kale ee maxalliga ah ee kala duwan. Ugu dambayn, lots of need to know if this signals Google’s bigger passions in financing. While Google isn’t trying to end up being a financial institution, it plainly sees worth in supporting the framework that powers modern-day cash activity– and this investment is a solid ballot of self-confidence because vision.