TERMS AND CONDITIONS

MIS-ASIA is an internet-based online information and communication service provided by MIS-ASIA (as defined in Clause 1 below). MIS-ASIA also has a broad range of Initiatives (as defined in Clause 1 below) to engage with the community. These terms and conditions relate to the use of MIS-ASIA.com and/or participation in the Initiatives, whichever applicable. Please read them carefully before accessing to and/or using the MIS-ASIA.com Service (as defined in Clause 1 below) and/or joining any Initiative(s). These terms and conditions are only available in the English language. By accessing to, continuing to access to, using and/or continuing to use the MIS-ASIA.com Service irrespective of the delivery platform or device you use to access it and/or participating in any Initiatives, whichever applicable, you agree to abide by these terms and conditions. If you do not agree with the terms and conditions, you should not access to or use any of the MIS-ASIA.com Service and/or join such Initiatives.
 
1. DEFINITIONS
The following definitions should apply herein unless otherwise stated.
 
"Computer" means your computer, notebook, personal digital assistant, tablet, mobile phone, smartphone, television and/or other electronic device now known or later developed used to access to and/or use the MIS-ASIA.com Service.
 
"Content" means the data, information, materials, text, songs, audio, video, photos, graphics, charts, maps, messages, blogs, ideas, comments, suggestions and/or other content.
 
"Discussion Forum" means the online discussion forum(s) and blog(s) on the MIS-ASIA.com Website.
 
"Hong Kong" means the Hong Kong Special Administrative Region of the People's Republic of China.
 
"Initiatives" means all initiatives, events and programmes organized or managed by MIS-ASIA from time to time to engage with the readers, students, professionals, experts, corporations, nonprofits and other entities or members of the community.
"MIS-ASIA Content" means all Content that MIS-ASIA makes available or presents on the MIS-ASIA.com Service.
 
"MIS-ASIA Service" means online information and communication service which is available for viewing or otherwise by accessing the Content on the MIS-ASIA.com Website and/or through its mobile websites, applications, newsletters and/or other news aggregators and/or for access to and use of the Discussion Forum and/or participation in the Initiatives where applicable, subject to these terms and conditions.
"Third Party Content" means products and services of third parties which are and/or have been advertised or presented on the MIS-ASIA Service.
 
"Third Party Products" means products and services of third parties which are and/or have been advertised or presented on the MIS-ASIA Service.
 
"Your Content"means all the Content that you have made available or presented on the MIS-ASIA Service and/or at any Initiatives.
 
2. USAGE
2.1 Anyone is entitled to use for free the MIS-ASIA Service subject to these terms and conditions.
 
2.2 By accessing to, continuing to access to, using and/or continuing to use the MIS-ASIA Service, you agree to be bound by all these terms and conditions throughout the access to and/or use of the same.
 
2.3 MIS-ASIA reserves the right to modify any terms and conditions and/or any features of the MIS-ASIA Service from time to time. Such modification shall be effective and replace any previous terms and conditions and/or any previous features of the MIS-ASIA.com Service immediately upon posting of the modified terms and conditions and/or features of the MIS-ASIA Service without notifying you.
 
2.4 MIS-ASIA reserves the right to change, alter and/or modify the design, layout, pages, look and feel and/or any other aspects or features of the MIS-ASIA Service and/or the MIS-ASIA.com Website from time to time. MIS-ASIA further reserves the right to discontinue all or part of the MIS-ASIA Service from time to time without notifying you.
 
2.5 You agree to review these terms and conditions periodically to ensure that you are aware of any modifications. Your continued access to and/or use of the MIS-ASIA Service shall be deemed your conclusive acceptance of the modified terms and conditions.
 
2.6 MIS-ASIA may also impose limits on certain features and services in respect of the MIS-ASIA Service.
 
2.7 You represent that you have read and agree to be bound by MIS-ASIA's Privacy Policy at https://www.mis-asia.com/privacy.html.
3. CONTENT AND INTELLECTUAL PROPERTY RIGHTS
3.1 Your Content
3.1.1 You retain the intellectual property rights that you may or should have in Your Content.
 
3.1.2 By posting Your Content on the MIS-ASIA Service, you automatically grant MIS-ASIA a perpetual, irrevocable, non-exclusive, royalty-free, worldwide and sub-licensable right and licence to: (i) use, copy, edit, adapt, publish, translate, create derivative works from, make available, communicate and distribute Your Content (in whole or in part), its edited, adapted, translated versions and/or such derivative works; and/or (ii) incorporate the same in other works in any forms, media or technologies now known or later developed.
 
3.1.3 In respect of the right and licence as referred to in Clause 3.1.2 of these terms and conditions, you represent and warrant that:
 
(a) you are the sole owner of Your Content and have the full legal right and authority to grant such right and licence;
 
(b) all of Your Content are your original works and creations and shall not infringe the intellectual property and/or related rights of any third parties including copyrights, trademarks or other personal or proprietary rights or contravene or violate any applicable laws or regulations; and
 
(c) all of your Content will not contain libelous, defamatory or otherwise unlawful material.
 
3.2 MIS-ASIA Content
3.2.1 All intellectual property rights in the MIS-ASIA Content, including but not limited to the copyright in the compilation of all Content on the MIS-ASIA Service, shall remain with MIS-ASIA.
 
3.2.2 You shall not use, edit, copy, publish, adapt, translate, make derivative works from, distribute or otherwise all or part of the MIS-ASIA Content or decompile, reverse engineer or otherwise attempt to discover the source codes of any MIS-ASIA Content available on the MIS-ASIA Service unless otherwise permitted in advance by MIS-ASIA in writing.
 
3.2.3 You shall not assist or facilitate any third party to make use of any MIS-ASIA Content in any manner that constitutes any infringement of MIS-ASIA's intellectual property and/or related rights, including but not limited to"framing", downloading or establishing unauthorised link(s) to any part of the Content on your or any third party's website(s) or platform(s).
 
3.2.4 The domain name(s) on which the MIS-ASIA Service is/are hosted is/are the sole property of MIS-ASIA. You shall not use or otherwise adopt the same or similar name(s) for your own use or for any third party's use.
 
3.2.5 The trademarks, logos, service marks and other marks of MIS-ASIA ("MIS-ASIA Marks") displayed on the MIS-ASIA Service are the sole property of MIS-ASIA. You are not permitted to use any MIS-ASIA Marks without the prior written approval of MIS-ASIA.
 
3.3 Third Party Content
3.3.1 The trademarks, logos, service marks and other marks of any third parties ("Third Party Marks") and all Third Party Content remain the sole property of the relevant third party(ies).
 
3.3.2 In respect of the Third Party Marks, you are not permitted to use any of the same or the name of such third party(ies) without the prior written approval of such relevant third party(ies).
 
3.3.3 You shall not use, edit, copy, publish, adapt, translate, make derivative works from, distribute or otherwise all or part of the Third Party Content or decompile, reverse engineer or otherwise attempt to discover the source codes of any Third Party Content available on the MIS-ASIA Service unless otherwise permitted in advance by such relevant third party(ies) in writing.
 
4. ONLINE DISCUSSION FORUM AND INITIATIVES
4.1 Registration
4.1.1 Requirement for Registration or Initiatives participation
 
(a) You have to be at least 18 years old to participate in the Discussion Forum.
 
(b) You must register as a member before you can use the Discussion Forum.
 
(c) In the case of Initiatives, you shall be entitled to participate by invitation or subject to such participation requirements as set out by MIS-ASIA from time to time
 
4.1.2 Registration Information and Password
 
Whenever registration is dictated by MIS-ASIA, you need to select a password and a username. You also have to give MIS-ASIA certain registration information, all of which must be true, accurate and updated. You must not (i) select or use a username of another person with the intent to impersonate that person; (ii) allow any third party to use your username and/or password or otherwise use your Discussion Forum account ("Discussion Forum Account") or participate in the Initiatives; or (iii) use a username that MIS-ASIA, at its sole discretion, deems offensive.
 
Failure to comply with the foregoing shall constitute a breach of these terms and conditions, which may result in immediate termination of your Discussion Forum Account or entitlement to participate in the Initiatives (as the case may be).
 
You shall be responsible for maintaining the confidentiality of your password, which you will not have to reveal to any representative or agent of MIS-ASIA. You shall immediately notify MIS-ASIA of any changes of address or any other particulars provided to MIS-ASIA which may affect the use of the Discussion Forum Account, your continued participation in the Initiatives or any part thereof. On MIS-ASIA's request, you shall provide MIS-ASIA with information relating to you and your use of the Discussion Forum Account or participation in the Initiatives reasonably required by MIS-ASIA : (a) to assist MIS-ASIA in complying with MIS-ASIA's obligations under any applicable laws; (b) to report to any governmental authorities or agencies and/or regulatory authorities regarding compliance with those obligations; and (c) to assess whether or not you have complied, is complying and will be able to continue to comply with all of your obligations hereunder.
 
You represent and warrant that your personal data and other information provided to MIS-ASIA for registration of and use of the Discussion Forum Account or participation in the Initiatives purpose are true, accurate and updated. By registering for accessing to, continuing to access to, using and/or continuing to use the Discussion Forum Account or participation in the Initiatives, you agree to be bound by all these terms and conditions throughout the registration process of, access to and use of the same. Acceptance of your registration of the Discussion Forum Account or participation in the Initiatives is at the sole discretion of and subject to confirmation by MIS-ASIA. In this regard, MIS-ASIA has the sole and full discretion and its determination shall be final.
 
4.1.3 Reasons for Registration Requirement
 
This is to ensure that you are a "real" person and that you agree to all these terms and conditions. Such registration requirement is also intended to ensure that you take responsibility for your comments and suggestions.
 
4.1.4 Suspension or Termination of the Discussion Forum Account or Initiatives
 
MIS-ASIA reserves the right to either suspend or terminate your Discussion Forum Account or your participation in the Initiatives in the event that you breach any of these terms and conditions or contravene or violate any applicable laws or regulations in respect of your use of the Discussion Forum Account or participation in the Initiatives.
4.2 Comments/Suggestions and Language
4.2.1 Types of Comments/Suggestions Not Allowed
 
You hereby agree and undertake not to make the following comments/suggestions on the Discussion Forum and/or at any Initiatives including but not limited to:
 
(a) Defamatory, insulting, obscene, racist, sexist and homophobic comments/suggestions.
 
(b) Speech, attacks and remarks which appear to be threatening, abusive, offensive or arousing hatred or discrimination;
 
(c) Impersonations, illegal comments/suggestions or comments/suggestions which violate or encourage the violation of any laws or the propriety(ies) or other right(s) of any third party(ies).
 
In this regard, MIS-ASIA has the sole and full discretion and its determination shall be final.
 
4.2.2 Types of Language Not Allowed
 
You also agree and undertake not to make any comments/suggestions on the Discussion Forum or Initiatives which consist of vulgar, profane, crude, violent or hostile language or swearing. In this regard, MIS-ASIA has the sole and full discretion and its determination shall be final.
 
4.2.3 Personal Views
 
Any and all of your views, opinions and/or statements that you make on the Discussion Forum and/or at any Initiatives are or shall be taken as your personal views, opinions and/or statements. They do not represent or indicate and should not be taken to represent or indicate: (i) any of MIS-ASIA's stance, views, opinions and/or otherwise; and/or (ii) MIS-ASIA's endorsement of any products, services, persons, groups, corporations, organizations and/or otherwise to which they relate. MIS-ASIA shall not be liable for any loss, damage, cost charges, direct or indirect suffered or incurred by any party as a result or any consequences in this regard to the extent as permitted under law.
 
4.3 Proper Use
4.3.1 No Commercial Use or Investigation
 
You must not use the Discussion Forum for:
 
(a) the promotion of any products or services or for any other commercial purposes;
 
(b) any sponsorship, petition, campaign or chain message;
 
(c) an investigation, e.g. tracing the whereabouts of a person.
 
In this regard, MIS-ASIA has the sole and full discretion and its determination shall be final.
4.4 Moderation
4.4.1 Right to Moderate
 
MIS-ASIA reserves the right to moderate any comments, suggestions and other information which have been posted or made available on the Discussion Forum or any Initiatives. In this regard, MIS-ASIA has the sole and full discretion and its determination shall be final.
 
4.4.2 Reasons for Moderation
 
The Discussion Forum or Initiatives is intended to be an engaging and informative platform for MIS-ASIA's readers to discuss and debate a wide variety of topics. By moderating the submissions made on or during the Discussion Forum or Initiatives, MIS-ASIA creates a space where different perspectives and well-informed opinions can be exchanged in a respectful and civilised manner.
 
4.4.3 Editing and Removal of Content
 
MIS-ASIA reserves the right to edit or remove part or all of the Content and/or any other information on the Discussion Forum or Initiatives which violate(s) these terms and conditions or which, in the sole opinion of MIS-ASIA, appear(s) to be inappropriate for display on the Discussion Forum or Initiatives. In this regard, MIS-ASIA has the sole and full discretion and its determination shall be final.
 
4.4.4 Moderation Request from Readers
 
You can flag a comment/suggestion or Content on the Discussion Forum or Initiatives for MIS-ASIA's review or moderation, state the reasons you believe it should be removed and submit a report to MIS-ASIA if you find the comment/suggestion or Content:
 
(a) to be in breach of any of these terms and conditions;
 
(b) to be inappropriate for posting on or abusing the space available in the Discussion Forum or Initiatives.
 
In this regard, MIS-ASIA has the sole and full discretion and its determination shall be final.
 
5. PRIVACY OF PERSONAL DATA
All information received by MIS-ASIA from your use of the MIS-ASIA Service will be used by MIS-ASIA in accordance with its Privacy Policy. Please read MIS-ASIA's Privacy Policy at https://www.mis-asia.com/privacy.html for details of how MIS-ASIA may process your personal data.
6. DISCLAIMER OF WARRANTIES
6.1 MIS-ASIA Service and Computer
 
MIS-ASIA makes no representation or warranty that:
 
(a) the access to, use of and functioning of the MIS-ASIA Service and the availability of any Content on the same will be timely, uninterrupted, without error or omission; and free of viruses or other harmful components;
 
and
(b) the view of any Content in or with any Computer will not affect the functionality or performance of the Computer.
 
6.2 Content
 
MIS-ASIA makes no representation or warranty regarding the view of or the results of the view of any Content on the MIS-ASIA Service in terms of its correctness, accuracy, reliability, usefulness, timeliness or otherwise.
 
6.3 Third Party Content
 
MIS-ASIA makes no representation or warranty regarding the view of or the results of the view of any Third Party Content on the MIS-ASIA Service, the MIS-ASIA.com Website or websites linked from the MIS-ASIA.com Website in terms of its correctness, accuracy, reliability, usefulness, timeliness or otherwise.
 
6.4 MIS-ASIA Content
 
MIS-ASIA makes every effort to ensure that all MIS-ASIA Content on the MIS-ASIA Service is accurate and complete to the best of MIS-ASIA's knowledge. However, MIS-ASIA provides the MIS-ASIA Content for informative purposes and on an ‘as is" basis only. MIS-ASIA disclaims all warranties, express or implied, including but not limited to the implied warranties of satisfactory quality, merchantability and fitness for a particular purpose or the warranty of non-infringement to the extent permissible under law.
 
6.5 Professional or Expert Advice
 
The data, information and/or any Content made available on the MIS-ASIA.com Service and/or at any Initiatives are of a general nature and do not purport to contribute an offer or a provision of any professional or expert advice. You should consult a qualified professional adviser or expert to obtain independent advice and verification of the information and data contained in the MIS-ASIA Service and/or presented at or relating to any Initiatives as necessary.
 
6.6 Third Party Products
 
You acknowledge and agree that MIS-ASIA does not endorse or recommend and has no control over the Third Party Products which are advertised or made available on the MIS-ASIA Service, the MIS-ASIA.com Website or websites linked from the MIS-ASIA.com Website.
 
6.7 View of Information on the MIS-ASIA.com Website
 
You agree that all Content, statements, information, opinions, comments, suggestions and/or materials from MIS-ASIA, other readers, other users, third parties and advertisers on the MIS-ASIA Service and the MIS-ASIA.com Website should be viewed and relied upon only with care and discretion and at your own risk. MIS-ASIA shall not be responsible for any loss or liability incurred by you arising from such view or reliance.
 
7. LIMITATIONS OF LIABILITY
7.1 In no event shall MIS-ASIA be liable to you or you shall hold MIS-ASIA liable for any losses, damages, liabilities and expenses under any causes of action (whether in contract or tort or otherwise) caused by the access to or use of, or inability to access to or use of, the MIS-ASIA Service, and/or caused by the view of, or inability to view of, the Content, Your Content, MIS-ASIA Content, Third Party Content and/or the MIS-ASIA.com Website.
 
7.2 Your Content
 
You acknowledge and agree that: (i) you shall be solely and fully responsible for Your Content and any related consequences including but not limited to any third party claims arising from or in connection with the same; and (ii) MIS-ASIA shall not be liable in any manner.
 
7.3 Third Party Content
 
MIS-ASIA shall not be liable in any way for the Third Party Content including but not limited to its accuracy, completeness, usefulness, relevance, timeliness or otherwise.
 
7.4 Force Majeure
 
MIS-ASIA shall not be liable for any failure or delay in performance of its obligations under these terms and conditions because of circumstances beyond its reasonable control, including, without limitation, acts of God, typhoons, rainstorms, virus outbreak, government restrictions, strikes, wars, network failures or telecommunications failures.
 
7.5 Under no circumstance shall MIS-ASIA be liable for any indirect, special, consequential or incidental damages arising or resulting from the access to or use of, or inability to access to or use of, the MIS-ASIA Service, or the view of, or inability to view of, Content, Your Content, MIS-ASIA Content, Third Party Content and/or the MIS-ASIA.com Website.
 
8. ACCESS TO AND AVAILABILITY OF MIS-ASIA.COM SERVICE AND LINKS
The MIS-ASIA Service may contain links to other related world wide web internet sites, resources, and sponsors of MIS-ASIA. Since MIS-ASIA is not responsible for the availability of these outside resources, or their content, you should direct any concerns regarding any external links to the site administrators or webmasters of such sites.
 
9. HACKING, DISRUPTION AND IMPAIRMENT
You hereby undertake not to hack into, interfere with, disrupt, disable or otherwise impair the proper working of the MIS-ASIA Service including but not limited to reprogramming, reverse engineering, decoding, tampering, sniffing and session hacking.
 
10. SECURITY
10.1 You shall notify MIS-ASIA's Customer Service at misasiamedia@gmail.com of any known or suspected unauthorized access(es) to and/or use(s) of your Discussion Forum Account and/or the MIS-ASIA Service; and/or any known or suspected breach(es) of security, including but not limited to loss, theft, authorized disclosure(s) and/or use(s) of your Discussion Forum Account password, and/or authorized access(es) to and/or use(s) of your Discussion Forum Account.
10.2 You are responsible for all accesses to, usages of or activities on your use of the MIS-ASIA Service. Any fraudulent, abusive, or otherwise illegal activity(ies) may be grounds for termination of your access to and/or use of the MIS-ASIA Service, at MIS-ASIA's sole discretion, and MIS-ASIA may refer you to appropriate law enforcement agencies.
 
11. COMMUNICATIONS BETWEEN MIS-ASIA AND READERS
11.1 You agree that MIS-ASIA may send electronic mail(s) or digital message(s) to you for the purpose of informing you of changes or additions to the MIS-ASIA Service and other matters relating to your access to and/or use of the MIS-ASIA Service.
 
11.2 MIS-ASIA reserves the right to gather and use information about your access(es), usage(s) and demographics, and agree to maintain your data privacy, in accordance with MIS-ASIA's Privacy Policy, the Personal Data (Privacy) Ordinance, and all relevant applicable data protection and privacy laws and regulations in force from time to time. For more information please read the MIS-ASIA's Privacy Policy at https://www.mis-asia.com/privacy.html.
12. SOFTWARE LICENCES
You shall have no rights to the proprietary software and related documentation, or any enhancements or modifications thereto, provided to you in order to access to and/or use the MIS-ASIA Service ("Access Software"). You may not sub-license, assign or transfer any licenses granted by MIS-ASIA, and any attempt at such sub-license, assignment or transfer shall be null and void. You may not otherwise copy, distribute, modify, reverse engineer, use, or create derivative works from the Access Software.
 
13. DIGITAL SUBSCRIPTION
Your subscription for accessing the content on the MIS-ASIA.com Website shall be based on the terms below:
 
13.1 The current subscription rates and related terms are set out in subscribe.MIS-ASIA.com ("Subscription Terms").  MIS-ASIA reserves the right to change the subscription rates at any time which shall be published in the above webpage. Subscription promotion offers shall also be subject to the terms and conditions as published in the promotion related communication.
 
13.2 By making a subscription, you indicate your agreement to the subscription rates and all other terms and conditions herein.
 
13.3 The subscription fee is non-refundable, to the extent as permitted under law and unless otherwise provided herein, including but not limited to Clause 13.10 below.  It is exclusive of any applicable taxes.  You shall solely be responsible for paying such taxes as levied upon you.
 
13.4 MIS-ASIA accepts major credit cards or other payment methods as announced by MIS-ASIA from time to time for payment of the subscription fee.
 
13.5 MIS-ASIA shall process your subscription as soon as practicable.  Your access to the content shall only be activated upon satisfactory verification of your payment details.  
 
13.6 If your initial payment authorization is later revoked, your subscription and/or access will be terminated.  Contact our Customer Service Team at support@MIS-ASIA.com if you believe your subscription and/or access termination was an error.
13.7 MIS-ASIA has the sole discretion to decide on whether it shall accept or reject a subscription application, without assuming any liabilities towards you.
 
13.8 When you access MIS-ASIA.com Website and/or receive a subscription fee refund (whichever applicable), you may incur other additional charges from third party service providers -such as fees relating to telecommunications, data or service providers. You are solely responsible for paying such additional charges.
 
13.9 If there are consumer and/or other laws in your country or jurisdiction ("Laws") which are applicable to your subscription (eg. a cooling-off period), you are entitled to exercise your rights under the same.
 
13.10  You can cancel your subscription at any time by changing your subscription status through"My Account" on MIS-ASIA.com or by emailing us at support@MIS-ASIA.com.  MIS-ASIA will stop charging you from the next billing period or such other period as set out in the Subscription Terms; and you will still have access to the content on MIS-ASIA.com for the rest of the current billing period or such period as set out in the Subscription Terms as the case may be.  Subscription is non-refundable save as required by applicable laws. Nonetheless, MIS-ASIA may consider requests for refunds under exceptional situations per Subscription Terms and on a case-by-case basis and decide otherwise. In this regard, MIS-ASIA's determination shall be final.       
13.11  MIS-ASIA shall process your application for subscription cancellation as soon as practicable.  Subject to Clause 13.10, refund details are set out in the Subscription Terms.
 
13.12  Subject to Clause 13.10, MIS-ASIA shall arrange for such refund to you through the credit card or other payment means by which you had paid for your subscription fee.  In the case of credit card payment where the credit card account has been terminated, suspended or de-activated, MIS-ASIA shall endeavor to contact you for an alternative means of giving you the refund.  If you cannot be contacted or have not provided such alternative means to MIS-ASIA, MIS-ASIA shall not be held liable for any loss, damage, costs or consequences in relation hereto.
 
13.13 MIS-ASIA reserves the right to suspend, terminate or cancel your subscription, if there are circumstances rendering it permissible for MIS-ASIA to do so under law, eg. activities relating to your subscription or use of such subscription are found to be illegal. You shall not be entitled to a refund in this case; and MIS-ASIA shall not be liable for any loss, damage, costs or consequences.
 
13.14 Use of any third party's payment services shall be subject to its terms and conditions.
 
13.15 Subscriptions may or will be renewed upon the expiry of the relevant billing cycle unless otherwise agreed.  Details about such renewal are set out in the Subscription Terms.
 
13.16 If any applicable laws provide for any terms different from or inconsistent with anything stated herein, the relevant provisions under such laws shall prevail.  
 
14. TERMINATION OF MIS-ASIA SERVICE
14.1 MIS-ASIA may (i) deactivate or suspend the MIS-ASIA Service or any part thereof, with or without notice to you, to carry out system, maintenance, upgrading, testing and/or repairs; (ii) limit or suspend your access to and/or use of any of the MIS-ASIA Service with or without notice to you if MIS-ASIA is of the sole opinion that such action is appropriate as a result of your access to and/or use of the MIS-ASIA Service; (iii) take any steps or omit to take any steps, with or without notice to you, for any reason MIS-ASIA deems relevant to the management or the operation of any of the MIS-ASIA Service and MIS-ASIA's business, that may expand, reduce, modify, suspend, limit, make inaccessible or adversely affect the MIS-ASIA Service or any part thereof.
 
14.2 MIS-ASIA may, upon discovery of any suspected or actual, fraudulent, deceptive, unlawful or improper use of the MIS-ASIA Service by you, suspend your access to and/or use of any or all of the MIS-ASIA.com Service temporarily or permanently.
 
14.3 The agreement under these terms and conditions may be terminated by MIS-ASIA for any reason at any time.
 
14.4 Termination under the provisions in these terms and conditions shall not affect MIS-ASIA's rights in relation to any antecedent breach(es) or liability(ies) incurred prior to the date of termination nor shall it affect the coming into force or the continuance in force of any provision contained in these terms and conditions which is expressly or by implication intended to come into or continue in force on or after such termination. All remaining benefits (whether monetary or non-monetary) that you may enjoy hereunder as at the date of termination shall be forfeited absolutely.
 
15. LEGAL AND REGULATORY COMPLIANCE OBLIGATIONS
You acknowledge that MIS-ASIA may be required under applicable laws and/or regulations and/or upon receipt of instructions from governmental authorities or agencies and/or regulatory authorities to carry out acts which may be in breach of any of these terms and conditions. In this connection, you agree not to hold MIS-ASIA liable or responsible.