UGoogle weVenture Arm ukhokela $200 Isigidi senkxaso-mali kuMjikelo wokuQalwa kweFintech yaseYurophu
(UGoogle weVenture Arm ukhokela $200 Isigidi senkxaso-mali kuMjikelo wokuQalwa kweFintech yaseYurophu)
Yintoni ingalo yomzamo kaGoogle kunye nesiqalo se-fintech saseYurophu sibandakanyiwe
Ingalo yelinge likaGoogle, eyaziwa ngokuba yiCapitalG, liqela lotyalo-mali lophuhliso olulinganayo phantsi kweAlphabet Inc. Igxile kwishishini letekhnoloji yale mihla esele ikwinqanaba lokugqibela elinomthamo oqinileyo. Kutsha nje, I-CapitalG ikhokele umjikelo wenkxaso-mali obalulekileyo $200 million ekukhuleni kwe-fintech yaseYurophu yokuqalisa Oku kuqalisa, nangona ingabizwa rhoqo kwiirekhodi zangaphambili, ifumene ugqaliselo ngokukhawuleza kwisicwangciso sayo sobuchule kwiinkonzo zoqoqosho. Inkampani ibonelela ngezixhobo zombane ezinceda abantu kunye neenkampani ukuba zinakekele imali ngokulula ngakumbi. Iqonga layo lidibanisa imali, iintlawulo, kunye nohlalutyo lwedatha ngqo kumava agudileyo. Ngoku ka i-inshorensi yangoku, Eli nyathelo liphawula phakathi kolona tyalo-mali lulodwa yingxilimbela yobuchwephesha yaseMelika kwinkampani yefintech yaseYurophu kulo nyaka..
Kutheni le nto ingalo kaGoogle ikhethe oku kuqaliswa.
I-CapitalG ayichithi ngobunono. Ifuna ukuqalisa nge-traction ecacileyo yemarike, itekhnoloji yanamhlanje enokunyuka, kunye namaqela olawulo aziqondayo zombini imali kunye nenkqubela phambili. Oku kuqalwa kwe-fintech yaseYurophu kwagqama ngenxa yokuba kulungiswe iingxaki zokwenyani kumashishini amancinci kunye nabasebenzi abazimeleyo abahlala besilwa neenkqubo zebhanki eziqhelekileyo.. Amaziko emali amaninzi ayacotha, zibiza kakhulu, okanye engakhelwanga imeko yezoqoqosho yanamhlanje. Ukuqaliswa kugcwalisa eso sithuba nge-invoyisi ekhawulezileyo, iiakhawunti zemali ezininzi, kunye nokugcinwa kweencwadi okuzenzekelayo. Kwaye kwakhona, isebenza kumazwe amaninzi aseYurophu, eyinika isiseko esikhulu sabathengi. Njengoko kugcinwe engqondweni uhlalutyo olubanzi lombutho, abantu abakhutheleyo benyanga yokuqalisa bandiswe ngaphezulu 70% ekugqibeleni 18 iinyanga. Olo hlobo lophuhliso lubonisa imveliso eyomeleleyo kwimarike, into eyi-CapitalG ixabisa kakhulu.
Njani $200 izigidi ziya kusetyenziswa
Inkxaso-mali entsha ngokuqinisekileyo iya kusondela 3 iinjongo eziphambili. Ekuqaleni, isiqalo silungiselela ukwandisa iqela labo lobunjineli ukukhawulezisa ukukhula kwemveliso. Isibini, iya kungena nzulu kwiimarike ezintsha zaseYurophu njenge-Italiya nePoland, apho imfuno yezixhobo zemali ye-elektroniki ikhula ngokukhawuleza. Isithathu, Inxalenye yenkxaso-mali ngokuqinisekileyo iya kugcina amanyathelo omthetho othotyelo, ezibalulekileyo kwimarike yezemali elawulwa ngokukhuselekileyo. Ukwakha kuxhomekeke kumagunya alawulayo ngokulinganayo kubalulekile njengokwakha usetyenziso olukhulu lwesoftware. Ishishini liphinde lacebisa ekujongeni ubambiswano kunye neebhanki zengingqi kunye ne-cpus yokuhlalisa ukunika izisombululo ezininzi ezidityanisiweyo.. Le mali yokusetyenziswa okubalulekileyo ibonisa ukuba ukuqalisa kuthatha ixesha elide, ingekuko nje ukuleqa emva kwe-hype yexesha elifutshane.
Ukusetyenziswa kweqonga lokuqalisa i-fintech kwishishini lemihla ngemihla
Iqonga lokuqalisa okwangoku liguqula kanye indlela amashishini amancinci aqhuba ngayo. Umyili wemizobo oziqeshileyo eBerlin ngoku angathumela amatyala ngeeyuro, uhlawulwe ngeerandi, kwaye ubone yonke into encinci ilandelwa ngokukhawuleza kwideshibhodi yabo. Umnini wevenkile yekofu eLisbon usebenzisa isicelo ukujongana nomvuzo, ukulandelela inkcitho, kunye namaxwebhu erhafu ngaphandle kokuqesha i-accountant. Kwakhona amashishini amancinci anomsebenzi omnye okanye ababini abafumana inzuzo kwimisebenzi efana nokuhamba kwemali ngexesha lokwenyani kunye nokufunyanwa kobuqhophololo.. Ezi zixhobo zakhe zanikezelwa kwiinkampani ezinkulu ezinezicwangciso zenkcitho enkulu. Ngoku, beza kuye nabani na one-smartphone. Ubulula kunye namandla eqonga kwenza ukuba kube luncedo kwiimarike ezininzi– Ivenkile, efuna iingcebiso, i-ecommerce, nokunye okuninzi. Oku kwenziwa ngedemokhrasi kwezixhobo zemali kukodwa kutheni oongxowankulu abafana neCapitalG bebona into enokwenzeka apha.
Ii-FAQs malunga nomjikelo wenkxaso-mali kunye nokuqalisa
Ngaba oku kuqaliswa yibhanki? Hayi, ayililo iziko lezemali eliqinisekisiweyo, ukanti isebenzisana neebhanki ezilawulwayo ukuba zibambe iimali zabathengi kwaye zibonelele ngokhuseleko lwedipozithi.
Ngaba isicelo siya kufumaneka ngaphandle kweYurophu? Le nkampani ithi ukukhula kwamazwe ngamazwe kuyenzeka, nangona kunjalo ugxininiso lwayo lwangoku luyaqhubeka lusekuphuculeni ukubekwa kwayo eYurophu ekuqaleni.
Ngaba uGoogle ngoku ulawula uqalo? Hayi. I-CapitalG ithatha inxaxheba encinci kwaye isebenza njengongxowankulu obunobuchule, ayingomnini sabelo olawulayo. Abaseki basaqhuba le nkampani.
Lukhuseleke kangakanani ulwazi lomntu ngamnye? Inkqubo isebenzisa ufihlo lwefayile ekupheleni ukuya ekupheleni, ukuqinisekiswa kwezinto ezimbini, kunye nophicotho oluqhelekileyo lokhuseleko lomntu wesithathu. Ilandela i-GDPR kunye neminye imithetho eyahlukeneyo yedatha ye-EU.
(UGoogle weVenture Arm ukhokela $200 Isigidi senkxaso-mali kuMjikelo wokuQalwa kweFintech yaseYurophu)
Ngaba abantu ngabanye banokusisebenzisa isisombululo, okanye yeyeenkonzo kuphela? Nangona yenzelwe ikakhulu abacebisi kunye namashishini amancinci, abanikazi abangatshatanga kunye nabantu abazimeleyo bamkelekile ukuba babhalise. Ulwazi oluninzi malunga nobuchule botyalo-mali kunye nomxholo wentengiso inokufunyanwa kwi iingxoxo zoshishino ezifanelekileyo ezibonisa indlela ii-titans zetekhnoloji ezilungisa ngayo uluntu lwezoqoqosho ngokuphunyezwa kwenkxaso-mali ngobuchule.