Google Endeavor Arm Imatsogolera $200 Kuzungulira Kwandalama Miliyoni ku Europe Fintech Startup
(Google Venture Arm Leads $200 Kuzungulira Kwandalama Miliyoni ku Europe Fintech Startup)
Kodi Google's Endeavor Arm Investing In?? .
Ntchito ya Google, yotchedwa CapitalG, wangotsogolera zazikulu $200 miliyoni miliyoni poyambira ku Europe komwe kukukula mwachangu fintech. Izi zikuwonetsa chidaliro champhamvu pakutha kwa kampaniyo pakuwongolera momwe anthu ndi mabizinesi amasamalirira ndalama ku Europe konse komanso kupitirira.. Chiyambi, zomwe sizinatchulidwebe m'mabuku oyambilira koma mphekesera zimati zimagwira ntchito zolipira malire ndi ntchito zandalama zophatikizidwa., yadziwika kale chifukwa chaukadaulo wake wamakono komanso chitukuko cha ogwiritsa ntchito mwachangu. CapitalG sipopera mankhwala $200 miliyoni pafupifupi. Ma wager ake akale amakhala ndi zolemera ngati Red stripe, UiPath, ndi CrowdStrike. Pothandizira wosewera waku Europe uyu, Google ikuchulukirachulukira pazatsopano zandalama kunja kwa U.S., kumene kusintha kwamalamulo ndi kutengera pakompyuta kukupanga malo achonde osokoneza. Mutha kudziwa zambiri zokhuza ntchito yayikulu iyi yoyika ndalama pa Google Endeavor Arm Imatsogolera $200 Kuzungulira Kwandalama Miliyoni ku Europe Fintech Startup.
Chifukwa chiyani CapitalG Inasankha Kuyamba kwa Fintech? .
CapitalG ikuwona china chapadera pakuyambitsa uku chomwe chikadatha kuphonya– kapena kuchepetsedwa. Poyamba, kampaniyo imagwira ntchito pamsika pomwe mabungwe azachuma amakhala aulesi kusintha. Ogula ambiri aku Europe ndi makampani ang'onoang'ono akulimbanabe ndi ndalama zambiri, nthawi zodikira, ndi mawonekedwe osavuta ogwiritsa ntchito potumiza kapena kulandira ndalama padziko lonse lapansi. Kuyamba uku kumathana ndi zovuta zomwe zimakhala ndi kukhazikika kwanthawi yeniyeni, mitengo yomveka, ndi njira ya API-yoyamba yomwe imalola kuti mapulogalamu ena osiyanasiyana azilumikizana bwino ndi mayankho azachuma. Chachiwiri, gulu loyambitsa limaphatikizapo akatswiri ochokera ku mabungwe otsogola azachuma ku Europe ndi makampani aukadaulo, kupereka zonse malamulo savvy ndi engineering minofu minofu. Chachitatu, ma metric a kasitomala ndi amphamvu: mwezi-ndi-mwezi makasitomala yogwira kwenikweni kuwirikiza katatu m'mbuyomu 18 miyezi, ndipo ma spin rates ndi otsika kwambiri pamunda. Zinthu zonsezi zimapangitsa kuyambika kukhala chitsanzo cha zomwe CapitalG imafuna– scalable tech, zomveka bwino pamsika wazinthu, ndi njira yachipambano. Kuti mumvetsetse mozama chifukwa chomwe izi zimafunikira, yang'anani kusanthula kokhudzana ndi izi pazithunzithunzi zaukadaulo zomwe zikupanga zosankha zamabizinesi azachuma.
Ndendende momwe Ukadaulo Wamakono Woyambira Umagwira Ntchito? .
Pachimake chake, oyambitsa amagwiritsa ntchito mawonekedwe amtambo omwe amaphatikizidwa ndi njira zanzeru zoyendetsera ndalama kuti asunthire ndalama mwachangu komanso zotsika mtengo kuposa zida zakale.. M'malo modalira maukonde akale a SWIFT omwe amatenga masiku kuti athetse zomwe zikuchitika, imagwirizana mwachindunji ndi njanji zobwezera m'chigawo 30 mayiko. Izi zikutanthauza kuti wogwira ntchito payekha ku Portugal atha kupanga ndalama ndi kasitomala ku Sweden mkati mwa mphindikati, osati masiku a bizinesi. Pulatifomu imagwiritsanso ntchito “ndalama zophatikizidwa” zida– ganizirani ngati kulola masamba a e-commerce, mapulogalamu a ntchito, kapena pulogalamu yowerengera ndalama imagwira ntchito zamabanki popanda kuzipanga kuyambira pansi. Madivelopa amaphatikiza mizere ingapo yamakhodi, ndipo nthawi yomweyo ogwiritsa ntchito amatha kutsegula akaunti, nkhawa makadi, kapena kugawa ndalama zoyenera mkati mwa pulogalamu yomwe amagwiritsa ntchito kale. Chitetezo ndi chitetezo chimayendetsedwa ndi kutsimikizika kwa biometric komanso kuzindikira zachinyengo zoyendetsedwa ndi AI zomwe zimapindula pazochita zilizonse.. Chilichonse chomwe chimayendera ma modular microservices, kotero mawonekedwe atsopano amatuluka mwachangu popanda kuwononga ntchito zomwe zilipo kale. Kulimba mtima uku ndi chimodzi mwazinthu zomwe ma capitalists amakhulupirira kuti kampaniyo imatha kuzungulira padziko lonse lapansi popanda kukonzanso kwambiri.
Kodi Ntchito Zenizeni Zapadziko Lonse za Fintech Platform iyi ndi iti?? .
Mapulogalamuwa akupezeka paliponse. Otsatsa ang'onoang'ono pa intaneti amagwiritsa ntchito API yoyambira kuti alole makasitomala apadziko lonse lapansi kulipira ndalama zawo zakumaloko ndikutembenuza pompopompo., kuchepetsa kutha kwa ngolo. Alangizi pamapulatifomu a ntchito padziko lonse lapansi amalandila ndalama molunjika mu bajeti zandalama zambiri, kukhala otalikirana ndi zotengera za PayPal kapena zobisika zobisika. Komanso makoleji ndi zopanda phindu akuzitengera kuti asonkhanitse zopereka kapena maphunziro ochokera kunja popanda kuchedwa. Chitsanzo chimodzi chodziwika bwino chikukhudza kuyambika kwazinthu zozikidwa ku Berlin komwe kumaphatikiza magwiridwe antchito pakugwiritsa ntchito kwa woyendetsa.– kotero onyamula amapeza ndalama pakugawa mu nthawi yeniyeni, kuonjezera khalidwe ndi kusunga. Chitsanzo china ndi kampani yakutchuthi yaku Spain yomwe imayika inshuwaransi yoyenda komanso kugula ma SIM khadi m'chigawocho ndikutuluka kwayekha mothandizidwa ndi zomangamanga za fintech.. Izi si zongopeka; ndizomwe zikuwonetsedwa pa intaneti zomwe zikuwonetsa momwe ntchito zandalama zingakhudzire zochitika za tsiku ndi tsiku zamagetsi. Kuti mumve zambiri momwe tech ikusinthira misika wamba, onani Kuphunzira izi za ndewu zowongolera m'mafakitale oyandikana nawo.
Ndi Mafunso Otani Amene Anthu Akufunsa Pankhani imeneyi? .
(Google Venture Arm Leads $200 Kuzungulira Kwandalama Miliyoni ku Europe Fintech Startup)
Anthu ali ndi mafunso ambiri– ndipo pomwe pano pali amodzi mwa omwe amayankhidwa momveka bwino. Poyamba, ndikuyamba kumeneku kukupita poyera mwachangu? Osati pano. A CEO adatsimikiza kuti amayang'ana kwambiri pakukweza komanso kulowa 3 misika yatsopano musanaganize za IPO, mwina palibe kale kuposa 2026. Chachiwiri, Google tsopano ikuyendetsa kampaniyi? Ayi. CapitalG imatenga ziwopsezo zazing'ono ndipo nthawi zambiri sizimafuna kuwongolera bolodi pokhapokha ngati zinthu sizikuyenda bwino. Eni ake amasunga ufulu wathunthu wogwira ntchito. Chachitatu, zidzawonetsedwa kwa Google? Kuyamba kumalimbikitsa kuti zidziwitso zonse zikhale zobisika komanso zobisika, yogwirizana ndi GDPR yokhazikika pamamangidwe ake. 4th, momwe izi zimakhudzira omwe akupikisana nawo ngati Revolut kapena Wise? Imakweza benchi. Ndi capital capital yatsopano, kuyambika kumatha kuwononga omwe akupikisana nawo pamitengo pomwe akugulitsa ndalama zambiri pothandizira ogula komanso kukhazikika– zosiyanitsa zazikulu m'misika yogawika yaku Europe. Chachisanu, anthu a ku United States akhoza kupeza chithandizo? Osati panopa, komabe mapuwa ali ndi kukhazikitsidwa kwa North America mochedwa 2025, zilolezo zomwe zikudikirira. Mayankho awa akuyenera kuchepetsa mavuto pomwe akuwonetsa kuya kowerengeredwa kumbuyo kwa mitu.