Google Venture Arm Leads $200 Miliyoni Yothandizira Ndalama Pakuyambitsa Fintech ku Europe
(Google Venture Arm Leads $200 Kuzungulira Kwandalama Miliyoni ku Europe Fintech Startup)
Wothandizira wa Google wangogwetsa bomba lalikulu mudziko la fintech. Zinatsogolera a $200 miliyoni zozungulira ndalama zoyambira ku Europe kwa fintech, kusonyeza kudzidalira kolimba mu masomphenya a kampani ndi zatsopano. Kusunthaku sikungowonetsa kuchuluka kwa chiwongola dzanja cha Google paukadaulo wazachuma komanso kuwunikiranso momwe ndalama za digito zikusinthira kusintha kwachuma padziko lonse lapansi.. Kupambanaku kwadzetsa chidwi chachikulu paukadaulo komanso m'magulu azandalama, ndi ambiri akudabwa chimene chiyambi ichi kwenikweni ndi chifukwa chake chofunika kwambiri.
Kodi Google's Venture Arm Investing In? .
Kuyamba komwe kuli pamtima pazamalondawa ndi kampani yaku Europe ya fintech yomwe imayang'ana kwambiri zomanga m'mibadwo yotsatira.. Ngakhale dzina lake silingakhale mawu apanyumba, luso lake likugwira ntchito kale kwa anthu mamiliyoni ambiri mu kontinenti yonse. Chopereka chachikulu chimazungulira pakubweza nthawi yeniyeni, kukambirana m'malire, ndi njira zophatikizira zandalama zomwe zimalola makampani omwe si azachuma kuti apereke ntchito zamabanki. Mosiyana ndi mabanki muyezo anaimitsidwa ndi machitidwe cholowa, kuyambika uku kumayendetsedwa ndi zomangamanga zamtundu wamtambo, kuzipangitsa kuti zifulumire, zowonjezera zosinthika, ndi scalable kwambiri. Ntchito ya Google, zomveka pothandizira masewero a teknoloji yosintha, akuwona kuti izi ndizovuta kwambiri m'tsogolomu pantchito zandalama.
Chifukwa chiyani Venture Arm ya Google idasankha Kuyambitsa kwa Fintech uku .
Pali zifukwa zambiri zomwe zimachititsa kuti kubetcha kwakukuluku. Choyamba, Chiwonetsero cha fintech ku Europe chikukula, chifukwa cha malamulo othandiza monga PSD2 ndi ogula anzeru pa digito. Chachiwiri, kuyambika kwawonetsa chidwi chodabwitsa– kukonza mabiliyoni ambiri pakugulitsa ndikuyanjana ndi ogulitsa akuluakulu, nsanja za gig, ndipo ngakhale njira za boma. Chachitatu, Google mwina imawona mgwirizano ndi gulu lawo. Onani Android Pay kapena Google Purse ikuphatikiza mozama ndi njanji zoyambira izi kuti zitheke, kusamutsidwa kotsika mtengo padziko lonse lapansi. Kuphatikiza apo, ndi otsutsana nawo monga Apple ndi Amazon akuwonjezera mavuto awo azachuma, Google sangakwanitse kukhalabe. Ndalama zandalama izi sizobweza kwenikweni– ndi za kukhalabe zoyenera m'dziko lamagetsi lazachuma kwambiri. Kuti mudziwe zambiri za momwe teknoloji yayikulu ikulowera mu ndalama, fufuzani chitetezo ichi Ntchito ya Google imatsogolera $200 miliyoni miliyoni poyambira ku Europe kwa fintech.
Momwe Ntchito Yoyambira Yoyambira Imagwirira Ntchito .
Pachimake chake, kuyambika kumagwiritsa ntchito ma API amakono ndi malamulo otsegula mabanki kuti agwirizane ndi mabanki, ogulitsa, ndi kutsiriza makasitomala mu nthawi yeniyeni. M'malo mowerengera pang'onopang'ono, ma batch-based clearing systems omwe amatenga masiku, imathandizira maukonde obweza pompopompo ngati SEPA Split Second Transfer Ngongole. Dongosolo lake limathandizira mabungwe kukhazikitsa mawonekedwe ngati “kulipira pambuyo pake,” ndalama zambiri bajeti, kapenanso ngongole zazing'ono zolunjika pazogwiritsa ntchito– popanda kupempha chilolezo chandalama. Zonse zimagwira ntchito pachitetezo, dongosolo logwirizana lomwe limakwaniritsa malangizo azachuma a EU. The backend amapangidwira mlingo ndi mphamvu, kugwiritsa ntchito mfundo za ledger zobalalika (ngakhale si blockchain wathunthu) kutsatira malonda momveka bwino. Madivelopa amasangalala nazo chifukwa kuphatikiza kumatenga maola ambiri, osati miyezi. Kwa ogula, zikuwonetsa zolipiritsa zochepa, kubweza ndalama mwachangu, ndi kuthekera kolipira mu ndalama zawo zovomerezeka popanda zobisika zobisika.
Mapulogalamu Pamakampani Onse ndi Moyo Watsiku ndi Tsiku .
Ukadaulo wamakono suli wa mabanki okha– zikusintha kale ndendende momwe anthu amasungira, ntchito, ndi kusamalira ndalama. Oyendetsa galimoto amalipidwa mwamsanga pambuyo pa ulendo uliwonse m’malo modikira mlungu uliwonse. Pamisika yapaintaneti amalola ogula ndi ogulitsa kuti azitha kupeza ndalama zosiyanasiyana mosagwirizana ndi ziro. Makampani ang'onoang'ono amagwiritsa ntchito nsanja kuti apereke malipiro a umembala ndi zoyeserera zodziwikiratu komanso kudumpha mwanzeru. Ngakhale mautumiki aboma akuvomereza: mizinda ina yaku Europe tsopano imalola nzika kulipira ngongole kapena chindapusa choyimitsa magalimoto ndi ma chatbots oyendetsedwa ndi injini ya fintech iyi.. Mu maphunziro ndi maphunziro, mayunivesite amachigwiritsa ntchito kupereka ndalama zothandizira maphunziro kapena kusonkhanitsa maphunziro kuchokera kwa ophunzira apadziko lonse lapansi popanda cholakwika. Mapulogalamuwa akupitilira kukula chifukwa chakuti makinawo ndi modular– mukhoza kugwirizana mu chidutswa chomwe mukufuna, kaya ndi chitsimikizo, kutulukira chinyengo, kapena kuyang'anira kuchuluka kwa ndalama. Pamene bizinesi yamagetsi ikukulirakulira, momwemonso kufunikira kwa mapaipi achuma okhazikika, ndipo kuyambitsa uku ndikuyala mapaipi.
Mafunso omwe amafunsidwa pafupipafupi Okhudza Kupereka ndi Fintech Landscape .
Kodi kuyambikaku kukupita poyera mwachangu? Osati pano. The $200 miliyoni kuzungulira ndi Series C ndalama, kutanthauza kuti akadali mu kukula, osasiya mode. Ndalamazi zithandizira kukula mpaka misika yatsopano monga Southeast Asia ndi Latin America.
Kodi Google tsopano ikuwongolera zoyambira? Ayi. Kuyesa kwa Google kumatsogolera kuzungulira koma sikutenga ulamuliro wambiri. Opanga amakhalabe odziimira pawokha, zomwe ndizofala pazopereka zotere.
Izi zikhudza anthu omwe ali ndi mayankho a Google? Mosalunjika, inde. Ndi nthawi, mutha kuwona kuphatikiza kolimba– monga kugwiritsa ntchito akaunti yanu ya Google kulowa mu pulogalamu ya fintech kapena kuwona kulipira mwachangu ngati ndinu wopanga zinthu pa YouTube mukugwiritsa ntchito zida zawo zolipirira.
Ndi gawo ili lazinthu zazikulu? Mwamtheradi. Makampani akuluakulu aukadaulo akuchulukirachulukira pazachuma. Kuchokera ku Apple Card kupita ku Amazon Kubwereka, mzere pakati pa chatekinoloje ndi zachuma ukusokonekera. Mutha kudziwa zambiri zakusintha kwamakampani, ophatikizika ndi mayankho amunthu payekhapayekha ku crossovers zaukadaulo-zachuma, mu lipoti ili pa Mgwirizano wankhondo wa OpenAI umayambitsa kubweza kwamakasitomala, zomwe zikuwonetsa momwe anthu amakhudzidwira ndi luso laukadaulo.
Izi zitha kuwonjezera zovuta zowongolera? Zotheka kwambiri. Oyang'anira ku Europe akusangalala kale ndi ukadaulo waukulu wopita kundalama mosamala. Komabe, popeza kuyambika uku kumagwira ntchito ngati bungwe lovomerezeka lokhazikika– osati bungwe lazachuma– imakhala m'malo otetezedwa. Komabe, yembekezerani kusanthula pamene mgwirizano ukukulirakulira. Pachidziwitso chogwirizana, ntchito zapadziko lonse lapansi zikuwonjezeka motsutsana ndi ziwopsezo zamagetsi; mwachitsanzo, kuchotsedwa kwaposachedwa kwa mabwalo a pa intaneti a cyberpunk ngati LeakBase akuwonetsa momwe maboma amachitira kukhazikika kwamagetsi pamagetsi, monga tafotokozera mu United States ndi EU alumikizana kuti agwire LeakBase.
(Google Venture Arm Leads $200 Kuzungulira Kwandalama Miliyoni ku Europe Fintech Startup)
Kuzungulira kwandalama uku sikungokhala mutu wankhani– ndi chizindikiro chakuti tsogolo la ndalama likulembedwa tsopano ku Ulaya tech hubs, ndi ma Titans a Silicon Valley akuzindikira. Kuphatikizika kwa mawonekedwe owongolera, luso laukadaulo, komanso kufunikira kwa ogula kumapangitsa Europe kukhala malo ambiri aukadaulo wa fintech. Ndipo ndi chithandizo cha Google, kuyambika uku kuli pabwino kukhala wotsogolera momwe ndalama zimasamutsira zaka zamagetsi.