Google Venture Arm Leads $200 Kuzungulira Kwandalama Miliyoni ku Europe Fintech Startup
(Google Venture Arm Leads $200 Kuzungulira Kwandalama Miliyoni ku Europe Fintech Startup)
Kodi kuyambika kwa fintech ku Europe komwe kwangokula kumene $200 miliyoni
Kuyambika kwa fintech ku Europe komwe kuli pamtima pazandalama zofunikazi kumatchedwa Tesseract. Ndi kampani yomwe ikukula mwachangu ku Berlin yomwe imapanga zida zama digito zamabungwe azachuma ndi mabanki ku Europe konse. Tesseract imapereka dongosolo lamtambo lomwe limathandizira mabungwe azachuma kuwongolera machitidwe awo osafunikira kukonzanso chilichonse chaching'ono.. Zida zamakampani zimalola mabanki kubweretsa zinthu zatsopano zandalama mwachangu, mitengo yoyendetsera ntchito, ndikukwaniritsa zofunikira zamalamulo mosavuta. Kuzungulira kwaposachedwa kwachuma uku kutsogozedwa ndi dzanja la Google, GV, omwe amadziwika kuti amathandizira bizinesi yaukadaulo wapamwamba kwambiri kumayambiriro kwa ulendo wawo wachitukuko. Ma capitalist ena adalembetsa nawonso, komabe GV idatenga ntchito yotsogolera, kuwonetsa chidaliro champhamvu mu masomphenya ndi kuphedwa kwa Tesseract. Mutha kuwerenga zambiri za choperekachi Chitetezo cha kampani ya MIS-Asia.
Chifukwa chiyani dzanja la Google lidasankha kugula zoyambira za fintech
GV sichirikiza kuyambitsa kulikonse komwe kumabwera njira yake. Gululi likufuna makampani omwe amathetsa zovuta zenizeni ndiukadaulo wowopsa. Muzochitika za Tesseract, iwo anaona kufunika koonekeratu mu makampani a mabanki a ku Ulaya. Mabungwe ambiri azachuma akugwirabe ntchito pamakina omwe adakhalapo kale omwe ndi aulesi, okwera mtengo, ndi zovuta kuwonjezera. Tesseract imapereka gawo lanzeru lomwe limalumikiza machitidwe akale ndi ntchito zamtambo zamakono. Izi zimalola mabungwe azachuma kukhalabe ovomerezeka pomwe akugwiritsanso ntchito makasitomala abwinoko pa digito. Kampani yayikulu ya Google, Zilembo, wakhala akusintha kutsindika kwake ku AI ndi kukhazikika, monga akukumbukiridwa pakukonzanso bizinesi yawo posachedwa MIS-Asia. Kuyika ndalama mu Tesseract kumawongola kusunga njirayo chifukwa choti kuyambitsa kumagwiritsa ntchito AI kuti ipange kusanthula kwachiwopsezo., kupezeka kwa scams, ndi kukwera kwa kasitomala. GV amawona Tesseract osati ngati sewero la fintech, komabe ngati njira yosinthira ndalama zamagetsi ku Europe.
Ndendende momwe ukadaulo wa Tesseract umagwirira ntchito
Pulatifomu ya Tesseract imatsanzira womasulira wa digito pakati pa mapulogalamu akale akubanki ndi mapulogalamu amtambo atsopano. Mabungwe ambiri azachuma ku Europe amagwiritsa ntchito machitidwe oyambira omwe adamangidwa zaka zambiri m'mbuyomu. Makinawa sanapangidwe kukhala mapulogalamu a m'manja, zokhazikika zenizeni, kapena tsegulani ma API azachuma. Kuwalembanso kungakubwezeretseni mabiliyoni ambiri ndikutengera zaka. Tesseract imalepheretsa izi popumula pamwamba pazida zomwe zilipo. Imakoka deta kuchokera ku machitidwe a cholowa, amayenga pogwiritsa ntchito zida zamakono, ndikukankhira zotsatira mmbuyo momwe dongosolo lakale limamvetsetsa. Njirayi imatchedwa “chophimba” kapena “kufotokoza.” Dongosololi lilinso ndi ma module otsimikizira kuti ndi ndani, kuwunika kochitika, ndi malipoti olamulira. Zonsezi zimayenda mumtambo ndipo zimatha kuyatsidwa kapena kuzimitsidwa ngati mapulogalamu pa smartphone. Chifukwa chilichonse chaching'ono ndi modular, mabungwe azachuma akhoza kuyamba ang'onoang'ono ndikuwonjezera zofunikira. Izi zimachepetsa chiopsezo ndikufulumizitsa kutumizidwa. Dongosolo lonse ndi lotetezeka, zowerengeka, ndipo adamangidwa kuti akwaniritse malamulo azandalama a EU monga PSD2 ndi GDPR.
Kodi ntchito zenizeni padziko lapansi za njira ya fintech iyi ndi iti
Mabanki pakadali pano akugwiritsa ntchito Tesseract kupereka mayankho atsopano mwachangu. Mwachitsanzo, banki imodzi yapakatikati ku Spain idagwiritsa ntchito makinawa kutulutsa akaunti yosungiramo ndalama m'milungu isanu ndi umodzi yokha– chinachake chimene nthawi zambiri chimatenga ulamuliro wa chaka. Bungwe lina lazachuma ku Netherlands lidaphatikiza luso lokhazikika munthawi yeniyeni popanda kukhudza dongosolo lake lazaka 30.. Makampani a inshuwaransi ndi oyang'anira chuma ayambanso kugwiritsa ntchito zida za Tesseract kuti athandizire kuwongolera makasitomala ndikutsata macheke.. Ndalama zamalonda zam'mbuyomu, dongosolo amathandiza ndalama ophatikizidwa, komwe mabizinesi omwe siazachuma amapereka njira zothetsera ndalama. Ganizirani za sitolo ya ecommerce yomwe imalola makasitomala kulipira poyikapo kapena bizinesi yobwereketsa magalimoto yopereka inshuwaransi potuluka. Tesseract imapangitsa kuti zikhale zosavuta kuti makampaniwa alumikizane ndi maukonde oyendetsedwa bwino azachuma. Pamene misika yambiri ikuyandikira ndalama zamagetsi, kufunika kosinthika, malo ogwirizana ngati a Tesseract angokulirakulira. Izi ndizowona makamaka pamene Europe ikukankhira kuphatikizidwa kwachuma komanso njira zamabanki zobiriwira.
Ndi mafunso ati omwe amapezeka kwambiri okhudzana ndi ndalama izi komanso kuyambika
(Google Venture Arm Leads $200 Kuzungulira Kwandalama Miliyoni ku Europe Fintech Startup)
Anthu nthawi zambiri amafunsa ngati Tesseract imatenga makampani akuluakulu aukadaulo monga Google kapena Amazon. Yankho lake ndi ayi– zimapangitsa kuti mabungwe azachuma azipikisana nawo. Tesseract imapatsa mabungwe wamba kulimba mtima kuti agwirizane ndi zomwe kasitomala amakumana nazo paukadaulo wa titans popanda kusiya mbali yawo yowongolera.. Funso lowonjezera lokhazikika ndiloti izi $200 miliyoni kuzungulira zikutanthauza kuti Tesseract yatsala pang'ono kupita pagulu. Osati nthawi zonse. Bizinesiyo ikuti idzagwiritsa ntchito ndalamazi kukulitsa gulu lake laumisiri, gulani misika yatsopano yaku Europe, ndikukulitsa luso lake la AI. Ena amadzifunsa kuti chifukwa chiyani GV idatsogolera kuzungulira m'malo mwabizinesi wamba wa fintech. Chifukwa chikuwerengedwa: GV imabweretsa zambiri kuposa ndalama. Imapereka mwayi wopezeka kumtambo wamtambo wa Google, akatswiri ophunzirira makina, ndi network yapadziko lonse lapansi. Ena amafunsa ngati izi zikuwonetsa kuyimitsidwa ku U.S. ndalama za fintech. Kwenikweni, zikuwonetsa kuti zida zanzeru zikusamukira kumalo okhala ndi malamulo olimba komanso kuthekera kosagwiritsidwa ntchito– ngati Europe. Kuti mumve zambiri za momwe ndalama zaukadaulo zaukadaulo zikusinthira padziko lonse lapansi, Onani mbiri iyi pazidziwitso za ku New York kayime, zomwe zimawonetsa mafashoni ochulukirapo pakukonzekera kwaukadaulo.




















































































