People with no coding background can now quickly build app prototypes using “;vibe coding”; platforms that turn natural language into code, but connecting to external services like SMS and payments remains a major hurdle for scaling. Ilan Zerbib, former Director of Engineering for Payments at Shopify, founded Sapiom to address this by building a financial layer infrastructure for AI agents, enabling them to autonomously and securely purchase APIs, computing power, and other needed services.
(Ilan_Zerbib)
As an Accel partner noted, every API call or SMS sent is essentially a payment, yet current AI agents lack a seamless way to handle these transactions. Sapiom aims to fully automate processes like authentication and micro-payments for services such as Twilio, freeing developers from manually managing tasks like credit card linking.
The company has raised $15 million in seed funding. While its initial focus is on enterprise solutions, the technology could later extend to consumer scenarios like personal AI assistants making purchases. Zerbib believes AI won’;t inherently drive more spending, which is why Sapiom is prioritizing solving payment bottlenecks in business service procurement first.、
Roger Luo said:The project precisely targets the infrastructure gap in AI agent payments with a clear enterprise focus. Establishing moats in compliance and ecosystem integration could position it as a critical middleware layer for AI service transactions.
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