UGoogle weVenture Arm ukhokela $200 Isigidi sezeMali sokuQala kwiFintech yaseYurophu
(UGoogle weVenture Arm ukhokela $200 Isigidi senkxaso-mali kuMjikelo wokuQalwa kweFintech yaseYurophu)
Ingalo yelinge likaGoogle liyakhokela $200 Isigidi senkxaso-mali kumjikelo wokuqalwa kwe-fintech yaseYurophu. Esi sihloko asiyondaba nje zentlangano. Ibonisa utshintsho olukhulu kwindlela iteknoloji yezoqoqosho ikhula ngayo eYurophu. Itekhnoloji enkulu ibheja enkulu kwinkqubela phambili eyenza imali inyathelo ngokukhawuleza, krelekrele ngakumbi, kwaye ilungile. Ukuqaliswa kwindawo yolu nikezelo kuphuhlise into esebenzayo. Kwaye ngoku, ngenkxaso enkulu evela kwelinye lawona manani abalaseleyo etekhnoloji ehlabathi, ilungiselela ukuluhlu ngokukhawuleza.
Yintoni umzamo kaGoogle oKhokela ngengalo $200 Isigidi senkxaso-mali kuMjikelo wokuQalwa kweFintech yaseYurophu .
Umzamo wengalo kaGoogle uyakhokela $200 Isigidi senkxaso-mali kwisiqalo se-fintech saseYurophu sibhekisa kutyalo-mali lwakutsha nje lwe-CapitalG, Ingxowa-mali yokukhula ezimeleyo yealfabhethi. Umamkeli lishishini elikhulayo le-fintech laseYurophu eligxile kwisakhelo sentlawulo yanamhlanje kunye noncedo lwemali oludityanisiweyo.. I $200 Isigidi semali asiyomali nje. Kukuvota ukuzithemba. Ityhila ukuba iinkokeli zetekhnoloji yehlabathi zibona amandla okwenyani kulo mbono wokuqalisa. IKHAMPANI, engekalivezi igama layo ngokuphandle kwiingxelo zakwangoko, isebenza kuzo zonke iimarike ezininzi zaseYurophu kwaye inikezela ngezixhobo ezinikezela ngeenkonzo zoncedo ezamkela imbuyekezo, ukuphatha ukuhamba kwemali, kunye nokujongana neenkonzo zemali ngaphandle kokuphuhlisa yonke into ukusuka phezulu ukuya phezulu. Unokufunda ngakumbi malunga nesi sibonelelo sendawo Ingalo yelinge likaGoogle liyakhokela $200 Isigidi senkxaso-mali kumjikelo wokuqalwa kwe-fintech yaseYurophu.
Kutheni umzamo kaGoogle weArm uKhokela $200 Isigidi senkxaso-mali kuMjikelo wokuQalwa kweFintech yaseYurophu .
Kutheni le nto iqela lotyalo-mali likaGoogle libeka imali eninzi kangaka kumdlali we-fintech waseYurophu? Impendulo ixhomekeke kwixesha kunye neqhinga. Ubume bemali baseYurophu buguquka ngokukhawuleza. Iibhanki eziqhelekileyo zihamba kancinci ukulungisa. Imigaqo-nkqubo emitsha efana ne-PSD2 ivule iingcango zokuqalisa okusebenzayo ukwakha amava angcono kakhulu e-elektroniki. Ngaxeshanye, amashishini amancinci kwaye aphakathi afuna lula, iindlela ezifikelelekayo zokujongana neentlawulo kunye nokufikeleleka kwetyala. Oku kuqaliswa kwe-fintech kuzalisa eso sithuba. Isebenzisa ii-API ezihlakaniphile kunye neenkqubo ezisekwe kwilifu ukubonelela ngeempawu ezifana nebhanki ngqo ngaphakathi kwezicelo kunye namaqonga okuthenga.. YekaGoogle, oku akuphantse ukubuya. Imalunga nokuhlala kufanelekile kwikamva lemali. Njengoko izivumelwano ezininzi zisenzeka kwi-intanethi kunye nezixhobo eziphathwayo, Ukulawula okanye ukusebenzisana neentsimbi ezihambisa imali kubaluleke kakhulu. Ukongeza, IYurophu yimarike enkulu enemali nemimiselo eyahlukeneyo– ukwenza izisombululo zefintech ezikhawulezayo zixabiseke kakhulu.
Kanye indlela iGoogle Venture Arm ekhokela ngayo $200 Isigidi seMiliyoni yezeMali kwi-Fintech Start-up yaseYurophu .
Inkqubo emva kwesi sinikezelo yaqala kwiinyanga ezidlulileyo. Ukuqaliswa kwe-fintech kwakusele kubonisiwe ukukhula okuqinileyo. Ubungakanani bentengiselwano yayo yenyanga nenyanga isongiwe kunyaka ophelileyo. Ukugcinwa kwabathengi bekuphezulu. Inkqubo yoqoqosho lweshishini yenza ingqiqo. Oko kwaphuma kubahlalutyi beCapitalG. Baqala ukuzingisa okunzulu. Bayithathela ingqalelo imfumba yetekhnoloji, izikhokelo zokuhambelana, imbali yeqela, kunye nokuma kwemarike. Emva kwemijikelo emininzi yeentetho, omabini la macala avumelana ngokwemiqathango. I $200 izigidi ziya kusondela 3 iinjongo eziphambili: ukwanda kumazwe amatsha aseYurophu, ukuqesha izakhono zobunjineli eziphambili, kunye nokuphuhlisa umngcipheko oqhutywa yi-AI kunye neenkqubo zokufunyanwa kobuqhophololo. Ngokungafaniyo nemijikelo yembewu eqhelekileyo, olu lutyalo-mali lwezemali lwenqanaba lokukhula. Oko kuthetha ukuba isiqalo sidlulile “umbono” isigaba. Kungqina intswelo yokwenene. Inkxaso-mali ibandakanya inkxaso yeqhinga elivela kuGoogle– hayi imali nje, ukanti ukufikelela kwiziseko zelifu, ukuqonda kolwazi, kunye nentsebenziswano yehlabathi. Olu hlobo lwenkxaso lunokwandisa uphuhliso lwento ngeminyaka.
Usetyenziso lweNkokeli zeArm zeVenture zikaGoogle $200 Isigidi senkxaso-mali kuMjikelo wokuQalwa kweFintech yaseYurophu .
Impembelelo yolu tyalo-mali ngokuqinisekileyo iya kukhula kumacandelo amaninzi. Kwi-intanethi abathengisi banokungena ngokukhawuleza ekuphumeni kwaye bathenge-ngoku-hlawula-kamva iinketho ngaphandle kokuxhomekeka kumasango omntu wesithathu. Iinkampani ze-SaaS zinokusebenzisa i-invoyisi kunye nezixhobo zokuhlawula kakuhle ngaphakathi kweephaneli zabo zokulawula. Nokuba iiplatifti zemozulu yezoqoqosho zomsebenzi zinokuhlawula abaqhubi okanye ii-freelancers ngexesha langempela usebenzisa i-API yokuqalisa. Esinye isicelo esibalulekileyo kukuqeqeshelwa ukuwela imida. Uninzi lwabarhwebi abancinci balwa ngeentlawulo zokuguqula imali kunye namaxesha acothayo okuhlalisa. Olu ncedo lwe-fintech lucutha olo libaziseko kunye neendleko kakhulu. Enye imeko engakumbi yokusetyenziswa isasele ikubandakanyo lwezoqoqosho. Kwiingingqi apho amasebe ebhanki anqabile, izixhobo zezemali eziphathwayo zokuqala zinokubonelela abantu abangabhanganga. Cinga ngomlimi kwilizwe laseRomania efumana imbuyekezo yezityalo ngekhonkco elilula lewebhu. Okanye umyili ozimeleyo eLisbon wenza imali ngumthengi waseSweden ngaphakathi kwemizuzwana. Le asiyominqweno yekamva. Ziziziphumo zokwenyani zokuphela ezivunyelwe bubuchwephesha banamhlanje obu kuqaliswa kunikelwa. Inkxaso-mali iqinisekisa ukuba ezi zicelo zifikelela kubasebenzisi abaninzi ngakumbi, Ngesantya.
Imibuzo ebuzwa rhoqo malunga neNkokeli yeArm yeVenture kaGoogle $200 Isigidi senkxaso-mali kuMjikelo wokuQalwa kweFintech yaseYurophu .
Ngaba oku kuqalwa kukukhuphisana nePayPal okanye umgca oBomvu? Hayi ngokuthe ngqo. Ngelixa ilawula iintlawulo, ugxininiso lwayo lubanzi– ekwenzeni naluphi na uhlobo lombutho ukuba ube ngumnikezeli wezoqoqosho. Ingaphezulu koluhlu lweziseko ezingundoqo kunegama lebhrendi elijongene nabathengi.
Ngaba oku kuya kubachaphazela ngokuthe ngqo abathengi? Ngokungathanga ngqo, Ewe. Xa iinkonzo zisebenzisa izixhobo ezingcono, abathengi bafumana ukujongwa ngokulula, imbuyekezo ngokukhawuleza, kunye neendlela ezininzi zokubuyisela ezilungelelanisiweyo.
Ngaba uGoogle ngoku ungumnikazi wecandelo lale femu? Ewe, nge CapitalG. Nangona kunjalo yingozi encinci. Abadali basalawula ishishini kunye nesikhokelo salo.
Kutheni iYurophu kwaye hayi iUnited States? IYurophu ineenkqubo eziqhekezayo zemali, eyila indawo eyongezelelekileyo yokusungula izinto ezintsha. Ngokunjalo, uncedo olulawulayo lwebhanki evulekileyo lunika abaqalisi indlela ecacileyo.
(UGoogle weVenture Arm ukhokela $200 Isigidi senkxaso-mali kuMjikelo wokuQalwa kweFintech yaseYurophu)
Ngaba oku kunokubangela utyalo-mali olukhulu ngakumbi lwetekhnoloji kwi-fintech? Okunokwenzeka. Ukuba olu nikezelo luphumelele, lindela iAmazon, apile, okanye iMicrosoft ijonge iintshukumo ezifanayo. Umgca phakathi kobugcisa kunye nenkxaso-mali ugcina ukufiphala. Unokubona kanye ukuba iipateni zetekhnoloji zehlabathi zidibana njani netekhnoloji yengingqi ngokundwendwela le rekhodi kwintsebenziswano ye-cybersecurity ye-U.S.-EU, nto leyo ebonisa indlela eziye zabakho ngayo ii-ecosystems zedijithali ezidityanisiweyo. Kwelinye icala, ezinye iinguqulelo ezahlukeneyo kumandla kunye nokuguquguquka, njengaye Ibhetri etshajayo ye-BYD, sikhumbuze ukuba utshintsho lwenzeka phantse kuyo yonke indawo– hayi kwinkxaso-mali kuphela, kodwa kuwo onke amacandelo aqhutywa ngobuchwepheshe.