IAkhawunti ye-Apple enenzala eNzalayo: Ireyithi yoMdla kunye noPhononongo lwamava omntu ngamnye
(I-akhawunti ye-Apple Card yokugcina iSivuno esiPhezulu: Inzala kunye noPhononongo lwamava oMsebenzisi)
What Is the Apple Card High-Yield Interest-bearing Account? .
The Apple Card High-Yield Interest-bearing Account is a savings product provided via Goldman Sachs and connected directly to your Apple Card. It lets you earn rate of interest on the money you maintain in it. Unlike routine checking accounts that typically pay little or no rate of interest, this account supplies a high-yield price that transforms with market problems. You can open it right from the Purse app on your iPhone if you currently have an Apple Card. The setup takes simply a few taps, and there are no regular monthly fees or minimum equilibrium requirements. This makes it simple for day-to-day users to start saving without jumping through hoops. If you make use of an IPad or iPhone on a regular basis, ukuphatha iindleko zakho zokonga uziva ugudile kuba yonke into encinci ihlala ngaphakathi kwendawo yeApple.
Kutheni ukhetha iAkhawunti eNzala kwiKhadi le-Apple ephezulu? .
Abantu bakhetha le akhawunti ikakhulu ngenxa yokhuphiswano lwenzala kunye nokuhambelana kakuhle nezixhobo zemali ze-Apple.. Ireyithi ngokubanzi ingaphezulu kunendlela amaziko emali abonelela ngayo kwii-akhawunti zokonga eziqhelekileyo. Oko kuthetha ukuba imali yakho ikhula ngokukhawuleza ngaphandle kokwenza nantoni na eyongeziweyo. Esinye isizathu esikhulu ngakumbi kukukhululeka. Ngenxa yokuba iqhagamshela ngqo kwiKhadi lakho le-Apple, ungakhetha ukuthumela ngoko nangoko imbuyekezo yakho yeDaily Cash kwi-akhawunti evelisa inzala. Imali yosuku yimali oyibuyiselayo xa usebenzisa i-Apple Card yakho ekuthengeni. Ngokuthe ngcembe, ezo mali zincinci ziyadibanisa. Kwaye kwakhona, Ukuhambisa imali phakathi kweKhadi lakho le-Apple kunye nokonga iindleko zakho ngoko nangoko kwaye simahla. Akukho ntsuku zokulinda zokudluliselwa njengezinye iibhanki. Kubantu abaxabisa ubulula kwaye bafuna itekhnoloji kunye nemithombo yezemali ukusebenzisana, le akhawunti ingena kakuhle. Ikwanceda ukuba iGoldman Sachs iyixhase, ukunika ukuthembeka nangona ungaze ungene kwisebe elibonakalayo.
Ngqo Isebenza njani iAkhawunti ye-Apple enenzala eNzalayo ephezulu? .
Uqala ngokuvula isicelo seBhajethi kwi-iPhone yakho. Ukuba unekhadi le-Apple, uya kubona enye indlela yokuseta iakhawunti enomdla. Yicofe, yamkela imigaqo, kwaye ugqibile. Inombolo yeakhawunti yakho kunye neenkcukacha zokwalathisa zivela kwangoko ukuze ukwazi ukuyinxibelelanisa namanye amaziko ohlukeneyo ezezimali ukuba kuyimfuneko. Xa sele inamandla, ungafaka imali okanye uyikhuphe nangaliphi na ixesha. Udluliselo olusuka ngaphandle kweebhanki luthatha enye ukuya 3 iintsuku zenkonzo. Ukanti ukuba uhambisa iDaily Cash okanye uhlawulela ibhalansi yekhadi lakho leApple, kwenzeka ngokukhawuleza. Ireyithi yenzala yonke imihla kwaye ihlawulwa ngenyanga. Oko kuthetha ukuba yonke imihla ukulingana kwakho kuzuza kancinane ngakumbi, yeyiphi imali ngokwayo eqala ukwenza izinga lenzala kusuku olulandelayo. Amazinga akhoyo enzala ahlengahlengiswa ngokusekwe kwiintsingiselo ezibanzi zoqoqosho, kodwa iApple ikubonisa ireyithi ethile ngexesha lokwenyani ngaphakathi kwi-app. Awudingi ukungena kwindawo ye-intanethi eyahlukileyo okanye ufowunele ukhathalelo lwabathengi ukuze uyijonge. Yonke into encinci ihlaziya njengoko uyijonga.
Ukusetyenziswa kweAkhawunti ye-Apple Card yokonga okuPhezulu kuBomi beMihla yonke .
Le akhawunti yenzala isebenza kakuhle kwiinjongo zexeshana ezifana nokuphuhlisa ingxowa-mali kaxakeka okanye ukugcina uhambo. Ngenxa yokuba unokufikelela kwimali yakho ngokukhawuleza, ayitshixwanga njengesatifiketi sediphozithi. Abasebenzisi abaninzi bayithatha njenge “indawo yokupaka imoto” ngemali eziinkozo balungiselela ukuyisebenzisa ngokukhawuleza kodwa bazimisele ukwenza ukuthanda. Abanye bayisebenzisela ukubamba imivuzo yabo yeMihla yeMali ukuze loo mivuzo ingahlali nje eyongezelelweyo kwibhalansi yekhadi le-Apple.. Oomama kunye nootata ngamanye amaxesha bayivula kulutsha olunamakhadi e-Apple phantsi kwamalungu oSapho lokwabelana, ukubafundisa kanye indlela yokonga ngelixa begcina ukongamela. Abanini bamashishini basekhaya abasebenzisa i-Apple Spend kwizivumelwano nabo bafumanisa ukuba kulula ukutshayela imali yabo yeMihla yonke yeCash ukuze balondoloze iindleko ekupheleni kweveki nganye.. Ehlabathini apho imisebenzi yedijithali baba ngumgangatho, ukuba nesixhobo sogcino esihlala ngokupheleleyo kwifowuni yakho sihambelana neendlela zangoku. Ungayijonga ibhalansi yakho ngelixa ulinde emgceni okanye udlulisele imali ngexesha lesidlo sasemini– akukho maxwebhu, akukho masebe.
Ii-FAQs Ngokuphathelele kwiAkhawunti ye-Apple Card yoLondolozo lweSivuno esiPhezulu .
Ngaba i-akhawunti ye-FDIC iqinisekisiwe? Ewe. Iimali zikhuselwe nge-inshurensi $250,000 ngokusebenzisa iGoldman Sachs Financial Institution USA, elilungu le-FDIC.
Ngaba ndifuna iKhadi le-Apple ukuze ndiyivule? Ewe. Iakhawunti yokonga ifumaneka kuphela kubanikazi bekhadi le-Apple.
Ngaba ndinokuyiqhagamshela kwiiakhawunti zebhanki ezingezizo ze-Apple? Ewe. You can connect it to many united state checking account making use of the routing and account numbers supplied in the Wallet app.
Are there any kind of charges? Hayi. There are no month-to-month upkeep charges, no minimum equilibrium fees, and no transfer costs.
Exactly how typically does the interest rate alter? The price can alter any time based upon market problems, however Apple updates it in actual time in the app so you constantly recognize what you’re making.
Can I shut the account anytime? Ewe. You can shut it with the Purse application, and any staying equilibrium will be sent back to your linked checking account or used to pay for your Apple Card equilibrium.
Does it affect my credit score? Hayi. Ukuvula okanye ukusebenzisa i-akhawunti yokonga akubandakanyi ukutshekishwa kwengxelo yetyala kwaye akunampembelelo kwirekhodi yakho yamanqaku ekhredithi.
(I-akhawunti ye-Apple Card yokugcina iSivuno esiPhezulu: Inzala kunye noPhononongo lwamava oMsebenzisi)
Caba ndilahlekelwe yi-iphone yam yeapile? Imali yakho ayinabungozi. Unokufikelela kwiakhawunti yakho kwenye igajethi ye-Apple ngokungena nge-ID yakho ye-Apple, kunye neGoldman Sachs inikezela ngemigangatho yokhuseleko olongezelelweyo njengobungqina bezinto ezimbini. Nakumaxesha angacacanga– njenganini imisebenzi yegumbi imida yokucinezela– ukuba ngabathembekileyo, indlela elula yokulawula ukonga imali yakho ibonelela ngoxolo lwengqondo apha eMhlabeni.