Google Endeavor Arm Inotungamira $200 Mamirioni eMari Yekutenderera muEuropean Fintech Kutanga-up
(Google's Venture Arm Inotungamira $200 Mamirioni Mari Yekutenderera muEuropean Fintech Kutanga)
Chii chinonzi kuyedza ruoko rweGoogle uye chii chakangoita? .
Google venture ruoko, inonzi CapitalG, ndiyo budiriro equity investment timu iri pasi peAlphabet Inc. Inotarisa kune yekupedzisira-nhanho yemazuva ano tekinoroji bhizinesi inoratidza yakasimba mukana wekubudirira kusingaperi. Munguva pfupi yapfuura, CapitalG yakatungamira mari yakakosha kutenderera kwakakosha $200 miriyoni mukutanga-kukura kweEuropean fintech. Iyi nhanho inocherekedza pakati pekudyara kukuru kwakaitwa neAmerican tech titan muEuropean monetary technology femu gore rino. Kutanga, iyo isati yambodomwa zviri pamutemo mumarekodhi ekutanga asi inofungidzirwa zvakanyanya kuva mutambi ari kuwedzera mukubhadhara kwemagetsi kana mari yakadzika., ichashandisa mari nyowani kuyera mashandiro ayo muEurope yese uye pamwe nekuwedzera kuUnited States neCanada. Iwe unogona kuverenga zvakawanda nezve nzvimbo idzi dzekutengesa pa iyi in-deep coverage.
Nei iyi mari yakakosha kune iyo fintech indasitiri? .
Izvi $200 miriyoni nyaya dzekudyara mari sezvo zvichiratidza hombe tech ichiri kubheja zvakanyanya pafintech, kunyange pakati pokusava nechokwadi kwezvemari munyika yose. Fintech yekutanga yakatarisana nemamiriro ekutsvaga mari nekuti 2022, nevazhinji vanoisa mari vachidzokera kumashure nekuda kwekukwira kwemitengo yekurarama uye kukwira kwemubereko. Asi kubatanidzwa kwakadzika kweGoogle kunoratidza kuvimba mune ramangwana remusika. Inotaridzawo kuti zvigadziriso zvechinyakare zvebhangi zviri kugadziridzwa sei neagile, tech-yekutanga makambani. Zvekutanga zveEurope, kuva neanotsigira seCapitalG kunovhura magonhi ekubatana kwakakosha, ruzivo rwezvemichina, uye kuvimbika kwenyika yose. Uyezve, ichi chinopihwa chinogona kupesvedzera mamwe makambani anoedza kuti aongorore chinzvimbo chavo pafintech, zvingangoita kutangazve mafungu ebudiriro mukondinendi yese. Nguva yacho yakakosha– seizvo zviremera zvinodzora munzvimbo nyowani York zviri kutarisisa zvekutanga zvivakwa, sezvinoonekwa mu ichangoburwa mutemo inochinja ichitenderedza data data, tech mari yekudyara iri kutenderera ichienda kune yakangwara, akaonda ehupfumi michina.
Iyo yekutanga-up inoronga sei kushandisa iyo itsva mari? .
Iyo yeEuropean fintech yekutanga inoreva kuisa iyo $200 miriyoni kune zvinangwa zvikuru zvitatu. Pakutanga, ichakurumidza kukurumidza kugadzirwa kwezvinhu, kunyanya munzvimbo dzakaita sechaiyo-nguva yekugadzirisa kubata, scams kuwanikwa, uye kugona kutenga kuyambuka muganhu. Chepiri, bhizinesi rinotarisira kuwedzera mainjiniya aro uye mapoka ekutsigira vatengi, kushanda nehunyanzvi munzvimbo dzakakosha dzeEurope seBerlin, Paris, uye Lisbon. Chetatu, ine chinangwa chekutsvaga mvumo yekutonga mune mamwe misika, izvo zvakakosha kune chero fintech inoda kushanda pamwero. Kusiyana nevamwe vakwikwidzi vanovimba nevechitatu-bato zvivakwa, iyi yekutanga yakanyatso gadzira yakawanda yayo yakakosha tekinoroji mukati-mumba, kuchipa kutonga kukuru pamusoro pekuchengetedza uye ruzivo rwevatengi. Irwo rudzi rwekubatanidza kwakaringana ndicho chikamu chechikonzero nei CapitalG yakawana ichifadza kudaro. Mari yacho inosanganisirawo zvigadziro zvezvinogona kutenga, kukurudzira kutanga-kutanga kunogona kuwana vakwikwidzi vadiki kana chaiwo niche innovation makambani ekurodha voids muhurongwa hwayo..
Ndeapi mashandisirwo epasirese eiyi fintech yekutanga tekinoroji? .
Iyo yekutanga-up platform yakagadzirirwa kushandira vese vatengi nemasangano. Kune vatengi vemazuva ese, inopa hunhu hwemari hwenharembozha– tora mari pakarepo, bhajeti control panels, uye mari dzepasi rose dzine mutengo wakaderera. Zvebhizimusi diki nepakati, inopa midziyo yekushandisa mari, bvumidza kubhadhara kwedhijitari, uye kuwanikwa kwemari yekushanda pasina kufambisa masangano emari. Imwe yakamira application ndeye API-inofambiswa zvivakwa, iyo inobvumira mamwe maapplication uye mapuratifomu kuti aise masevhisi emari akananga mune yavo yega zviitiko. A kutakurwa-kugovera app, semuenzaniso, inogona kushandisa tekinoroji yechizvino-zvino kubhadhara vatyairi nekukurumidza mushure merwendo rwega rwega. Chitoro chezvitoro chaigona kushandisa “kuwana izvozvi, kubhadhara gare gare” sarudzo pasina kugadzira yayo chaiyo nhoroondo yekiredhiti system. Aya masevhisi emari akadzika midzi ari kupedzisira ave kunyanya kufarirwa, uye vanomiririra shanduko huru kure nemuenzaniso wekare apo masangano emari aigadzirisa zvose zvehupfumi. Iyi fadhi inoenderana nemamwe mafambiro akazara mu tech, senge Apple's press yekugadzira yayo chaiyo 5G modem kudzikisa kuvimba kune vekunze vanogovera– tekiniki inotsanangurwa mukati iyi ongororo yekuzvimiririra yekutenga cheni.
Ndeapi anowanzo kubvunza nezve ichi chinopihwa uye kutanga-up? .
(Google's Venture Arm Inotungamira $200 Mamirioni Mari Yekutenderera muEuropean Fintech Kutanga)
Vanhu vanowanzo bvunza kana iyi yekutanga inokwikwidza netitans seRevolut kana Klarna. Mhinduro ndihongu uye kwete– inoshanda munzvimbo dzakafanana asi inotarisa zvakanyanya pakuita kuti zvikwanise kune mamwe masevhisi akasiyana pane kunanga vatengi vekupedzisira zvakananga. Chimwe chinonetsa nguva dzose ndechekuti Google ichabatanidza masevhisi ekutanga muzvigadzirwa zvayo seGoogle Pay. Kunyange hazvo hapana chakanyatso kusimbiswa, yapfuura CapitalG mari yekudyara dzimwe nguva yakakonzera kudyidzana kwakadzama kwehunyanzvi, saka zvinogoneka. Vamwe vanozvibvunzawo kana iyo $200 miriyoni inosanganisira chikwereti chemari kana kungofanana. Maererano nemidziyo yakajaira dhiri, yakanyatsoenderana nekuenzanisa, zvichiratidza kutanga-up hakudi kudzosera mari asi yakapa chikamu chemuridzi. Vamwe vanobvunza nezve data zvakavanzika– sezvo kutanga kunobata hutete hwemari ruzivo, zvinongo chengetedza sei vatengi? Iyo femu inoti inoshandisa magumo-kusvika-kumagumo encryption uye kutevera GDPR nemamwe akasiyana marongero emuno.. Pakupedzisira, zvakawanda zvinoda kuziva kana izvi zvichiratidza chido chikuru cheGoogle mune mari. Nepo Google isiri kuyedza kupedzisira yave nzvimbo yemari, zvinonyatsoona zvakakosha kutsigira hurongwa hunopa simba remazuva ano mari– uye mari iyi ivhoti yakasimba yekuzvivimba nekuti chiono.