Iinzame zikaGoogle zeArm ziKhokela $200 Isigidi sezeMali sokuQala kwiFintech yaseYurophu
(UGoogle weVenture Arm ukhokela $200 Isigidi senkxaso-mali kuMjikelo wokuQalwa kweFintech yaseYurophu)
Google’s venture arm has simply made a significant relocate the fintech globe. Yakhokelela a $200 million financing round in a climbing European fintech start-up. This deal is not just an additional heading. It shows how large tech is banking on monetary development outside the united state. Ukuqala, which has maintained a reduced account until now, is unexpectedly in the limelight. Investors are seeing very closely. The marketplace is buzzing. And completely reason– this can improve exactly how people across Europe take care of cash.
What Is Google’s Endeavor Arm and the Fintech Startup Behind the Heading?
Ingalo yomzamo kaGoogle ibizwa ngokuba yiCapitalG. It is Alphabet’s independent development fund. Unlike Google Ventures, which focuses on early-stage firms, CapitalG backs more mature start-ups prepared to scale. Ukuqaliswa kwe-fintech yaseYurophu kwiziko lesi sinikezelo kubizwa ngokuba yiLunar. Isekelwe eDenmark, Lunar ibonelela ngeenkonzo zebhanki zokuqala eziphathwayo. Ivumela abantu ngabanye ukuba balawule ii-akhawunti, hlawula, ukulandelela iindleko, kwaye ufumane ukufikelela kumanqaku ekhredithi– zonke ukusuka kwisixhobo smart. Ngenxa yokuqaliswa kwayo, ILunar iye yanda ngqo eSweden, Norowe, kunye neJamani. Ujongano lwayo olucocekileyo kunye nemisebenzi yexesha lokwenyani ifumene ulutsha, abathengi digital-savvy. I $200 inaliti yesigidi iya kuyinceda ikhule ngokukhawuleza kwaye ifikelele kwiimarike ezininzi. Unokufunda ngakumbi malunga nesi sivumelwano sibalulekileyo I-MIS-Asia.
Kutheni le nto iVenture Arm kaGoogle ikhethe esi Siqalo seFintech?
I-CapitalG ayityali imali ngobunono. Ikhangela ishishini elinokukhula okuqinileyo komntu ngamnye, cacisa izifundo zokwenza imali, kunye nobuchwepheshe bale mihla obunokwehla. ULunar ujonga zonke ezi bhokisi. Ekuqaleni, iye yandisa isiseko sabathengi bayo ngokungaphaya 300% kule minyaka mibini idlulileyo. Isibini, yenza ingeniso ngokubhalisela i-premium, iindleko zotshintshiselwano, kunye neemveliso zokuboleka– hayi nje iintengiso okanye ukuthengiswa kwedatha. Isithathu, imfumba yayo tech iphuhliswe ngaphakathi, ecebisa ukuba ingaziqhelanisa ngokukhawuleza nemigaqo emitsha okanye iimfuno zentengiso. Ushishino lwezemali lwaseYurophu lusaqhekeka. Iibhanki ezininzi zemveli zixhomekeke kwiinkqubo eziphelelwe lixesha. Oko kudala indawo evulelekileyo yabadlali abanobuchule njengeLunar. UGoogle ubona oku njengethuba elibaliweyo. Ngokuxhasa uLunar, ifumana unyawo kwimali yaseYurophu ngaphandle kokuphuhlisa iziko lezemali ngokwalo. Iinkcukacha ezithe vetshe ngengcinga ebaliweyo emva kolu tyalo-mali lwemali ziyafumaneka I-MIS-Asia.
Njani i $200 Izigidi ziya Kusetyenziswa?
Ngokuqinisekileyo iimali ziya kusondela 3 iinjongo eziphambili. Nye, ukwanda kumazwe amatsha aseYurophu. Mbini, ukuphucula iimpawu zezinto ezifana nezixhobo zokugcina iindleko kunye nokhetho lotyalo-mali. 3, ukuqesha uyilo oluphezulu kunye nobuchule bokuhambelana. I-Lunar iceba ukukhupha abancedisi bohlahlo lwabiwo-mali oluxhaswa yi-AI abafunda imikhwa yabasebenzisi kwaye bacebise inkcitho enobuchule. Ikwajonge ukubonelela ngeentlawulo ezinqamlezayo ngoko nangoko kwi-EU ngeentlawulo ezincitshisiweyo kuneebhanki eziqhelekileyo.. Ugunyaziso olulawulayo lubalulekile, ngoko ke inxalenye yemali iya kuxhasa amaqela asemthethweni kunye nezoyikiso. Enye into ephambili ephambili kukhuseleko lwe-cyber. Njengoko imali yedijithali isanda, ngokunjalo neengozi. ILunar ngokuqinisekileyo iya kutyala imali kwiinkqubo zokubona ubuqhetseba obuphambili. Oku akukho malunga nokubandakanya abantu ngabanye– imalunga nokwakha intembeko. Kwaye ukuthembela kuyo yonke into ekuxhaseni ngemali.
Usetyenziso: Kanye Njani Njani Njani Yonke Yonke Imihla Abasebenzisi Benzuzo?
Kubantu abaqhelekileyo, Ukukhula kweLunar kuthetha ukuba ngcono kakhulu, Ixabiso eliphantsi, kunye nemali elula. Yiba nombono wokufumana inkxaso-mali egunyazisiweyo ngemizuzu ngokuchasene neentsuku. Okanye ukwahlula iindleko zesidlo sangokuhlwa nabahlobo ngaphandle kokutshintshiselana ngemali yemali. Okanye ukubona kanye ukuba utyale malini kwikofu kule nyanga– kwaye ufumane i-nudge yokunciphisa. Ezi ziimpawu zokwenyani ezisetyenziswa nguLunar ngoku. Ngenkxaso-mali engakumbi, inokubandakanya amanqaku afana nekhabhoni yokulandela umkhondo wokuthenga, ukunyuka kwemivuzo ngaphandle kwenzala, kunye nokuhambelana kakuhle neenkqubo zemo yezoqoqosho yemisebenzi. Iinkampani ezincinci nazo ziyazuza. Abasebenzi basimahla kunye nabanikazi beevenkile banokujongana nokuhamba kwemali, thumela ii-invoyisi, kwaye wamkele iintlawulo zekhadi– yenziwe kwi-app enye. Olu hlobo lokulula lusetyenziselwa kuphela kwiifemu ezinkulu. Okwangoku, ibandakanya wonke umntu. I-shift ibonakalisa iifads ezibanzi kwi-tech-driven finance, xa kuthelekiswa nendlela isixeko saseNew York esicinga ngayo ngokutsha ngeziseko zophuhliso eziphambili, njengoko igqunyiwe le ngxelo yeMIS-Asia.
Ii-FAQ malunga neNgxoxo kunye nento eyibonisayo
Ngaba uGoogle uthenga iLunar? Hayi. I-CapitalG ithatha umngcipheko omncinci. I-Lunar ihlala izimeleyo kwaye ikhokelwa ngumsunguli.
Ngaba idatha yam iya kuboniswa kuGoogle? Lunar ithi no. Ulwazi lomntu ngamnye luhlala lungaphakathi kwiinkqubo zalo ezikhuselweyo. Ayinikezeli ngolwazi okanye yabelane ngayo noomama kunye neefemu zootata ukwenzela intengiso.
Ngaba ndingasebenzisa iLunar ukuba andihlali eYurophu? Ayikenzeki. Nangona kunjalo izicwangciso zophuhliso zingayiguqula loo nto kwiminyaka embalwa ezayo.
Ngaba le yi-neobank eyongezelelweyo? Phezulu, Ewe. Kodwa iLunar iphumela ngaphandle ngokugxila kwimpilo entle yezemali, hayi izivumelwano nje. Ityhalela abantu kwiindlela zokuziphatha ezingcono kakhulu, hayi inkcitho engaphezulu.
Kutheni le nto kufuneka ndiwuhloniphe lo mjikelo wenkxaso-mali? Kuba lithetha utshintsho. Itekhnoloji enkulu isebenzisana ne-fintechs ukuzisa imali yangoku kwizigidi. Ukuba uphumelele, inokutyhala iibhanki ezindala ukuba ziphucule– okanye ukunciphisa.
Ngaba oku kuthetha ukuba uGoogle uza kukhulula ibhanki yakhe kungekudala? Akunakwenzeka. I-CapitalG ithanda ukutyala imali endaweni yokuqhuba. Kubulumko ukubuyisela abaphumeleleyo umva njengeLunar kunokwakha ukusuka ekuqaleni.
(UGoogle weVenture Arm ukhokela $200 Isigidi senkxaso-mali kuMjikelo wokuQalwa kweFintech yaseYurophu)
Kwenzeka ntoni ukuba iLunar iyancipha? Nokuba iyakhubeka, izimvo ihlola– njengohlahlo lwabiwo-mali lwexesha lokwenyani okanye ukuboleka ngokweenqobo ezisesikweni– iya kuba nempembelelo kwabanye. Itekhnoloji ayifane idlule; iguqula nje izandla.