Iinzame zikaGoogle zeArm ziKhokela $200 Isigidi sezeMali sokuQala kwiFintech yaseYurophu
(UGoogle weVenture Arm ukhokela $200 Isigidi senkxaso-mali kuMjikelo wokuQalwa kweFintech yaseYurophu)
Yintoni iArm kaGoogle yokuzama kunye nokuQalwa kweFintech yaseYurophu? .
Ingalo yomzamo kaGoogle ibizwa ngokuba yiCapitalG. Yingalo yotyalo-mali olulinganayo lwe-Alphabet Inc., Ifemu yabazali bakaGoogle. I-CapitalG igxile ekuxhaseni ishishini letekhnoloji yenqanaba lasemva kwexesha elibonisa ukuba kunokwenzeka ukuba kuluhlu lwehlabathi. Kutsha nje, ikhokelele kwixabiso lenkxaso-mali elibalulekileyo $200 izigidi kwisiqalo esikhula ngokukhawuleza se-fintech saseYurophu. Ukuqala, nangona ingachazwanga kwiirekhodi zokuqala, isebenza kwigumbi leenkonzo zoqoqosho lwe-elektroniki. Ibonelela ngezixhobo ezinceda iinkonzo zinakekele iindawo zokuhlala, inkxaso-mali, kunye nemisebenzi yezoqoqosho eyongezelelweyo ngempumelelo. Olu fuduso lubonisa indlela abadlali betekhnoloji abakhulu abanobuzaza ngayo ekubumbeni ikamva lenkxaso-mali ngaphandle kwe-United States.. Ungafumana okuninzi malunga nesi sivumelwano IAsia yam.
Kutheni le nto iVenture Arm kaGoogle ikhethe esi Siqalo seFintech? .
I-CapitalG ayichithi kancinci. Izama ukufumana abaqalisi ngeemodeli zeshishini eliqinileyo, ubunkokeli obuqinileyo, kunye nezifundo ezicacileyo zokuvelisa. Oku kuqaliswa kwe-fintech yaseYurophu kuyahambelana nebhili. Okwangoku ifumene i-traction kuzo zonke iintlanga zaseYurophu. Isiseko sayo somntu siqu siquka ishishini elincinci kunye neliphakathi elixhomekeke kwinkqubo yalo yemisebenzi yemali yemihla ngemihla. Itekhnoloji yokuqalisa inciphisa ukruthakruthwano kwizivumelwano eziwela imida kwaye ilungelelanisa ukuthotyelwa kwemithetho yendawo yokuhlala.. Ezi zizinto ezingonwabanga yimibutho emininzi ejongene nazo. Ngokuzilungisa, isiqalo simi ngaphandle kwimarike enabantu abaninzi. UGoogle kusenokwenzeka ukuba ubona eli lithuba lobuchule lokwandisa impembelelo yalo kwimali yamazwe ngamazwe. Iinkcukacha ezingakumbi malunga nengqiqo yotyalo-mali ziyafumaneka apha IAsia yam.
Uza kwenza njani $200 Izigidi ziya Kusetyenziswa? .
Ukuqala kujonge ukusebenzisa inkunzi entsha ngeendlela ezintathu eziphambili. Ekuqaleni, iya kwandisa uphuhliso lwemveliso. Oku kuqulathe ulwakhiwo olukrelekrele oluzisebenzelayo lweempawu kunye nokukhulisa iinkqubo zokhuseleko nokhuseleko. Isibini, iya kwanda ibe ziimarike ezintsha. Ngelixa sele ibonelela ngabathengi eNtshona Yurophu, ngoku izimisele ukuya kuMbindi naseMpuma Yurophu, ukongeza kwiindawo zaseAsiya. Isithathu, iya kusebenza ngobuchule obungakumbi– iinjineli ngokukodwa, izazinzulu zedatha, kunye nabasebenzi benkxaso yabathengi. Ukukhula kwesi sikali kufuna amaqela aqinileyo emva kwemidlalo. Inkxaso-mali ikwabonelela ngegumbi lokuphefumla ishishini ukuze liphucule iimodeli zalo zerhafu kwaye lijonge intsebenziswano kunye neebhanki kunye neenethiwekhi zokuhlalisa.. La manyathelo anokuyinceda ukuba igqibele ngokuba ngumdlali obalaseleyo kwisithuba se-fintech kwiminyaka emihlanu. Ukujonga ngaphakathi kwindlela yokukhula kweshishini, ndwendwela IAsia yam.
Zeziphi ezona zicelo zeHlabathi zokwenyani zale nkqubo yeFintech? .
Iinkampani zisebenzisa eli qonga ngeendlela ezininzi ezisebenzayo. Umthengisi waseSpain unokuyisebenzisa ukuvuma iintlawulo ezivela kubathengi baseJamani ngaphandle kokukhathazeka malunga neentlawulo zokuguqulwa kwemali.. Umyili ozisebenzelayo ePoland unokufumana imali ngoko nangoko ngumthengi waseFransi ngenkqubo yokuqalisa ekhuselekileyo nekhuselekileyo ye-invoyisi.. Inkampani yezothutho e-Italiya inokuzenzela intlawulo yayo kunye neefayili zerhafu isebenzisa izixhobo ezidityanisiweyo zenkqubo.. Nditsho neevenkile ezithengisayo ziyazuza ngokubethelela indawo yokuhlala kwindawo yokuqala kwiiwebhusayithi zabo. Inkqubo isebenza kuzo zonke izixhobo kwaye iqhelana nemimiselo yemali yendawo ngoko nangoko. Oku konga ixesha, kunciphisa iindleko, kwaye ithoba iimpazamo. Ngokusisiseko, iqonga lixelisa umncedisi wemali yedijithali kwimibutho esebenza ngaphaya kwemida. Isusa unxunguphalo oludala lwentshukumo yemali yamazwe ngamazwe kwaye iyitshintshe ngokutyibilikayo, iinkqubo ezithembekileyo.
Zeziphi iiNxulumano eziqhelekileyo malunga nesi Sebenzi kunye nokuQalwa? .
(UGoogle weVenture Arm ukhokela $200 Isigidi senkxaso-mali kuMjikelo wokuQalwa kweFintech yaseYurophu)
Abantu badla ngokubuza ukuba ngaba oku kuqaliswa kuyakhuphisana namaziko emali. Impendulo nguhayi– ihambelana nabo. Isebenzisa isakhelo seziko lezemali kodwa yongeza umaleko wale mihla ngaphambili. Omnye umbuzo ngowokuba ingaba ulwazi lomsebenzisi lukhuselekile. Ishishini lithobela imithetho engqongqo yokhuseleko yolwazi lwaseYurophu njenge-GDPR kwaye isebenzisa i-encryption ekupheleni ukuya ekupheleni. Abanye bayazibuza ukuba kutheni uGoogle ebandakanyeka. Inyani yile, UGoogle ufuna ukuhlala ekufutshane nophuhliso lwezemali ngenxa yokuba iintlawulo kunye neewallet zombane ziyinxalenye yendawo yayo ebanzi.. Abanye babuza ukuba ngaba amashishini asekuhlaleni angakwazi na ukulawula isisombululo. Ewe– babonelela ngamaxabiso anemigangatho, kubandakanywa izicwangciso ezisisiseko zasimahla zemisebenzi encinci kakhulu. Ekugqibeleni, abaninzi bangathanda ukwazi ukuba iqonga ixhasa cryptocurrencies. Ngoku, igxile kwimali yemveli kodwa igcine iliso kwii-asethi zombane ukuze zilungelelaniswe kwixesha elizayo. Ezi zisombululo zinceda ukucacisa ukuba isiqalo senzani kwaye kutheni le nkxaso-mali ibalulekile kubasebenzisi bemihla ngemihla kunye nongxowankulu ngokufanayo..