Iinzame zikaGoogle zeArm ziKhokela $200 Isigidi seMiliyoni yezeMali kwi-Fintech Start-up yaseYurophu
(UGoogle weVenture Arm ukhokela $200 Isigidi senkxaso-mali kuMjikelo wokuQalwa kweFintech yaseYurophu)
Yintoni ukuqaliswa kwe-fintech yaseYurophu esanda kuphakanyiswa $200 izigidi
Isiqalo esikhula ngokukhawuleza se-fintech saseYurophu sikhusele kakhulu $200 izigidi kwinkxaso-mali entsha. Umjikelo wawukhokelwa yingalo yomzamo kaGoogle, GV, eyaziwa ngokuxhasa iinkampani zetekhnoloji ezikhaliphileyo ezinokubakho kwihlabathi liphela. Ukuqala, ogama lakhe liye laba ngundabamlonyeni kwizangqa zemali, inikeza iqonga ledijithali elilungelelanisa iintlawulo ezinqamlezayo, utshintsho lwemali, kunye nemali yombutho kumashishini amancinci naphakathi. Isekelwe eBerlin, iye yaphuhlisa isidima kwi-intanethi yokugqobhoza iteyiphu ebomvu kunye nokuhambisa ngokulungelelanisiweyo, izixhobo ezisebenzisekayo eziqhele ukuhoywa ziibhanki. Lo mxube wemali yemali yamva nje phakathi kweyona mijikelo mikhulu yeNgqokelela C eYurophu kulo nyaka kwaye ibonisa ukuzithemba okuqinileyo kongxowankulu abakumgangatho ophezulu.. Iinkcukacha ezithe vetshe malunga nesinikezelo zinokufunyanwa apha elikhonkco.
Kutheni le nto ingalo kaGoogle ikhethe ukutyala imali kolu qalo lwefintech
I-GV ayiphosi imali ngobunono. Ikhangela uqalo olulungisa iingxaki zokwenyani ngezinto ezintsha ezinokunyuka. Le fintech yaseYurophu ijonga zombini iibhokisi. Amashishini asekuhlaleni kwilizwekazi liphela anengxaki yokuhamba kancinane koweliselo lwehlabathi, amatyala afihliweyo, kunye nonxibelelwano lwabasebenzisi bemali oluphelelwe lixesha. Ukuqala-up kuthatha le miba yentlungu kunye namaxabiso acacileyo, real-time esweni intengiselwano, kunye nokudibanisa okugudileyo kunye nenkqubo yesoftware yokugcina iincwadi. UGoogle ubona ukuba kunokwenzeka ukugcina inkampani ehambelana nenjongo yayo yokwenza iinkqubo ezinzima zilula kwaye zifikeleleke. Kwaye kwakhona, igumbi le-fintech eYurophu liyafudumala, kunye nabalawuli betyhala iteknoloji ngakumbi kunye nokhuphiswano. Ngokuxhasa lo mdlali kwangoko, I-GV izibeka kumbindi wenguqu yezoqoqosho enokuthi iqhubele phambili ngaphaya kwemida yaseYurophu.
Isebenza njani itekhnoloji yale mihla yokuqalisa ukusebenza
Embindini wayo, inkqubo isebenzisa i-automation ehlakaniphile kunye neziseko ezisekelwe kwifu ukutshintsha iinkqubo zebhanki zezandla. Xa ishishini lithumela imali phesheya kolwandle, Inkqubo ngokukhawuleza ifumana elona qondo lotshintshiselwano lwemali ukusuka kubanikezeli beenkonzo ezininzi zokuhlawula amatyala. Ithi ke ithumele intlawulo ngeyona ndlela ikhawulezayo nengabizi kakhulu ikhoyo, iqhele ukugqitha iibhanki zeentatheli eziqhelekileyo. Yonke le nto yenzeka ngasemva-kwezigcawu ngelixa umsebenzisi ebona ipaneli yolawulo ecocekileyo ebonisa zonke iintshukumo zentengiselwano.. Ukuqaliswa kwakhona kusebenzisa ukufundwa kwesixhobo ukubona umsebenzi ongaqhelekanga kunye nokukhusela kubuqhophololo ngaphandle kokunciphisa izinto. Ukhuseleko lubhakwa kuwo wonke umaleko, ngofihlo oluphela ukuya esiphelweni kunye nokuhambelana nemithetho yezemali ye-EU. Ukwenzela iifemu ezijongana ne-pay-roll okanye iintlawulo zababoneleli kumazwe ngamazwe, oku kuthetha ukuba iintloko ezincinci kunye nokulawula ngakumbi kwinkunzi yabo.
Ukusetyenziswa kwenkqubo ye-fintech kwiimeko zombutho wehlabathi
Iqonga sele lisetyenziswa ngamawaka eenkampani, ukusuka kubathengisi be-e-commerce ePortugal ukuya kwiifemu zemveliso ePoland. Omnye umthengisi we-intanethi unike ingxelo yokunciphisa iindleko zenyanga nenyanga zesivumelwano sangaphandle nge 40% emva kokutshintshela kwiziko lezemali lelifa. Omnye umxhasi, i-arhente yoyilo enabasebenzi abakude 5 izizwe, ngoku uhlawula ingeniso kwimali yobumelwane ngokucofa nje okubini– yithi ndlelantle kwiintsuku zokulinda ukuze imali isuswe. Abacebisi kunye nabasebenzi bomsebenzi nabo bayazuza, njengoko benokufumana ukuhlaliswa kwabaxumi kwi-united state okanye eAsia kwaye baziguqulele kwii-euro ngoko nangoko. Kananjalo ii-non-profits zisebenzisa le nkonzo ukuthumela iimali zoncedo kumazwe angaphandle ngokungafihlisi ngokupheleleyo. Njengoko iifemu ezininzi zihamba kwihlabathi liphela, imfuno ekhawulezayo, izixhobo zemali ezingenamda zihlala zisanda. Oku kuqalisa kugcwalisa eso sikhewu bhetele kunoninzi lwe, ukubonelela ngesantya, ukucaca, kunye nokuthembeka apho abanye basilela khona.
Imibuzo ebuzwa rhoqo malunga nomjikelo wenkxaso-mali kunye nezicwangciso zexesha elizayo zokuqalisa
(UGoogle weVenture Arm ukhokela $200 Isigidi senkxaso-mali kuMjikelo wokuQalwa kweFintech yaseYurophu)
Abantu ngabanye banemibuzo– kwaye nazi iimpendulo. Ekuqaleni, Ukuqaliswa kuya kunwenwa ngaphandle kweYurophu? Ewe, ilungiselela ukungena kwi-united state kunye ne-Southeast Asia kwimarike ngaphakathi koku kulandelayo 18 iinyanga. Isibini, Ngaba uGoogle ngoku uyayilawula ifemu? Hayi, I-GV ngumboneleli-mali omncinci; abanini bagcina ulawulo olupheleleyo olusebenzayo. Isithathu, ingaba njani $200 izigidi ziya kusetyenziswa? Uninzi lwalo luya kusondela ekusebenzeni nabaqulunqi, ukwandisa ukhuseleko lwe-cyber, kunye nokwazisa imisebenzi emitsha efana nokubolekwa kwemali emiliselweyo kunye nokukhetha imbuyekezo ye-carbon-offset. 4th, yinkqubo ekhuselekileyo yokugcina iimali zenkonzo? Ngokuqinisekileyo– iphethe isatifikethi esipheleleyo sokusekwa kwemali yombane evela kumlawuli wezoqoqosho waseJamani kwaye igcina yonke imali yabathengi kwiiakhawunti ezahluliweyo.. Isihlanu, yintoni eyenza le yahluke kwezinye izicelo ezahlukeneyo zefintech ezifana neRevolut okanye isilumko? Ngelixa abo bakhonza abathengi kunye nabacebisi kakuhle, oku kuqaliswa kugxile kuphela kwiimfuno zenkampani, ngokudityaniswa okunzulu, izixhobo zokuhlalisa isambuku, kunye namaqela enkxaso azinikeleyo. Ngomxholo othe kratya malunga nokuba itekhnoloji inkulu kangakanani na ibumba imali, Jinga e eli bali lifanelekileyo kwaye olu phuculo kumanyathelo okhuseleko lwe-cybersecurity lwamazwe ngamazwe.