UGoogle weVenture Arm ukhokela $200 Isigidi senkxaso-mali kuMjikelo wokuQalwa kweFintech yaseYurophu

UGoogle weVenture Arm ukhokela $200 Isigidi senkxaso-mali kuMjikelo wokuQalwa kweFintech yaseYurophu

(UGoogle weVenture Arm ukhokela $200 Isigidi senkxaso-mali kuMjikelo wokuQalwa kweFintech yaseYurophu)

Yintoni iArm yeVenture kaGoogle kunye nokuQalwa kweFintech yaseYurophu? .

Ingalo yelinge likaGoogle ibizwa ngokuba yiCapitalG. Iyinxalenye yeAlfabhethi, Ishishini likaGoogle loomama notata. I-CapitalG ithenga iinkampani zeteknoloji zanamhlanje ezikhula ngokukhawuleza ngaphaya kweemveliso eziphambili zikaGoogle. Kutsha nje, ikhokele a $200 Isigidi senkxaso-mali kwisiqalo se-fintech saseYurophu. Ukuqaliswa akuzange kuchazwe kwiingxelo zakwangoko, nangona kunjalo imithombo ithi isebenzisa iibhanki ze-elektroniki kunye neendlela zokuhlawula kulo lonke elaseYurophu. Olu tyalo-mali lubonisa ukuzithemba okuqinileyo kumbono wokuqalisa kunye nomthamo wentengiso. Unokufumana okuninzi malunga nolu nikezelo eli phepha. Ukuqala kujonge ukwenza lula ukuba abantu kunye namashishini amancinci bayikhathalele njani imali kwi-Intanethi. Inkqubo yayo ibandakanya iimpawu ezifana nokudluliselwa kwangoko, izixhobo zohlahlo lwabiwo-mali, kunye neeakhawunti zemali ezininzi.

Kutheni le nto uGoogle ezama ukuba ingalo ikhethe esi Siqalo seFintech? .

I-CapitalG ijonge iinkampani ezilungisa iingxaki zokwenyani ngobuchwephesha bale mihla obukrelekrele. Oku kuqalwa kwe-fintech yaseYurophu kuhambelana naloo njongo ngokugqibeleleyo. Ijolise kwizikhewu kwiibhanki eziqhelekileyo, ngokukodwa kubantu abatsha kunye namashishini amancinci. Amaziko emali amaninzi eYurophu asaxhomekeke kwiinkqubo ezindala. Loo nto yenza ukuba izisombululo zihambe kancinane kwaye zibe nexabiso. Ukuqala kusebenzisa isiseko selifu kunye nee-API zangoku ukubonelela ngokukhawuleza, ezinye iindlela ezingabizi kakhulu. Ukongeza, Umoya olawulayo waseYurophu uxhasa ukuqhubela phambili kwe-fintech kunye nezikhokelo zebhanki ezivulekileyo. Ezi zikhokelo zivumela izicelo zomntu wesithathu ukufikelela kwidatha yebhanki ngemvume yomsebenzisi. Oku kunika indawo yokuqalisa ukwenza izisombululo ezitsha. I-CapitalG ibona ithuba lokuxhasa inkampani enokuthi ibe ngumdlali ophambili kwilizwekazi liphela. I $200 izigidi ziya kunceda isikali sokuqala ngokukhawuleza kwaye siye kwiimarike ezintsha kraca.

Uwenza njani umsebenzi weTekhnoloji yokuQala? .

Ukuqaliswa kwe-fintech kuqhuba kwiqonga ledijithali ngokupheleleyo. Abasebenzisi bazibandakanya ne-app yeselula okanye iwebhusayithi. Bafumana i-akhawunti yedijithali ngoko nangoko. Akukho msebenzi wamaphepha okanye isebe oya kuwo. Inkqubo iqhagamshela kwiireyile zokuhlala zasekhaya njengeSEPA eYurophu. Oko kwenza ukuba i-euro idluliselwe simahla kwimizuzwana. Ngeentlawulo zehlabathi, amaqabane okuqalisa kunye nabathwali botshintshiselwano lwangaphandle ukuba basebenzise amaxabiso angcono kakhulu kunamaziko amakhulu emali. Ukhuseleko lwakhiwe ukususela ekuqaleni. Isebenzisa ungqinisiso lwezinto ezimbini kunye nofihlo oluphela ukuya esiphelweni. Ukufunda ngoomatshini kunceda ukufumana ubuqhophololo ngexesha lokwenyani. I-backend yimodyuli, ke iifitsha ezintsha zinokubandakanywa ngaphandle kokuvuselela yonke into. Oku kuziqhelanisa kuvumela iqela ukuba liqalise izisombululo ezifana neenjongo zokonga imali, izixhobo ze-invoyisi, okanye uhlalutyo lwentlangano ngokukhawuleza. Konke oku kusebenza kwiiseva zewebhu zefu ezikhawulezayo, ezigcina amaxabiso ehlile njengoko amanani abathengi esanda.

Zeziphi ezona zicelo zeHlabathi zokwenyani zeli Platform yeFintech? .

Abantu ngabanye basebenzisa le nkqubo kwimisebenzi yemihla ngemihla eyimali. Abasebenzi basimahla bafumana imbuyekezo yabathengi ngoko nangoko. Abahambi babamba kwaye batyala imali eninzi ngaphandle kweentlawulo eziphezulu. Abanini beevenkile ezincinci balandelela intengiso kunye nenkcitho kwindawo enye. Abaqeqeshwa bajongana nezibonelelo kwaye bahlukanise iindleko kunye nabahlala nabo. Isicelo sikwanceda abafuduki ukuba bathumele imbuyekezo ekhaya ngeendleko ezincitshisiweyo. Iinkonzo inzuzo nazo. Ivenkile yokubhaka eBerlin inokuhlawula abathengisi basePoland besebenzisa ii-zlotys ngaphandle kokushiya isicelo. Ivenkile ye-intanethi eLisbon inokwamkela ukuhlawulwa kwamakhadi kwaye ihlawule imali kwangolo suku lunye. Abanye abasebenzisi bade batshintshe iakhawunti yabo yebhanki ephambili ngesi sisombululo. Izikolo, abangenzi nzuzo, kunye nabasebenzi begig bonke bafumana ixabiso ngokulula kunye nesantya. Ngokungafaniyo namaziko emali endala, akukho ntlawulo efihlwayo okanye ixesha elide lokulinda. Yonke into encinci ihlaziya ngexesha langempela, inika abantu ngabanye ulawulo olupheleleyo. Olu hlobo lokufikelela luyitshintsha indlela imali ehamba ngayo eYurophu.

Zeziphi iiNgxaki eziQhelekileyo malunga noluNikelo kunye nokuQalisa? .

(UGoogle weVenture Arm ukhokela $200 Isigidi senkxaso-mali kuMjikelo wokuQalwa kweFintech yaseYurophu)

Abantu abaninzi bayabuza ukuba ukuqaliswa kukhuselekile. Ewe, inamaphepha-mvume oqoqosho afanelekileyo kwi-EU. Iimali zabathengi zikhuselwe phantsi kwemimiselo yendawo, njengakumaziko emali asemgangathweni. Abanye bayazibuza ukuba kutheni uGoogle ebandakanyeka. I-CapitalG ayikuphathi ukuqalisa. Ibonelela ngenkxaso-mali kunye neengcebiso ezibaliweyo. Ukuqaliswa kuhlala kuzimeleyo. Enye inkxalabo kukuba ingaba abantu abamanyeneyo bangabhalisa na. Ayikenzeki. Ugxininiso lufika kwiYurophu kuqala, ngenxa yemithetho ecacileyo yefintech apho. Uphuhliso lweminye imimandla eyahlukeneyo lunokuza kamva. Abantu baphinda babuze ngeentlawulo. Iinkonzo ezininzi ezisemgangathweni zisimahla. Iimpawu eziphambili, njengengxelo ephezulu okanye inkxaso ephambili, kukubekela umva umrhumo omncinci wenyanga nenyanga. Ekugqibeleni, ezinye iinkathazo malunga nobumfihlo bedatha. Isiqalo sibanga ukuba ayisokuze inike ulwazi lomntu. Isebenzisa kuphela iinkcukacha ukunyusa iinkonzo okanye ukuhlangabezana neemfuno zomthetho. Ulwazi olongezelelekileyo malunga nomjikelo wenkxaso-mali kunye nemephu yendlela yemveliso zinikezelwa apha Ukhuseleko lwe-inshurensi ye-MIS Asia. Ngelixa ezi ndaba zilungisa i-fintech, ezinye iimakethi zetekhnoloji nazo ziyafudumala– njengebhetri entsha ye-BYD yokutshaja eyongezayo 240 iimayile zoluhlu ngemizuzu nje emihlanu, igqunyiwe Apha, okanye umva wamva nje ngokuchasene nonxibelelwano lwasemkhosini lwe-OpenAI, uphumile kule ngxelo.