I-Google Endeavor Arm Leads iyahola $200 I-Million Finance Round ku-European Fintech Start-up
(I-Google's Venture Arm Leads $200 Umjikelezo Woxhaso Lwezigidi Ekuqalisweni Kwe-Fintech YaseYurophu)
Ingalo yebhizinisi yakwaGoogle empeleni isanda kwehlisa ibhomu yezomnotho ebalulekile emhlabeni we-fintech. Kwaholela a $200 umjikelezo wesigidi wokuxhasa ngezimali ukuqalisa okukhula ngokushesha kwe-European fintech. Lesi senzo sibonisa ukuzethemba okuqinile embonweni nasekusungulweni kwenkampani. I-investimenti ayicishe ibe yimali. Kubonisa ukuthi abadlali abakhulu bezobuchwepheshe benza ibhange ekusungulweni kwezixazululo zezezimali ngaphandle kwebhamuza elivamile leSilicon Valley. Ukuqala, okuhlala kungadalulwanga kumarekhodi okuqala, kuthiwa ilungisa kabusha indlela amakhasimende nezinhlangano ezixhumana ngayo nemali kulo lonke elaseYurophu.
Igama elingukhiye lomkhiqizo eliyinhloko elisuka esihlokweni lithi “ukuqala kwe-fintech.” Lesi sisho sidonsa inhliziyo yendaba: osemusha, inkampani esebenzayo esebenzisa ubuchwepheshe ukuphazamisa uxhaso olujwayelekile. Ngezansi, sihlukanisa yonke into encane odinga ukuyazi mayelana nalokhu kukhula ngama-engeli amahlanu abalulekile.
Kuyini Ukuqala kwe-Fintech? .
Ukuqala kwe-fintech ibhizinisi elisha elisebenzisa ubuchwepheshe besimanje ukukhulisa noma ukwenza izixazululo zezimali ngokuzenzakalelayo.. Lezi zinkampani zivame ukugxila ezindaweni ezifana nokukhokha, ukuboleka, uxhaso lomuntu siqu, umshwalense, noma blockchain. Ngokungafani namabhange asesikoleni esidala, Iziqalo ze-fintech zakha izixazululo ze-digital-first. Bahlose ukwenza imishini yezezimali isheshe kakhulu, eshibhile, futhi kulula kakhulu ukuyisebenzisa. Eziningi zisebenza ngokuphelele ku-inthanethi, ngaphandle kwamagatsha angokwenyama. Isimo se-European fintech siqhume muva nje, enezikhungo eLondon, Berlin, kanye neParis ehola imali. Lokhu kwakamuva $200 izigidi ezinikezwayo zembula ukuthi abezimali emhlabeni wonke babona amandla angempela kulaba baqalayo abahlakaniphile.
Kungani I-Google's Endeavor Arm Invest $200 Isigidi? .
Ingalo yebhizinisi le-Google, ebizwa nge-GV (ngaphambilini Google Ventures), ayifuzi $200 million ngobumnene. Izama ukuthola iziqalo ngokukhula okuqinile, amaqembu ahlakaniphile, kanye ne-scalable tech. Kulesi sibonelo, Ukuqala kwe-fintech yaseYurophu cishe kubonise ukusebenza okumangazayo– kungenzeka amakhasimende amaningi, amaholo aqinile, noma ubudlelwano nezikhungo ezinkulu zezezimali. I-Google iphinde isebenzise ithuba lokuba sengozini esikhathini esizayo soxhaso lwedijithali. Njengoba abantu abaningi nakakhulu bephatha imali ngezinhlelo zokusebenza, ukuba nento yaleyo simiso sezinto eziphilayo kunengqondo ebucayi. Futhi okunye, Izwe laseYurophu elibusayo liyakhula, okwenza kuphephe ukuthi abatshalizimali abakhulu bangene. Ungafunda kabanzi mayelana nendlela ebanzi ye-Google ekutshalweni kwezimali kwezobuchwepheshe ngezansi.
Kusebenza Kanjani Lokhu Kuqalwa Kwe-Fintech?? .
Nakuba imininingwane egcwele isakhava, Ukuqala kwe-fintech okuphumelelayo kakhulu kwabelana ngezici ezifanayo. Basebenzisa ikhompuyutha yamafu, ukuhlakanipha okungekhona okwangempela, kanye nomklamo weselula ukuze unikeze okuhlangenwe nakho okushelelayo. Ngokwesibonelo, inkampani ingase inikeze izinkokhelo ezisheshayo ezinqamula imingcele ngezindleko eziphansi, noma amaphuzu esikweletu aqhutshwa yi-AI ezinkampanini ezincane ezinganakwa ababolekisi abajwayelekile. Isistimu yayo cishe ixhuma ngqo ekuhloleni i-akhawunti ngama-API avikelekile, ukuvumela amakhasimende ukuthi alandelele izindleko, londoloza ngokushesha, noma tshala ngokuthepha okukodwa. Isihluthulelo siwukuba lula. Abasebenzisi akumele nanini bazizwe belahlekile noma bekhungathekile. Ngemuva kwezinto, ukuvikeleka okuqinile nokutholakala kokukhwabanisa kugcina noma yini iphephile. Le nhlanganisela yobulula nokuphepha nokuvikeleka yikhona okuletha kokubili abathengi nabaxhasi bezimali abafana ne-GV.
Izicelo ze-Fintech Start-up's Technology .
Izinhlelo zokusebenza zibanzi futhi ziyanda. Okwamakhasimende ansuku zonke, ukuqala kungase kunikeze amathuluzi okwenza isabelomali afunda imikhuba yezindleko futhi kuphakamise ukukhetha okuhlakaniphile. Okwabasebenzi abazimele kanye nabasebenzi, ingahlinzeka ngama-invoyisi asheshayo kanye nokubikezela kokugeleza kwemali. Ibhizinisi lendawo lingase lithole ukufinyelela ezinsizeni zokusebenza ngaphandle kokulinda amasonto ukuze kugunyazwe ibhange. Kububanzi obukhulu, emisha ingase isize ohulumeni bezifundazwe ukuthi bahlakaze izinkokhelo zezenhlalakahle ngokushesha okukhulu noma bavumele izinhlangano ezisiza umphakathi zilandelele iminikelo ngesikhathi sangempela. Ezimakethe ezisafufusa phakathi kweYurophu, njengeRomania noma iGrisi, lawa madivaysi angaletha abantu abangenamali ebhange esimweni somnotho wedijithali. Imiphumela ye-ripple idlula ukunethezeka– bangakhuphula ukufakwa kwezimali kanye nokusimama kwezezimali. Okuningi mayelana nokuthi ama-tech shifts anomthelela kanjani kumasistimu omhlaba angatholakala lapho ke.
FAQs Mayelana $200 I-Million Bargain kanye ne-Fintech Startup .
Ingabe lena yi-fintech enkulu kunazo zonke ethengisa i-Europe kulo nyaka?
Iphakathi kwezinkulu. Nakuba izikhundla eziqondile zithembele ekudalulweni kokugcina, a $200 Umjikelezo we-Million B noma u-C weqoqo awuvamile futhi ubonisa umfutho obalulekile.
Ubani omunye otshale imali ngaphandle kwengalo yomzamo we-Google?
Amarekhodi axoxa ngokuzibandakanya okuvela kwezinye izinkampani ezisezingeni eliphezulu futhi mhlawumbe nebhange laseYurophu elifuna ukwenza ingqalasizinda yalo ibe yesimanje.. Abatshalizimali ngokubambisana ngokuvamile baletha ubuchwepheshe bemakethe, hhayi nje imali yemali.
Ingabe ukuqaliswa kuzokhula kudlule iYurophu?
Cishe. Iningi lama-fintech aseYurophu axhaswe kahle aqondise izwe elihlangene, i-Latin America, noma iNingizimu-mpumalanga ye-Asia ngokulandelayo. I-U.S. imakethe, ngokuqondene, isebenzisa isikali esikhulu– nokho ngaphezu kwalokho ukuncintisana okukhulu.
Ingabe lokhu kusho ukuthi i-Google ingena ebhange?
Hhayi ngqo. I-GV isebenza ngokuzimela emikhiqizweni ewumongo ye-Google. Noma kunjalo, idatha nokuhlanganiswa kungase kuvele ku-Google Pay noma kuzici ze-Android Financing. Bheka izibuyekezo ezizayo njengalezo ezimboziwe lapho ke.
Lokhu kuzobathinta kanjani abantu abajwayelekile?
Izimfanelo ezingcono kakhulu, izindleko ezincishisiwe, kanye nentuthuko eyengeziwe. Izimbangi zicindezela wonke umuntu ukuthi athuthukise. Uma lolu hlelo lokusebenza lusebenza kahle, izimbangi ngokuqinisekile zizokwenza okufanayo– okukhombisa ukuthi wonke amakhasimende ayawina.
(I-Google's Venture Arm Leads $200 Umjikelezo Woxhaso Lwezigidi Ekuqalisweni Kwe-Fintech YaseYurophu)
Ukwanda kwalokhu kuqaliswa kwe-fintech yaseYurophu kukhulu kunenganekwane yenhlangano. Ibonisa ushintsho lomhlaba wonke oluya ekuhlakanipheni, fairer, kanye nezimali ezifinyeleleka kakhulu. Ngamaphakethe ajulile e-Google kanye nolwazi lobuchwepheshe ngemuva kwayo, ibhizinisi njengamanje linophethiloli wokuhamba ngokushesha. Ukuthi ungumfundi ophethe uhlelo lwakho lokuqala lwesabelomali noma isikhulu esiphezulu esiphethe inkampani yamazwe ngamazwe, amathuluzi owasebenzisayo ukunakekela imali angase abonakale ehluke kakhulu– futhi kangcono.