I-Google Endeavor Arm Leads iyahola $200 Umjikelezo Woxhaso Lwezigidi Ekuqalisweni Kwe-Fintech YaseYurophu
(I-Google's Venture Arm Leads $200 Umjikelezo Woxhaso Lwezigidi Ekuqalisweni Kwe-Fintech YaseYurophu)
Kuyini ukuqala kwe-European fintech okuvele kwanda $200 izigidi
Isiqalo esikhula ngokushesha se-fintech saseYurophu sidonse enkulu $200 izigidi ngezimali ezintsha. Umjikelezo ubuholwa yingalo yebhizinisi yakwaGoogle, GV, okuqondwa ngokusekela imibono yobuchwepheshe enesibindi enomphumela womhlaba wangempela. Ngenkathi ukuqalisa kungakaqalisi iqoqo lakho eligcwele lezixazululo emhlabeni jikelele, empeleni manje seyakhe idumela eliqinile kulo lonke elaseYurophu ngokucabanga kabusha ngendlela abantu abangayiphatha ngayo imali ngedijithali. Ibhizinisi ligxile ezinkokhelweni ezingenazihibe eziwela imingcele, amathuluzi okubhajethi ahlakaniphile, kanye nezinsizakalo zezezimali ezigxilile zamabhizinisi endawo. Le ngxube entsha yemali imaka phakathi kwemizuliswano emikhulu ka-Series B ku-fintech yase-Europe kulo nyaka futhi ikhombisa ukuzethemba okukhulu phakathi kweningi labaxhasi bezimali abavelele baseSilicon Valley..
Kungani i-Google venture arm yachitha $200 million kulesi siqalo se-fintech
I-GV ayijikijeli $200 million ngobumnene. Ukukhetha kulandele izinyanga zokukhuthala okufanele kanye nokuhlolwa kwezandla kohlelo lokuqalisa. Okwaba khona amandla okuqalisa ukubhekana nezindawo zobuhlungu zangempela kubantu bansuku zonke– njengamashaji aphezulu e-fx, ezihamba kancane emhlabeni jikelele, kanye nokuxhumana okudidayo okujwayelekile ezinhlelweni zokusebenza zamabhange ezijwayelekile. I-Google ibona ikusasa lapho imali ingabonakali khona, khona manjalo, futhi ihlanganiswe ngqo empilweni yedijithali yansuku zonke. Ukwakhiwa kwalolu hlelo lokusebenza kuhambisana ngokuphelele nalo mbono. Futhi okunye, Indawo yasebhange ehlukene yaseYurophu inikezela ngegumbi lokuhlola eliningi lamakhambi ayingozi. Ngokutshala imali kusenesikhathi, I-GV izimisa phambili kwegagasi elingase lithuthukise indlela izigidi ezixhumana ngayo ngemali. Ungathola okwengeziwe mayelana nezinyathelo zamanje ze-Google zokungena leli rekhodi ngezenzo zabo zenkampani ebanzi.
Isebenza kanjani isiqalo se-fintech futhi yini esenza sihluke
Into eyinhloko yokuqalisa uhlelo lwezezimali lokuqala oluxuba ukuphathwa kwemali yomuntu siqu kanye nezici zebhange zenkampani.. Abantu babhalisa ngaphansi kwamaminithi amabili, qinisekisa ukuhlonza kwabo usebenzisa amasheke e-biometric, futhi uthole ngokushesha ukufinyeleleka kuma-akhawunti emali eningi. Ngemuva kwezinto, uhlelo lusebenzisa ukufunda kwemishini ukuze luhlukanise ukusetshenziswa kwezimali ngokwezigaba, izibikezelo capital izikhala, futhi sincoma izinga lokushintshanisa ngemali elingcono kakhulu ngaphambi kokuthi umsebenzisi athumele imali phesheya. Ngokungafani namabhange amafa noma amanye ama-neobanks, le nkundla ayincikile kumaphrosesa ezinkampani zangaphandle ukuze kudluliswe umhlaba wonke. Isungule eyayo imizila isebenzisa ukusebenzisana nezinhlelo zokuhlaliswa komakhelwane kulo lonke elase-EU nase-UK. Lokho kusho ukukhokhelwa ngokushesha kanye nezintengo ezehlisiwe. Ukuphepha nokuvikeleka kufakwa kusukela osukwini lokuqala, ngokuvikeleka kokugcina kanye nokulandelela ukukhwabanisa kwesikhathi sangempela. I-interface izizwa ingaphansi njengebhange futhi ifana nomsizi ohlakaniphile ovele enzeka ukuphatha imali yakho.
Izicelo ze $200 izigidi zezezimali ezimweni zomhlaba wangempela
Uxhaso olusha ceke luzobhebhethekisa izingqinamba ezintathu ezinkulu. Ekuqaleni, izinhlelo zokuqalisa ukwethula izinsizakalo zayo kuzo 15 amazwe engeziwe ekupheleni konyaka ozayo, eqondise izimakethe zaseNingizimu-mpumalanga ye-Asia naseLatin America lapho ukuthuthukiswa kwezezimali kwedijithali kukhuphuka. Okwesibili, ngokuqinisekile izokwenyuka ekunikeleni kwayo kwebhizinisi lendawo, yengeza imisebenzi efana ne-invoyisi ezenzakalelayo, ukuhlolwa kwentela, kanye nenhlanganisela yamaholo– konke kuhlelo lokusebenza olufanayo olusetshenziselwa imali yomuntu siqu. Okwesithathu, ingxenye yezimali izoya ekwakheni inkundla yomklami ukuze ezinye izinhlelo zokusebenza zishumeke amathuluzi ezezimali okuqalisa ngokuqondile kokuhlangenwe nakho kwawo komuntu ngamunye.. Bona ngeso lengqondo uthenga ikhofi ngohlelo lokusebenza lokuletha ukudla futhi ukhokha nge-akhawunti yenhlangano efaka izindleko ngokuzenzekelayo futhi ibuyekeze ukuqagela kwakho kwezimali. Lelo zinga lokungabi namthungo inhloso. Lezi zinyathelo ziza ngesikhathi lapho ukuthembela kubuchwepheshe obukhulu kuntengantenga, njengoba kubonakala ku izingxabano zamanje ze-cybersecurity, ukwenza ukubeka izinto obala kanye nokulawula komuntu ngamunye kubaluleke nakakhulu.
Imibuzo Evame Ukubuzwa mayelana nomjikelezo wokuxhasa ngezimali kanye nekusasa lokuqalisa
Ingabe lokhu kuqalisa kuthatha indawo yezikhungo zezezimali ezijwayelekile? Hhayi impela. Ihlose ukuhambisana nawo ngokusebenzisa isilinganiso, ubulula, kanye namadivayisi ahlakaniphile– kodwa isebenzisana nezikhungo zezimali eziqinisekisiwe ukuthi ibambe amadiphozithi futhi ihambisane nezinqubomgomo.
Ingabe abasebenzisi bazobona izinguquko ngokushesha? Ezinye izici zizophuma emavikini, njengamazinga athuthukisiwe okuguqulwa kwemali. Abanye, njenge-programmer API, kungathatha izinyanga eziyisithupha kuya kweziyishumi nambili.
Ingabe imali yami iphephile? Yebo. Zonke izimali zabathengi zigcinwa kuma-akhawunti ahlukanisiwe namabhange alawulwayo aseYurophu, kanye nengxenyekazi ifaka ukuzivikela okujwayelekile kwezomnotho.
Kungani i-GV ikhethe lo mzuzu ozowusebenzisa? Ngamazinga enzalo akhuphukayo kanye nokungabikezeli kwezimali, abantu bayaqaphela kakhulu izindleko kunangaphambili. Amadivayisi agcina isikhathi nemali kumadili wansuku zonke ahlala enesidingo esikhulu.
(I-Google's Venture Arm Leads $200 Umjikelezo Woxhaso Lwezigidi Ekuqalisweni Kwe-Fintech YaseYurophu)
Ingabe lokhu kungaholela emkhiqizweni wamabhange wohlobo lwe-Google? Akunakwenzeka. I-GV isebenza ngokuhlukile ezintweni ezibalulekile ze-Google, futhi ukuqalisa kugcizelele ukuzinikela kwakho ekuqhubekeni nokungathathi hlangothi nokugxila kubasebenzisi. Ukuze uthole umongo owengeziwe mayelana nokuthi iziqhwaga zobuchwepheshe ziphequlula kanjani izindawo ezimpunga zokuziphatha, bheka lokhu kutshuza okujulile ngqo ezinkingeni zobuchwepheshe ezivelayo.