Iinzame zikaGoogle zeArm ziKhokela $200 Isigidi senkxaso-mali kuMjikelo wokuQalwa kweFintech yaseYurophu
(UGoogle weVenture Arm ukhokela $200 Isigidi senkxaso-mali kuMjikelo wokuQalwa kweFintech yaseYurophu)
Yintoni ukuqaliswa kwe-fintech yaseYurophu eye yanda nje $200 izigidi
Isiqalo esikhula ngokukhawuleza se-fintech saseYurophu sitsale umdla omkhulu $200 izigidi kwinkxaso-mali entsha. Umjikelo wawukhokelwa yingalo yelinge likaGoogle, GV, eqondwa ukuxhasa imibono yetekhnoloji ekhaliphileyo enefuthe lehlabathi lokwenyani. Ngelixa isiqalo singekaqalisi ingqokelela yayo epheleleyo yezisombululo kumazwe ngamazwe, ngoku sele iphuhlise igama eliqinileyo kulo lonke elaseYurophu ngokucinga ngokutsha ngendlela abantu abalawula ngayo imali ngokwedijithali. Ishishini ligxile kwiintlawulo ezingenamthungo ezinqumla imida, izixhobo ezikrelekrele zohlahlo lwabiwo-mali, kunye neenkonzo zemali ezimiliselwe kumashishini asekuhlaleni. Lo mxube mtsha wemali phakathi kweyona mijikelo mikhulu ye-Series B kwi-fintech yaseYurophu kulo nyaka kwaye ibonisa ukuzithemba okubalulekileyo phakathi kweSilicon Valley uninzi lwabaxhasi bezimali abaziwayo..
Kutheni le nto ingalo yelinge likaGoogle lichithe $200 million kolu qalo lwefintech
I-GV ayiphosi ngapha nangapha $200 million ngobunono. Ukhetho lulandele iinyanga zokunyameka kunye novavanyo lwezandla lwenkqubo yokuqalisa. Eyona nto ibambekayo yayikukukwazi ukuqalisa ukujongana namanqaku okwenene entlungu kubantu bemihla ngemihla– njengeentlawulo eziphezulu ze-fx, ezihamba kade emhlabeni jikelele, kunye nonxibelelwano oludidayo oluqhelekileyo kwii-apps zebhanki zemveli. UGoogle ubona ikamva apho imali ingabonakali, ngoko nangoko, kwaye ibandakanywe ngqo kubomi bemihla ngemihla bedijithali. Uyilo lokuqalisa luhambelana ngokupheleleyo nalo mbono uxeliweyo. Kwaye kwakhona, Indawo yebhanki yaseYurophu eqhekekileyo ibonelela ngegumbi lovavanyo oluninzi lonyango olunokwehla. Ngokutyala imali kwangoko, I-GV izibeka phambili kumaza anokuphucula indlela izigidi ezinxibelelana ngayo ngemali. Unokufumana okungakumbi malunga neentshukumo zangoku zobuchule zikaGoogle le rekhodi kwizenzo zabo zenkampani ngokubanzi.
Isebenza njani i-fintech yokuqalisa kwaye yintoni eyenza ukuba yahluke
Into ephambili yokuqalisa yinkqubo yezemali yokuqala edibanisa ulawulo lwemali yomntu kunye neempawu zebhanki zenkampani.. Abantu ngabanye babhalisela ngaphantsi kwemizuzu emibini, qinisekisa ukuchongwa kwabo usebenzisa iitshekhi zebhayometriki, kwaye ngokukhawuleza ufumane ukufikeleleka kwiiakhawunti zemali ezininzi. Emveni kwenkqubo, inkqubo isebenzisa izixhobo zokufunda ukwahlula inkcitho, uqikelelo lweendawo ezinkulu, kwaye ikwacebisa ngexabiso elingcono kakhulu lokutshintshiselana ngemali ngaphambi kokuba umsebenzisi athumele imali phesheya. Ngokungafaniyo neebhanki zelifa okanye ezinye neobanks, eli qonga alixhomekekanga kwiiprosesa zeqela lesithathu kudluliselo lwehlabathi jikelele. Ngokwenyani iphuhlise eyayo ireyile isebenzisa intsebenziswano kunye nezikimu zokuhlaliswa ebumelwaneni kwi-EU kunye ne-UK. Oko kuthetha ukuhlaliswa ngokukhawuleza kunye namaxabiso athotyiweyo. Ukhuseleko kunye nokhuseleko lufakwe ukususela kusuku lokuqala, ngokhuseleko lokugqibela kunye nokulandelela ubuqhetseba bexesha langempela. I-interface ivakalelwa kakhulu njengebhanki kwaye ngakumbi njengomncedisi onobulumko othatha indawo yokulawula imali yakho..
Usetyenziso lwe $200 izigidi zenkxaso-mali kwiimeko zehlabathi lokwenyani
Inkxaso-mali entsha ngokuqinisekileyo iya kuphembelela ooshicilelo abathathu abakhulu. Ekuqaleni, izicwangciso zokuqalisa ukunikezela ngeenkonzo zayo 15 amazwe ongezelelweyo ekupheleni konyaka ozayo, kujoliswe kwiimarike kuMzantsi-mpuma we-Asia kunye ne-Latin America apho ukukhuthazwa kwemali yedijithali kunyuka. Isibini, ngokuqinisekileyo iya kunyuka ezantsi kwintengiso yayo yasekhaya, Ukongeza imisebenzi efana ne-invoyisi ezenzekelayo, ukuphononongwa kwerhafu, kunye nendibaniselwano yomvuzo– zonke ngaphakathi kwesicelo esifanayo esisetyenziselwa inkcitho yomntu. Isithathu, Icandelo lemali liza kuya ekwakhiweni kweqonga lomyili ukuze ezinye izicelo zikwazi ukubethelela izixhobo zemali zokuqalisa ngokuthe ngqo kumava abo.. Yiba nomfanekiso-ngqondweni wokuthenga ikofu ngesicelo sokuziswa kokutya kunye nokuhlawula ngeakhawunti yombutho egcina iindleko ngokuzenzekelayo kwaye ihlaziye ingqikelelo yakho eyinkunzi.. Olo nqanaba lokungenamthungo yinjongo. Ezi ntshukumo ziza ngexesha apho ukuxhomekeka kwitekhnoloji enkulu kushukuma, njengoko kubonakala kwi Iimpikiswano zangoku zokhuseleko lwe-cyber, ukwenza ukungafihli kunye nolawulo lomntu lubaluleke ngakumbi.
Ii-FAQs malunga nomjikelo wenkxaso-mali kunye nekamva lokuqalisa
Ngaba oku kuqalwa kuthatha indawo yamaziko emali aqhelekileyo? Hayi ncam. Ijolise ekubancediseni ngokusebenzisa ireyithi, ukulula, kunye nezixhobo ezikrelekrele– ukanti isebenzisana namaziko ezemali aqinisekisiweyo ukuba ibambe iidiphozithi kwaye ithobele imigaqo-nkqubo.
Ngaba abasebenzisi baya kubona utshintsho ngoko nangoko? Ezinye izinto ziya kukhutshwa kwiiveki ezimbalwa, njengamazinga aphuculweyo okuguqula imali. Abanye, njengoMdwelisi we-API, inokuthatha iinyanga ezintandathu ukuya kwezilishumi elinesibini.
Ngaba imali yam ikhuselekile? Ewe. Zonke iimali zabathengi zigcinwa kwiiakhawunti ezicaluliweyo kunye neebhanki zaseYurophu ezilawulwayo, kunye neqonga lugs umgangatho wokhuselo lwezoqoqosho.
Kutheni uGV ekhethe lo mzuzu ukuba awuchithe? Ngokunyuka kwamazinga enzala kunye nokungaqiniseki kwezemali, abantu baneendleko ezininzi ngakumbi kunangaphambili. Izixhobo ezonga ixesha kunye nemali kwiintengiso zemihla ngemihla zihlala zinesidingo esikhulu.
(UGoogle weVenture Arm ukhokela $200 Isigidi senkxaso-mali kuMjikelo wokuQalwa kweFintech yaseYurophu)
Ngaba oku kungakhokelela kwimveliso yebhanki enegama likaGoogle? Akunakwenzeka. I-GV isebenza ngokwahlukileyo kwizinto eziphambili zikaGoogle, kwaye isiqalo sigxininise ukuzinikela kwayo ekuqhubekeni nokungathathi hlangothi kunye nokugxila kumsebenzisi. Ngomxholo othe kratya malunga nendlela izigebenga zetekhnoloji ezijonga ngayo iindawo ezingwevu zokuziphatha, jonga oku kuntywila kunzulu ngqo kwiingxaki zobuchwepheshe ezivelayo.