I-Google's Venture Arm Leads $200 I-Million Finance Round ku-European Fintech Startup
(I-Google's Venture Arm Leads $200 Umjikelezo Woxhaso Lwezigidi Ekuqalisweni Kwe-Fintech YaseYurophu)
Umzamo we-Google uhola ingalo $200 umjikelezo wokuxhasa ngezimali ekuqalisweni kwe-fintech yaseYurophu. Lesi sihloko sikhulu kunezindaba zebhizinisi nje. Kubonisa ushintsho olukhulu endleleni ubuchwepheshe bezezimali obukhula ngayo kulo lonke elaseYurophu. I-bargain ibonisa ukuzethemba okuqinile embonweni wokuqala kanye nekhono layo lokuthuthukisa imali yansuku zonke. Imali, isivinini, ukufinyelela, kanye nesikhwama se-trust– lezi yizinsika ze-fintech yesimanje. Futhi lokhu kutshalwa kwezimali kwamanje kuzibeka phambili naphakathi.
Iyini i-Google's Venture Arm Investments In? .
Ingalo yomzamo yeGoogle, ebizwa ngokuthi CapitalG, igxile ezinkampanini ezithuthuke sekwephuzile. Lesi sikhathi, ikhethe ukuqala kwe-fintech yase-Europe ehlinzeka ngamabhange edijithali nezinketho zokukhokhela amabhizinisi amancane nama-freelancers. Into eyinhloko yokuqalisa uhlelo lwezezimali oluhlakaniphile oluhlanganisa ama-invoyisi, ukuqapha izindleko, ama-akhawunti emali eningi, kanye nezinkokhelo ezisheshayo– bonke endaweni eyodwa. Ngokungafani nezikhungo zezimali ezijwayelekile ezihamba kancane kancane, lolu hlelo lubuyekeza ngesikhathi sangempela futhi luvumelane nokuziphatha komsebenzisi. Lokho kukwenza kube usizo ikakhulukazi kubasebenzi be-gig nabathengisi be-inthanethi abadinga ngokushesha, Amadivayisi ahlukahlukene. Ungafunda kabanzi mayelana nalesi senzakalo sezimali ku lesi sixhumanisi.
Kungani I-Google Endeavour Arm Ikhethe Lokhu Kuqala? .
Isixazululo sisekugcineni isikhathi, isidingo semakethe, kanye nokubulawa. I-Europe empeleni ibone ukwanda kwabanikazi bebhizinisi bokuqala bedijithali. Iningi lazo lisebenzisana nezinhlelo zamabhange eziphelelwe yisikhathi ezikhokhisa izindleko eziphezulu noma ukungabikho kwezimfanelo zamazwe ngamazwe. Lokhu kuqalisa kwalungisa lezo zinkinga kusenesikhathi. Yakha interface yomsebenzisi ehlelekile, kufakwe ukwesekwa okwedlulele 30 izimali, kanye nezikhathi zokudlulisa ezincishisiwe ukusuka ezinsukwini kuye kumasekhondi. Ithimba le-Google kungenzeka libone kokubili ukuthuthukiswa komuntu ngamunye kanye nesistimu yezomnotho yebhizinisi eqinile. Futhi okunye, ukuqaliswa okwamanje kusiza abathengi ngaphezu 20 amazwe. Lolo hlobo lokufinyelela lubalulekile. Embulungeni lapho isiginali ye-eero ye-Amazon iguqula i-Wi-Fi yakho ibe inethiwekhi yokubuyela emuva yobulungu, izixazululo zemali kumele zingabi nazihibe. Osozimali bafisa izinkundla ezizizwa zingabonakali kodwa zisebenza kahle– ikakhulukazi lokho okuhlinzekwa yile fintech.
Isebenza kanjani I-Platform kubasebenzisi bansuku zonke? .
Abantu bajoyina ku-inthanethi kalula nje umazisi kanye nenombolo yokuxhumana. Ngemizuzu embalwa, bathola i-akhawunti yokonga ebonakalayo esebenza ngaphesheya kwemingcele. Bangakwazi ukuthumela izikweletu eziguqula ngokuzenzakalelayo zibe yimali yendawo yekhasimende. Uma izinkokhelo zifika, imali ifika ngokushesha ngaphandle kokubambezeleka kwekhefu langempelasonto. Uhlelo lokusebenza lulandelela ukusetshenziswa kwemali ngokwezigaba, amafulegi umsebenzi ongajwayelekile, futhi incoma nezikhombi zokonga intela ezisuselwe emisebenzini yangaphambilini. Ngemuva kwezinto, uhlelo lusebenzisa ukufunda kwemishini ukuthola imikhonyovu kanye nokuthuthukisa imali. Nokho kukhasimende, kumane kuzwakala kulula. Ayikho i-jargon. Akukho ukulinda. Vele uthephe, khokha, futhi uhambe. Lokho kuba lula kokusetshenziswa yingakho ukugqugquzela kuye kwaba ngokushesha kangaka phakathi kwabaxhumanisi, consultants, futhi kancane ezitolo ze-inthanethi.
Yiziphi Izicelo Zomhlaba Wangempela Zalolu Sistimu Ye-Fintech? .
Bona ngeso lengqondo umthuthukisi wesithombe e-Lisbon esiza amakhasimende ase-Berlin, New York City, kanye neTokyo. Ngaphambi kwalolu hlelo, ngokuqinisekile ubezokwazi 3 i-akhawunti yokulondoloza, khokha izindleko zokuguqulwa, futhi ulinde amasonto ukuze uthole izindawo zokuhlala. Okwamanje, uthola ideshibhodi eyodwa. Yonke imali ayitholayo ingena ku-akhawunti eyedwa, ngokushesha ihlelwa ngephrojekthi kanye nemali. Ukhokhela ubulungu bakhe besofthiwe, ilandelela izindleko ezidonswa umshwalense, futhi igcine imali yezibopho zentela– konke ngaphandle kokuvula uhlelo lokusebenza olwengeziwe. Abathengisi abancane bayayisebenzisa futhi. Isitolo esise-Barcelona singamukela izinkokhelo ezivela kubavakashi ezisebenzisa amakhadi amazwe ngamazwe ngaphandle kwezindleko ezengeziwe. Futhi izinhlangano ezingenzi-nzuzo zisebenzisa idivayisi ukunakekela iminikelo evela emazweni amaningi. Izicelo zelula kakhulu imali yomuntu siqu edlule. Bathinta umsebenzi womhlaba wonke, umsebenzi kude, kanye nobudlelwano obuwela imingcele. Ngezindlela eziningana, lolu hlelo lusebenza njengamapayipi ezomnotho enkathi yedijithali.
Okukhona Ngokuphathelene Nokuxhaswa Ngezimali Nokuqala? .
(I-Google's Venture Arm Leads $200 Umjikelezo Woxhaso Lwezigidi Ekuqalisweni Kwe-Fintech YaseYurophu)
Abantu bavame ukubuza ukuthi ingabe lokhu kusho ukuthi i-Google izothenga ukuqalisa okulandelayo. Akunjalo. I-CapitalG ivamise ukuthatha iziteki ezincane futhi ivumele abasunguli bahlale belawula. Omunye umbuzo ukuthi ingabe idatha yekhasimende iphephile yini. Ukuqalisa kuhambisana nemithetho eqinile yasebhange ye-EU futhi kusebenzisa ukubethela kwefayela ukusuka ekupheleni ukuya ekupheleni. Abanye bayazibuza ukuthi isixazululo sisebenza ngaphandle kweYurophu. Yebo– isekela abasebenzisi e-United States naseCanada, E-Asia, kanye nezingxenye zaseLatin America, nakuba imithetho yendawo ingasebenzisa. Abanye babuza ngezindleko. Izibaluli eziningi eziyinhloko azibizi. Izinhlelo zezindleko zivula izinto ezifana nokwesekwa kokukhathazeka noma izibalo ezintsha. Inkinga yokugcina izimbangi. Impela, amabhange amakhulu namanye ama-fintech anikeza amathuluzi afanayo. Kodwa lokhu kuqalisa kudonsela ukunaka ngoba kuhamba ngokushesha kakhulu, ulalela abasebenzisi, futhi igcina ikhulisa ngaphandle kokuvimba isikhombimsebenzisi. Ukuze uthole umongo owengeziwe wokuthi iziqhwaga zobuchwepheshe zakha kanjani izimakethe, ungase ubheke ngendlela efanayo Isiginali ye-eero ye-Amazon ichaza kabusha ukuxhumana kwekhaya– noma mhlawumbe kahle ukuthi uhlelo lushintsha kanjani, njenge Ukuhlehlisa ukuthula kukaTrump kweziphathimandla zezemvelo ze-EPA, bonisa ukuthi amandla awabonakali njalo kodwa ahlala ekhona. Kwezezimali, kusetshenziswa umthetho ofanayo: amasistimu angcono kakhulu asebenza buthule ngemuva kwezigcawu kuyilapho amakhasimende egxile kulokho okubaluleke kakhulu– umsebenzi wabo, izinhloso zabo, izimpilo zabo.