I-Google Endeavor Arm Leads iyahola $200 Umjikelezo Woxhaso Lwezigidi Ekuqalisweni Kwe-Fintech YaseYurophu
(I-Google's Venture Arm Leads $200 Umjikelezo Woxhaso Lwezigidi Ekuqalisweni Kwe-Fintech YaseYurophu)
Ingalo yomzamo yeGoogle empeleni isanda kwenza umnyakazo omkhulu emhlabeni wezezimali. Kwaholela a $200 izigidi zamarandi wokuxhasa ngezimali ukuqalisa okwandayo kwe-European fintech. Lezi zindaba akusona nje esinye isihloko. Ibonisa ukuthi ubuchwepheshe obukhulu bungena kanjani ekujuleni kwezinsizakalo zezezimali. Ukuqala, okuhlala kungadalulwanga emibikweni yokuqala kakhulu kodwa kunamahlebezi okuthi kugxile emalini egxilile nengqalasizinda yokukhokha ngesikhathi sangempela, manje ibekwe ukuze ikhule ngokushesha. Ngalokhu kusekelwa, isayina ngohlu lokuhlola olwandayo lwezinkampani ze-fintech ezithuthukisa indlela abantu nezinhlangano ezinakekela ngayo imali kulo lonke elaseYurophu..
Iyini I-Google Venture Arm futhi Yenzani .
Ingalo yebhizinisi yakwaGoogle ibizwa nge-GV. Yayisetshenziselwa ukubizwa nge-Google Ventures. I-GV itshala imali kumafemu asekuqaleni anenani elikhulu. Lezi zinkampani ngokuvamile zisebenza emisha, ukuphila kahle, uhlelo lochwepheshe, futhi okwamanje, ngokuqhubekayo, izinsiza zemali. I-GV ayicishe idale ukuhlola. Inikeza usizo olubalulekile, ikhono lokuklama, kanye nokufinyeleleka ku-ecosystem enkulu ye-Google. Kulesi sivumelwano samanje kakhulu, I-GV ithathe umsebenzi oholayo ku-a $200 million round. Lokho kuphakamisa ukuthi ibekwe emalini eningi futhi okungenzeka isize ekulolongeni imigomo yesivumelwano. Ungathola okwengeziwe mayelana nokuthi idizayini yesevisi eyinhloko ye-Google ithuthukisa kanjani ukukhangisa kwangaphambilini lokhu kuhlaziya.
Kungani I-Venture Arm yakwaGoogle Ithenge Lokhu Kuqalwa kwe-Fintech yase-Europe .
Kunezizathu ezimbalwa ezenza i-GV ikhethe lokhu kuqalisa okuthile. Okokuqala, Isimo se-fintech saseYurophu siyakhula. Imithethonqubo efana ne-PSD2 empeleni ivule idatha yasebhange, okwenza kube lula kubadlali bamageyimu abasha ukwakha izinsiza ezihlakaniphile. Okwesibili, ukuqala kugxile ekuxhaseni ngezimali okugxilile. Lokhu kusho ukuthi kusiza amafemu okungewona awezezimali– njengezitolo ze-e-commerce noma izinhlelo zokusebenza zokwabelana ngokugibela– ukunikela ngezinsizakalo zezomnotho ngqo kubantu babo. Kholwa “thola okwamanje, khokha kamuva” ekuphumeni noma izinkokhelo ezisheshayo zabasebenzi bomsebenzi. Okwesithathu, I-Google ibona ithuba lokukhulisa umthelela wayo ngale kwezikhangiso nosesho. Ngokutshala imali ku-fintech, izuza ukuqonda kulwazi lokwenziwayo, imikhuba yamakhasimende, kanye nemikhuba yesikhathi esizayo yokuhlala. Lokhu kuqondisa ngendlela ebanzi ye-Google yokuhlukanisa ukusakazwa kwenzuzo, njengoba kuchazwe ku lombiko.
Kanjani nje $200 Izigidi Zizosetshenziswa Ngokuqala .
Isiqalo sihlose ukusebenzisa i- $200 million ngezindlela eziningi ezibalulekile. Ingxenye enkulu izosondela ekuqasheni onjiniyela abaphezulu nabaklami bemikhiqizo. Badinga ukukala isistimu yabo ukuze baphathe amadili amaningi nsuku zonke. Ingxenye eyengeziwe izokhokhela ukuthobela imithetho emazweni amaningi aseYurophu. Imithethonqubo yezezimali ihluke kakhulu ukusuka eFrance ukuya ePoland, ngakho-ke ukuzulazula kuleyo ndawo kuthatha isikhathi nemali. Inkampani iphinde ifune ukuthuthukisa ukusebenzisana namabhange, abathengisi, kanye nabahlinzeki bezinhlelo zokusebenza zesofthiwe. Lobu budlelwano buzosiza ukushumeka amathuluzi ayo ezezimali ezinhlelweni zokusebenza zansuku zonke namasayithi. Ekugcineni, ezinye izimali zizoqhubekisela phambili ucwaningo ekutholakaleni kokukhwabanisa okuqhutshwa yi-AI kanye nokuguqulwa kwemali ngesikhathi sangempela– izici ezenza ukukhokha kwemingcele kube lula futhi kuvikeleke kakhudlwana.
Izicelo Zokuqala Kobuchwepheshe Ekuphileni Kwansuku Zonke .
Ubuchwepheshe bokuqalisa bungathinta impilo yakho ngokushesha ngezindlela ongazilindele. Cabanga ngokuthola izitolo zegrosa ku-inthanethi futhi uthole inketho yemalimboleko ngokushesha lapho usukhokha ngaphandle kokushiya uhlelo lokusebenza. Noma thwebula unjiniyela ozimele ethola inkokhelo ngesikhathi ikhasimende ligunyaza iphrojekthi– azikho izinsuku zokulinda zokudluliselwa kwebhange. Amabhizinisi amancane angase asebenzise inkundla ukuhlinzeka ngekhadi lebhange elinebhrendi noma imiklomelo yokwethembeka ehlobene nokutshala imali. Futhi izinhlelo zokusebenza zezokuthutha zomphakathi zingase zihlanganise imalimboleko encane ukuze kukhushulwe amanani. Zonke lezi zinhlelo zokusebenza zincike kuhlaka oluyinhloko lokuqalisa: ivikelekile, ngokushesha, kanye nemizila yokukhokha eqinisekisiwe ehlanganiswe nama-API ezomnotho ahlakaniphile. Lolu hlobo lokuhlanganiswa okungenamthungo yikona okwenza ezezimali ezigxilile zibe namandla. Ulwazi olwengeziwe mayelana nokuthi lo mzuliswano wezezimali ungase umise kanjani kabusha izinkokhelo ze-elekthronikhi iyatholakala kokuthi lesi sixhumanisi.
Imibuzo Evame Ukubuzwa Mayelana Nokutshalwa Kwezimali Kwe-Google kanye Nokuqala Kwe-Fintech .
Ingabe i-Google iqala isikhungo sayo sezezimali? Cha. I-GV ingalo yokutshala izimali, hhayi ukuhlukaniswa kwezezimali. I-Google ngokwayo inikeza imikhiqizo ethile yezomnotho, njenge-Google Pay, kodwa lokhu kutshalwa kwezimali kwezezimali kuhlobene nokweseka inkampani ezimele, ukungakhiphi isikhungo sezezimali.
Ingabe lokhu kuzoba nomthelela ekuyimfihlo yami yomuntu siqu? Isiqalo sithi sithobela imithetho eqinile yezokuphepha kolwazi lwe-EU, kuhlanganise GDPR. Ayithengisi imininingwane yomuntu ngamunye. Kunalokho, isebenzisa ukuqonda okungaziwa ukuze kuthuthukiswe ukwethembeka kwesixazululo futhi ibone ukukhwabanisa.
Ingabe noma ubani angakwazi ukusebenzisa lezi zixazululo zokuqalisa? Hhayi ngokuqondile. Ukuqala kusebenza ngemuva kwezigcawu. Uzoxhumana nobuchwepheshe bayo ngezinye izinhlelo zokusebenza noma amasayithi ahambisana nayo– njengokuthenga kwakho okuthandayo noma uhlelo lokulethwa.
Kungani iYurophu hhayi i-U.S.? I-Europe inemakethe yedijithali ehlangene enokuvikelwa kwamakhasimende okuqinile kanye nemithetho yasebhange evulekile. Lokhu kwenza kube nzima kakhulu ukwethula amakhambi e-fintech angalawuleki kuyo yonke imingcele. Imakethe yezwe elihlangene ihlukene kakhulu, ngemithetho yezwe nezwe.
(I-Google's Venture Arm Leads $200 Umjikelezo Woxhaso Lwezigidi Ekuqalisweni Kwe-Fintech YaseYurophu)
Ingabe lokhu kusho ukuthi i-Google isuka kude nokuthengisa? Hhayi ngokuphelele. Ukukhangisa nokumaketha kusangenisa iningi lezinzuzo ze-Google. Nokho ukutshalwa kwezimali okufana nalolu hlelo i-Google ilungiselela ikusasa lapho izixazululo– kanye nolwazi abaludalayo– kubaluleke ngokulinganayo njengokuchofoza nokuvelayo.