I-Google Endeavor Arm Leads iyahola $200 Umjikelezo Woxhaso Lwezigidi Ekuqalisweni Kwe-Fintech YaseYurophu
(I-Google's Venture Arm Leads $200 Umjikelezo Woxhaso Lwezigidi Ekuqalisweni Kwe-Fintech YaseYurophu)
Umzamo we-Google uhola ingalo $200 umjikelezo wokuxhasa ngezimali ekuqalisweni kwe-fintech yaseYurophu. Lesi sihloko singaphezu nje kolwazi lwenkampani. Kubonisa ushintsho olukhulu endleleni emisha yezezimali ekhula ngayo kulo lonke elaseYurophu. Ukutshalwa kwezimali kuveza ukuzethemba okuqinile embonweni wokuqalisa kanye nekhono lakho lokuthuthukisa ukubhanga kwansuku zonke, izindawo zokuhlala, kanye nezinsizakalo zezezimali. Nokho siyini ngempela lesi sakhiwo sebhizinisi? Kungani kunendaba? Futhi le mali izowushintsha kanjani umdlalo?
Iyini i-Endeavor Arm yakwaGoogle etshala kuyo imali? .
Ukuqala kwe-European fintech endaweni yalesi sivumelwano kuthuthukisa isiteji samabhange edijithali yesizukulwane esilandelayo. Isebenzisa amathuluzi asiza abantu ngabanye namabhizinisi amancane ukuphatha imali ngobuchule futhi ngokushesha okukhulu. Umkhiqizo oyinhloko uhlanganisa ukulandelela ukuthenga ngesikhathi sangempela, Isabelomali esinamandla e-AI, kanye nemisebenzi eshelelayo yokuhlala emngceleni. Ngokungafani namabhange endabuko, le nkundla isebenza ku-inthanethi ngokuphelele ngaphandle kwamagatsha angokwenyama. Amakhasimende athola ukufinyelela kukho konke okuncane ngohlelo lokusebenza lweselula noma isiphequluli sewebhu sewebhu. Ukuqala sekulethe amakhasimende angaphezu kwezigidi ezimbili eJalimane, France, kanye neNetherlands. Okwamanje, ngezinsiza ezintsha ezivela engalweni yokuzama ye-Google, ihlose ukukhuphuka ngokushesha kulo lonke elaseYurophu. Ungafunda kabanzi mayelana nalesi sipho esiyingqopha-mlando ku Ukufakwa kwe-MIS-Asia.
Kungani I-Endeavor Arm ye-Google Ikhethe Lokhu Kuqalwa? .
Izinkampani ezinkulu zobuchwepheshe azikaze ziphonse imali ekuqaliseni izinto ngokungafanele. Ingalo yomzamo ye-Google izama ukuthola izinsizakalo ezinokukhula okuqinile kwabasebenzisi, cacile izinzuzo zokusungula, futhi kungenzeka bagcine sebengabaholi bemakethe. Lokhu kuqalisa kwe-fintech kuhlola wonke lawo mabhokisi. Uhlelo lwayo lusebenzisa okokusebenza ukuthola izinqubo zokusebenzisa imali nokuphakamisa amathuba okonga– into abasebenzisi abayithandayo. Ngokunjalo, izakhiwo zayo zithuthukisiwe izinhlelo zamafu zesimanje, okwenza kube lula ukwengeza imisebenzi emisha ngokushesha. Lobo buciko bubalulekile emakethe lapho imihlahlandlela kanye nomthengi kudinga ukulungiswa ngokushesha. Ngaphezu kwalokho, Imakethe yemali yaseYurophu isahlukanisiwe. Abantu abaningi bancike ezinhlelweni zamabhange ezingasasebenzi. Lokhu kuqalisa kugcwalisa leso sikhala ngobushelelezi, isipiliyoni esihlanganisiwe. I-Google ibona ithuba lokusekela ibhizinisi elingase ligcine liyisizinda sezimali esizenzakalelayo sezigidi zabantu baseYurophu.
Kanjani nje $200 Million Be Made use of? .
Uhlelo lokuqalisa luhlose ukusebenzisa i- $200 million ngezindlela ezintathu ezinkulu. Ekuqaleni, izonabela emazweni amasha njengeSpain, Italy, kanye nePoland. Lokho kubonisa ukumisa uhlelo lokusebenza phakathi nendawo, ukuqasha ithimba lokusekela, kanye nokusebenzisana nabalawuli besifunda. Okwesibili, ngokuqinisekile izosebenzisa imali eningi ekuvikeleni nasekutholeni ukukhwabanisa. Izinhlelo zokusebenza zezimali kufanele zivikele idatha yekhasimende ngaphezu kwakho konke okunye, ngakho-ke iqembu lizokwakha ukubethela okunamandla kanye namadivayisi okulandelela ngesikhathi sangempela. Okwesithathu, ibhizinisi ngokuqinisekile lizosungula izici ezintsha njengemalimboleko yemoto esheshayo, izinqumo zokutshala izimali, kanye nama-invoyisi enkampani. Lezi zithuthukisi zizoguqula uhlelo lokusebenza lusuke ekulandeleleni imali oluqondile lube umphakathi ogcwele wezezimali. Umgomo uwukugcina amakhasimende engaphakathi ohlelweni kukho konke adinga imali yawo. Lolu hlobo lokunwetshwa lubonisa amaphethini ezibuko abonwa kweminye imikhakha yezobuchwepheshe, njengokuthi izikhungo zedatha zithuthuka kanjani ngaphansi kwengcindezi– nakuba ngezindlela ezihlukahlukene ngempela, njengoba kuphawuliwe ku leli rekhodi le-MIS-Asia.
Yiziphi Izicelo Zomhlaba Wangempela Zalolu Sistimu Ye-Fintech? .
Okwamakhasimende ajwayelekile, inkundla yenza ukuphathwa kwemali kwansuku zonke kube lula. Zibone ngeso lengqondo uthola isaziso sokuthi uchitha ngokweqile ekudleni, noma ukulondoloza ngokuzenzakalelayo ukulungisa okwengeziwe kukho konke ukuthenga. Abanikazi bamabhizinisi amancane nabo bayazuza. Bangakwazi ukuthumela izikweletu, ithrekhi capital, futhi ukhokhe abahlinzeki ngezinhlobo zemali ezimbalwa– konke kusuka kudeshibhodi eyodwa. Ama-freelancers asebenza namakhasimende anqamula imingcele awasadingi ukukhathazeka ngamashaji okudlulisa aphezulu noma izikhathi zokucubungula ezihamba kancane. Ngisho nabafundi abafunda phesheya bangaphatha izinhlelo zabo zesabelomali ngaphandle kokushintsha amabhange. Uhlelo luphinde luhlanganise nohlelo lwesoftware yokubalwa kwezimali olukhethwayo kanye nezinkundla zokuthenga. Lolu hlu olubanzi lokusetshenziswa ludingida ukuthi kungani ukukhuthaza ukukhula ngokushesha kangaka. Ixazulula izinkinga zangempela abantu abahlangabezana nazo nsuku zonke. Futhi njengoba imisebenzi eyengeziwe iphuma, inani lilokhu likhuphuka. Enye enye i-engeli yezinsiza iyashintsha– njengalezo ezithinta izikhungo zolwazi eNew York– ingatholakala ku lokhu okuthunyelwe okuhlobene.
Yiziphi Izinto Ezivamile Ezikhathazayo Mayelana Nalesi Dili kanye Nokuqala? .
Abantu bavame ukubuza ukuthi lokhu kuqalisa akunabungozi yini ukukusebenzisa. Yebo– inamalayisensi afanele ebhange e-EU futhi ilandela imihlahlandlela eqinile yokuvikela idatha njenge-GDPR. Omunye umbuzo ongaguquki ukuthi ngabe iGoogle inayo yini inkampani njengamanje. Impendulo ithi cha. Ingalo yomzamo kaGoogle iwunxiwankulu nje, hhayi umnikazi. Ukuqala kuyaqhubeka nokuzimela futhi kugcina ukulawula okuphelele ekukhetheni kwakho umkhiqizo. Abanye bayazibuza ukuthi ngabe isicelo sizohlala singenazindleko. Okwamanje, imisebenzi ebalulekile ayibizi, kuyilapho amathuluzi e-premium afana nezibalo eziqanjiwe noma imikhawulo yedili emikhulu ibiza izindleko ezivamile zanyanga zonke. Abanye babuza ukuthi ihluke kanjani kumabhange amakhulu. Umehluko obalulekile izinga nobulula. Amabhange ajwayelekile athatha izinsuku ukulungisa ukudluliselwa kwemali; le nkundla ikwenza ngamasekhondi. Okokugcina, abaningi bangathanda ukwazi ukuthi izokhululwa nini ezweni labo. Ibhizinisi alikaqalisi umgwaqo ophelele, nokho i-Southern and Eastern Europe yizo ezilandelayo emgqeni ngokusekelwe ezinkambisweni zamanje zokuqashwa kanye nokugcwaliswa kokulawula.
(I-Google's Venture Arm Leads $200 Umjikelezo Woxhaso Lwezigidi Ekuqalisweni Kwe-Fintech YaseYurophu)
Lo mjikelezo woxhaso awucishe ube yimali. Kuyivoti lokuzethemba emandleni e-Europe okwakha izindlela ezintsha zezimali ezisezingeni lomhlaba. Ngokusekelwa yi-Google, ukuqala kuzuza ubuqotho, imithombo yezobuchwepheshe, kanye nokunakwa kwamazwe ngamazwe. Abasebenzisi bathola okungcono kakhulu, indlela ehlakaniphile yokuphatha izinsiza zabo zezimali. Futhi yonke indawo ye-fintech eYurophu ithola ukwanda okunamandla. Imiphumela ye-ripple ingase ilolonge indlela abantu abagcina ngayo ibhange iminyaka eminingi ezayo.