I-Google's Venture Arm Leads $200 I-Million Finance Round ku-European Fintech Startup
(I-Google's Venture Arm Leads $200 Umjikelezo Woxhaso Lwezigidi Ekuqalisweni Kwe-Fintech YaseYurophu)
Ukuthutha okunamandla emhlabeni wemali akuveli njalo ku-Wall surface Road noma eSilicon Valley. Ngokuvamile, bavuselela ukuphila ehhovisi elincane eBerlin, Paris, noma Lisbon. Yilokho kanye okwenzekile lapho ingalo yebhizinisi le-Google ingena ngenani elikhulu $200 million ukutshalwa kwezimali kwezimali ekuqaliseni okukhulayo kwe-fintech yaseYurophu. Lokhu okunikezwayo akuyona imali– kumayelana nomfutho, Ncika ku, kanye nekusasa lokuthi abantu ngabanye baphatha kanjani imali yabo kuyo yonke imingcele. Imishwana emikhulu yomkhiqizo engezansi yile “Ingalo yebhizinisi le-Google,” “$ 200 million umjikelezo wezimali,” futhi “Ukuqala kwe-fintech yaseYurophu.” Lezi zinkulumo zivikela indaba futhi ziveze lapho isenzo senzeka khona.
Iyini Ingalo ye-Google Endeavor futhi Ivele Yenzani? .
Ingalo yomzamo yeGoogle ibizwa nge-CapitalG. Kuyisikhwama sokukhula esizimele se-Alphabet Inc, igxile ekwesekeni ibhizinisi lokusungula elikhombisa amandla aqinile. Ngokungafani nabaxhasi bezimali bezingelosi zakuqala, I-CapitalG ingena lapho isiqalo sinamandla, abathengi, kanye nemodeli yenhlangano ecacile– kodwa idinga uphethiloli ukuze ikhule emhlabeni jikelele. Esimweni esinjalo, I-CapitalG ihole a $200 uxhaso oluyisigidi kuze kube sekuqalweni kwe-fintech yase-Europe ebilokhu ithuthukisa buthule indlela abathengi nezinkampani abazisingatha ngayo izindawo zokuhlala eziwela imingcele., izikhwama zedijithali, kanye nokufakwa kwezimali. Ukuqala, engakalivezi igama layo ngokusobala kuwo wonke amarekhodi, kuthiwa izosebenza ngaphakathi 15 Amazwe aseYurophu futhi isebenzela izigidi zamakhasimende. Ungafunda kabanzi mayelana nalesi sipho esiyingqopha-mlando ku lokhu kufakwa komshwalense okujulile.
Kungani I-Venture Arm yakwaGoogle Ikhethe Lokhu Kuqalwa Kwe-Fintech YaseYurophu? .
Impendulo incike esikhathini, emisha, nokuthembana. Isimo se-fintech saseYurophu siqhume ekugcineni 5 iminyaka. Imithetho efana ne-PSD2 ivule imininingwane yasebhange kubaklami bezinkampani zangaphandle, ukukhiqiza insimu eningi yentuthuko. Lokhu kuqalisa okuthile kwakha inkundla eyenza ukudluliselwa kwemali kwamazwe ngamazwe kube lula, inikeza ukuguqulwa kohlobo lwemali ngesikhathi sangempela ngamanani afanelekile, futhi ihlanganisa ngaphandle komthungo nezinhlelo zamabhange ezingomakhelwane. Iphinde ibeke phambili ukuvikela nokuhambisana– amaphuzu amabili onxiwankulu abakhulu abafana noCapitalG abawakhathalele kakhulu. Kudlule ubuchwepheshe, iqembu ngemuva kokuqala lihlanganisa ababolekisi bangaphambili, onjiniyela abavela ezinkampanini eziphambili zobuchwepheshe, kanye nezingcweti zenqubomgomo eziqonda kokubili imali nomthetho. Okwe-Google, lokhu akukona nje ukutshala izimali– isisekelo esibaliwe ohlelweni lwemali lomhlaba jikelele. Ingemuva elingeziwe ekulinganeni kweqhinga litholakala kalula kwa lokhu kuhlaziya.
Kanjani Kanjani $200 Umjikelezo Wokuxhaswa Kwezigidi Kufanele Usetshenziswe? .
Imali yinhle njengalokho eyakhayo. Isiqalo sihlose ukusebenzisa i- $200 million ngezindlela ezintathu eziyinhloko. Ekuqaleni, izokwandisa iqembu layo lobunjiniyela ukuze kusheshiswe ukukhula komkhiqizo– ikakhulukazi ekutholweni kokukhwabanisa okuqhutshwa yi-AI kanye nokuqonda imali komuntu siqu. Okwesibili, izongena ingene ezimakethe ezintsha, okuhlanganisa iMpumalanga Yurophu kanye nezingxenye zase-Asia, lapho ukuthuthukiswa kwezezimali kwedijithali kukhuphuka ngokushesha. Okwesithathu, ngokuqinisekile izoqinisa ingqalasizinda yayo yokuhambisana ukuze igcwalise izinqubomgomo ezithuthukayo ezweni ngalinye elingena kulo. Lokhu akucishe kukhule kakhulu; kumayelana nokukhula ngobuhlakani futhi kuvikeleke ngokwengeziwe. Ukuxhaswa ngezimali ngokufanayo kunikeza indawo yebhizinisi ukuthola ukusebenzisana namabhange ajwayelekile, abahlinzeki bemisebenzi yezokuxhumana, kanye nezinkundla ze-e-commerce. Imali ngayinye ichithe izinjongo ukwenza izinsiza zezezimali zitholakale, obala, futhi kulula ukuyisebenzisa kubantu bansuku zonke.
Yiziphi Izicelo Zomhlaba Wangempela Zalobu buchwepheshe Banamuhla be-Fintech Startup yaseYurophu? .
Cabanga ngomklami ozisebenzelayo e-Portugal ehola imali ngokushesha ngeklayenti e-Sweden– ngaphandle kwezimali ezifihliwe noma izinsuku zokulinda. Noma inkampani encane ese-Poland ethenga izinto e-Italy futhi ikhokha ngesikhathi sangempela ngokuphatha i-VAT okuzenzakalelayo. Lawa akuwona amaphupho ekusasa– ziyimisebenzi ekhona enikezwa yilesi siqalo. Inkundla yayo isekela ama-akhawunti emali eningi, izindawo zokuhlala ngokushesha, amathuluzi okwenza isabelomali, kanye nezinketho ezishumekiwe zokuboleka abathengisi abancane. Abafundi abacwaninga phesheya bangakwazi ukunakekela izibonelelo ekhaya ngaphandle kokuchitha imali ukuze bashintshe amanani. Izisebenzi ezifudukayo zingathumela izinxephezelo ngokushesha okukhulu futhi ezingabizi kakhulu kunezixazululo ezijwayelekile zezintambo. Ubuchwepheshe buphathelene nezinhlelo zokusebenza zamaselula namaphaneli okulawula i-inthanethi, yakhelwe ukwenza kube lula ngokuphambene nokuba yinkimbinkimbi. Ngamanye amazwi, kuguqula ukuhlikihla kwezomnotho kube uketshezi– yingakho abasebenzisi belokhu bebuya.
Yimiphi Imibuzo Ejwayeleke Kakhulu Mayelana Nalesi Dili kanye Nokuqalisa? .
(I-Google's Venture Arm Leads $200 Umjikelezo Woxhaso Lwezigidi Ekuqalisweni Kwe-Fintech YaseYurophu)
Abantu bavame ukubuza ukuthi ngabe lokhu kuqalisa kuthatha ama-titans afana ne-Revolut noma i-Wise. Impela impendulo ithi cha. Ihlanganyela ngezinjongo eziqhathanisekayo kodwa igxile kakhulu ekuhlanganisweni okujulile namalayili okukhokha kwesifunda kanye nezinhlaka ezibusayo., providing it an edge in specific markets. Another frequent inquiry: Is my cash safe? The business is fully licensed as an electronic money institution in the EU and holds client funds in segregated accounts at tier-one financial institutions. Some additionally wonder if Google will currently manage the start-up. Ungalokothi– CapitalG takes minority stakes and does not conflict in everyday operations. Kunalokho, it offers critical guidance, access to ability, and technical sources from Google’s more comprehensive environment. Okokugcina, several ask when the service will certainly launch in their country. While the roadmap is private, growth into Southern and Central Europe is expected within the next twelve month. Keep updated on advancements via MIS-Asia’s technology and company channels, which also track major fintech activities along with various other technologies.