Google Venture Arm Leads $200 Miliyoni Yothandizira Ndalama Pakuyambitsa Fintech ku Europe
(Google Venture Arm Leads $200 Kuzungulira Kwandalama Miliyoni ku Europe Fintech Startup)
Kodi chida cha Google ndi chiyani ndipo chinangochita chiyani
Ntchito ya Google, yotchedwa CapitalG, ndi gulu lakukula kwachuma lomwe lili pansi pa Alphabet Inc. Imayang'ana kwambiri kuthandizira makampani aukadaulo amakono omwe akuwonetsa kuthekera kokulirapo padziko lonse lapansi. Posachedwapa, CapitalG idalowa m'malo owonekera potsogolera anthu ambiri $200 miliyoni poyambira kukwera kwa fintech ku Europe. Izi sizikuwonetsa kudalira mtundu wamakampani omwe ayambika koma komanso atolankhani ovuta kwambiri a Google kuti alimbikitse zomwe zikuchitika pamsika wazachuma womwe ukupita patsogolo mwachangu kunja kwa USA.. Zolemba zandalama zandalama pakati pazachuma zazikuluzikulu za fintech ku Europe chaka chino ndikugogomezera momwe osewera aukadaulo akupitira patsogolo kubanki paukadaulo wazachuma wamagetsi.. Mutha kuwerenga zambiri zokhuza kuperekedwa patsambali Ntchito ya Google imatsogolera $200 Miliyoni yandalama poyambira ku Europe kwa fintech.
Chifukwa chiyani kuzungulira kwandalama uku kuli kofunikira
Izi $200 jekeseni miliyoni pazifukwa zingapo. Poyamba, Zikuwonetsa kuti ma capitalist padziko lonse lapansi akuwonabe lonjezo lalikulu ku European fintech ngakhale pali mavuto azachuma monga kukwera kwa inflation ndi kuyang'anira malamulo.. Chachiwiri, kukhala ndi dzanja la Google loyesa kutsogolera kuzungulira kumabweretsa zambiri kuposa ndalama zokha– kumaphatikizapo kukhulupirika, kupezeka kwa ukatswiri waukadaulo, ndi kuthekera kophatikizana ndi gulu lazachilengedwe la Google. Kwa zoyambira zokha, chithandizo ichi chikhoza kufulumizitsa kukula kwa chinthu, kukula kwa dziko, ndi kupeza kasitomala. Nthawi zambiri, choperekacho chikuwonetsa zomwe zikukula: makampani akuluakulu aukadaulo sakungopanga ntchito zawozawo zachuma– akugulanso mwanzeru zoyambira zomwe zimatha kuyenda mwachangu m'misika yazambiri. M'dziko limene digito ndalama, midzi, ndipo chuma chokhazikika chikuwongolera momwe anthu amasamalirira ndalama, mgwirizano woterewu ukhoza kufotokoza zaka khumi zotsatira za kupita patsogolo kwandalama.
Ndendende momwe njira yoyambira yogwiritsira ntchito ndalamazo
Oyambitsa fintech ku Europe akukonzekera kuyika zida zatsopano zogwirira ntchito 3 madera ofunikira. Mmodzi, idzawonjezera magulu ake a uinjiniya ndi chidziwitso kuti ipititse patsogolo dongosolo lake lalikulu 2, ikufuna kulowa m'misika yatsopano ku Asia ndi Latin America, komwe kufunikira kwa zida zandalama zoyambira digito kukukwera. Atatu, idzagula njira zotsatirira ndi chitetezo ndi chitetezo kuti zikwaniritse zomwe zikuchitika mdera lililonse lomwe likuyenda.. Makamaka, olimba si kufulumira kuti aganyali. M'malo mwake, zikutenga njira yodziwonetsera yokha– kuyang'ana pa chitukuko chokhalitsa kusiyana ndi malonda apamwamba. Njira yoyezera iyi imagwirizana ndi maphunziro ochokera ku mavuvu am'mbuyomu a fintech, kumene makulitsidwe mofulumira popanda mfundo zamphamvu anagwa. Ndi chithandizo cha Google, poyambira pano ali ndi njira yothamangitsira ndege komanso thandizo lopangira china chake chokhalitsa.
Kugwiritsa ntchito koyambira kwa fintech system.
Chogulitsa chachikulu choyambira ndi njira yogwiritsira ntchito ndalama zogwiritsira ntchito mitambo yopangidwira ntchito zazing'ono ndi zazing'ono (Zithunzi za SMB). Zimaphatikiza ma accounting, invoice, malipiro, kulengeza udindo wa msonkho, ndi kuneneratu likulu mu mawonekedwe amodzi osalala. Mosiyana ndi pulogalamu yokhazikika yomwe imafuna chidziwitso chamanja kapena kuphatikiza kwa malo, makinawa amagwiritsa ntchito AI kugawa nthawi yomweyo zochitika, yembekezerani zofooka, ndikupangiranso njira zochepetsera ndalama. Kwa alangizi, ogulitsa e-commerce, ndi wothandizira m'deralo, izi zikusonyeza kuti nthawi yochepa yolimbana ndi maspredishiti komanso nthawi yambiri yokulitsa gulu lawo. Dongosololi limathandiziranso kubweza ndalama zambiri komanso kulipira malire– zofunikira za SMB zapadziko lonse lapansi masiku ano. Otsatira oyambirira anena kuti akudula nthawi yawo yoyang'anira ndalama pamwezi 60%. Pamene nyengo zachuma zikuchulukirachulukira, zipangizo monga izi zikhoza kukhala zofunika monga imelo kapena mafoni a m'manja kwa eni mabizinesi.
Mafunso omwe amafunsidwa pafupipafupi okhudzana ndi malonda ndi mawonekedwe a fintech
Kodi iyi ndi ndalama zoyamba za Google za fintech ku Europe? Ayi, komabe ili pakati pa zazikulu. Google idathandizira kale kubweza ndi kubwereketsa zoyambira, pa izi $200 ndalama zokwana miliyoni zikuwonetsa kudzipereka kozama kuzinthu zachuma zaderali.
Kuyambitsa kudzakhala gawo la Google? Ayi. CapitalG imatenga magawo ochepa ndipo nthawi zambiri safuna kuwongolera. Choyambitsacho chidzakhala chopanda pake, ngakhale ikhoza kuyang'ana mgwirizano waukadaulo ndi Google Cloud kapena zida zina za Alphabet.
Zomwe zimapangitsa kuti chiyambi ichi chikhale chosiyana ndi ena? Cholinga chake pa chidziwitso chachuma cha nthawi yeniyeni– osati kungosunga zolemba. Ngakhale ma fintech ambiri amawerengera njira zakale, izi zimagwiritsa ntchito ma analytics oyembekezera kuthandiza mabungwe kuchitapo kanthu pasanachitike zovuta.
Kodi izi zitha kuyambitsa mabizinesi akuluakulu ku European fintech? Zotheka kwambiri. Pamene wosewera mpira ngati Google mapazi, ena amaumirira pafupipafupi. Makampani a Equity Capital, mabanki, komanso ndalama zodziyimira pawokha tsopano zitha kuwunikanso mbiri yawo yaku Europe ya fintech.
(Google Venture Arm Leads $200 Kuzungulira Kwandalama Miliyoni ku Europe Fintech Startup)
Kodi pali chiwopsezo cha kukwera mtengo? Zotheka. Komabe kuyambika kuli ndi chuma cholimba cha zida, kubwereza zopeza, ndi kuchepetsedwa kwa ogula– zizindikiro za bungwe labwino komanso lolinganiza, osati buzz chabe. Kuti mumvetsetse bwino momwe ma tekinoloje titans akusinthira misika yamawa, yang'anani mu IBM imachulukirachulukira muzaka za AI: luso la munthu payekha limatsogolera ndi Kuchokera ku Mars kupita ku Mwezi: Masomphenya atsopano a Musk a XAI.