Google's Venture Arm Inotungamira $200 Mamirioni eMari Yekutenderera muEuropean Fintech Kutanga-up
(Google's Venture Arm Inotungamira $200 Mamirioni Mari Yekutenderera muEuropean Fintech Kutanga)
Chii chinonzi venture ruoko rweGoogle uye chii chakangoita
Google venture ruoko, inonzi CapitalG, ndiyo yekukura equity investment timu pasi peAlphabet Inc. Inotarisa pakutsigira gare gare-danho remazuva ano tekinoroji makambani anoratidza mukana wakasimba wekuyera pasi rose. Munguva pfupi yapfuura, CapitalG yakapinda mukujeka nekutungamira hombe $200 miriyoni yekutsigira mari mukukwira kuEurope fintech kutanga. Danho iri rinoratidza kwete kungovimba nemhando yekambani yekutanga asi zvakare mutsindo wakakomba neGoogle kusimbisa maitiro ayo mumusika uri kukurumidza kubuda wekuvandudza hupfumi kunze kweUSA.. Manotsi ekudyara kwemari pakati pezvibvumirano zvikuru zvefintech muEurope gore rino uye zvinosimbisa kuti vatambi vakuru vetekinoroji vari kubhenga zvishoma nezvishoma patekinoroji yemari yemagetsi.. Iwe unogona kuverenga zvakawanda nezve ino saiti inopa pa Google venture ruoko inotungamira $200 miriyoni yemari kutenderera muEuropean fintech kutanga-up.
Nei iyi mari round yakakura
Izvi $200 miriyoni jekiseni zvine basa kune akati wandei zvinhu. Pakutanga, inoratidza kuti macapitalist epasirese achiri kuona chibvumirano chakakura muEuropean fintech kunyangwe paine misoro yemari senge inflation uye kuongororwa kwemitemo.. Chepiri, kuva neruoko rweGoogle kuedza kutungamira kutenderera kunounza zvinopfuura mari chete– kunosanganisira kuvimbika, kuwanikwa kwehunyanzvi hwehunyanzvi, uye zvinobvira musanganiswa zvinobvira nenharaunda yeGoogle ecological. Zvekutanga pachazvo, kutsigira uku kunogona kukurumidzira kukura kwezvinhu, kukura kwepasi rose, uye kuwanikwa kwevatengi. Zvizhinji kazhinji, iyo inopa inosimbisa maitiro ari kukura: makambani makuru etekinoroji haasisiri kungovaka iwo ega ehupfumi masevhisi– ivo vari kutengawo zvine hungwaru matangiro ekutanga anogona kufamba nekukurumidza mune chaiyo niche misika. Munyika ine digital mari, misha, uye mari yakadzika midzi iri kuvandudza mabatiro anoita vanhu mari, kudyidzana kwakadaro kunogona kutsanangura makore gumi anotevera ekufambira mberi kwemari.
Chaizvoizvo sei iyo yekutanga-up zano rekushandisa mari
Iyo yeEuropean fintech yekutanga inoronga kuisa iyo nyowani-zviwanikwa zvekushanda mairi 3 nzvimbo dzinokosha. Poshi, ichawedzera zvikwata zvayo zveinjiniya nesainzi yeruzivo kuti iwedzere hurongwa hwayo hwepakati 2, ine chinangwa chekupinda mumisika mitsva muAsia neLatin America, uko kudiwa kwedhijitari-yekutanga michina yemari iri kuwedzera. Tatu, zvirokwazvo ichatenga kutevedza uye chengetedzo uye chengetedzo zvivakwa kuti igutse kusimudzira zviyero munzvimbo yega yega yainomhanya.. Noently, iyo femu haisi kukurumidza kuisa mari. Pane kudaro, iri kutora nzira yekuzvisarudzira– tichitarisa pakusimudzira kwechigarire kusiyana nekushambadzira kwakanaka. Iri rakayerwa zano rinoenderana nezvidzidzo kubva yapfuura fintech bubbles, uko kukurumidza kuwedzera pasina nheyo dzakasimba kwakaguma nekuparara. Nerubatsiro rweGoogle, iyo yekutanga parizvino ine zvese nzira uye rubatsiro rwekuvaka chimwe chinhu chinogara.
Zvishandiso zvekutanga kwefintech system.
Iyo yekutanga-up's main product is a cloud-based financial operating system yakagadzirirwa mabasa maduku uye epakati-kati (SMBs). Inounganidza accounting, invoicing, payroll, mutero chisungo kuzivisa, uye kufungidzira kukuru mune imwe yakatsetseka interface. Kusiyana neyakajairwa software chirongwa chinoda manyore ruzivo ruzivo kana mubatanidzwa wenzvimbo, iyi sisitimu inoshandisa AI kurongedza nekukurumidza kutengeserana, tarisira kukanganisa, uyewo kurudzira matanho ekuchengetedza mari. Zvemaconsultants, e-commerce vatengesi, uye mubatsiri wenharaunda, izvi zvinoratidza nguva shoma yekurwa nemaspredishiti uye kunyange nguva yakawanda yekukura sangano ravo. Iyo sisitimu zvakare inosimbisa akawanda-currency transaction uye kuyambuka-mubhadharo kubhadhara– zvinhu zvakakosha zvemazuva ano epasi rese maSMB. Vekutanga vanotora vanoshuma kucheka mari yavo yepamwedzi admin nguva nekupfuura 60%. Sezvo mamiriro ehupfumi akawanda anowedzera, zvishandiso zvakaita seizvi zvinogona kukosha see-mail kana nharembozha kune varidzi vemabhizinesi.
Mibvunzo inowanzo bvunzwa maererano nekutengesa uye fintech landscape
Iyi ndiyo Google yekutanga yakakosha fintech investimendi muEurope? Aihwa, zvisinei iri pakati pehuru. Google yakambotsigira kubhadhara uye kukwereta kutanga, zvakadaro izvi $200 miriyoni wager inoratidza kuzvipira kwakadzama kune zvivakwa zvehupfumi zvenzvimbo.
Ko iyo yekutanga ichave chikamu cheGoogle? Aihwa. CapitalG inotora zvimedu zvidiki uye kazhinji haitsvage kutonga. Iyo yekutanga icharamba yakazvimirira, kunyangwe inogona kutarisa tekinoroji yekudyidzana neGoogle Cloud kana mamwe maAlphabet zvishandiso.
Chii chinoita kuti kutanga uku kuve kwakasiyana kubva kune vamwe? Inotarisa pane chaiyo-nguva ruzivo rwehupfumi– kwete kungochengeta-rekodhi. Nepo mafintech mazhinji anodhijita maitiro ekare, izvi zvinoshandisa fungidziro yekuongorora kubatsira masangano kuita zvinhu zvisati zvaitika.
Izvi zvinogona kuita kuti mari yakawanda iwedzere muEuropean fintech? Zvingangodaro. Kana mutambi akafanana neGoogle anotsika, vamwe vanowanzoomerera. Equity capital makambani, mabhanga, uye zvakare hupfumi hwehupfumi mari inogona ikozvino kuongorora zvakare yavo yeEuropean fintech profiles.
(Google's Venture Arm Inotungamira $200 Mamirioni Mari Yekutenderera muEuropean Fintech Kutanga)
Pane tyisidziro ye overvaluation? Zvichida. Asi iyo yekutanga ine yakasimba mudziyo economics, kudzokorora mihoro, uye kuderedzwa kwevatengi kutenderera– zviratidzo zvesangano rine hutano uye rakaenzana, kwete kungobhuya chete. Kune mamwe manzwisisiro chaiwo mune chaizvo kuti tekinoroji titans iri kuumba sei misika yemangwana, tarisa mukati IBM yakapetwa kaviri pasi muzera reAI: mano omunhu oga anotangira uye Kubva kuMars kusvika kuMwedzi: Musk chiono chitsva cheXAI.