Google's Venture Arm Inotungamira $200 Mamirioni ekubhadhara mari muEuropean Fintech Kutanga-up
(Google's Venture Arm Inotungamira $200 Mamirioni Mari Yekutenderera muEuropean Fintech Kutanga)
Chii chinonzi kuedza kweGoogle ruoko uye yeEuropean fintech kutanga-up inobatanidzwa? .
Ruoko rwekuita kweGoogle runodaidzwa kuti CapitalG. Ndiyo budiriro equity yemari yekudyara timu pasi peAlphabet Inc., Bhizinesi revabereki reGoogle. CapitalG inotarisa kunonoka-danho tekinoroji makambani anoratidza simba rakasimba rekuyera pasi rose. Nguva pfupi yapfuura, zvakakonzera kukosha kukuru kwemari $200 miriyoni mukukwira kuEurope fintech kutanga-up. Kutanga, kunyange zvazvo isingagari ichidanwa mumashumo ekutanga, inoshanda munzvimbo yemagetsi ekugadzirisa zvemari uye yakakurumidza kuwana kubata muEurope yose. Yayo chikuva inopa yakatsetseka kugadzirisa kugadzirisa, maturusi emari akaiswa, uye nehuchenjeri midziyo yemari yemasevhisi nevatengi zvakafanana. Izvi zvinoratidzira pakati pekudyara kukuru kwefintech mari inotungamirwa neCapitalG kunze kweUSA munguva pfupi yapfuura. Iwe unogona kuziva zvakawanda nezve dhizaini yenzvimbo iyi pa iyi link.
Nei ruoko rweGoogle rwakasarudza iyi yeEuropean fintech yekutanga? .
CapitalG haina mari zvinyoro. Inotsvaga kutanga neyakaedzwa magadzirirwo emakambani, utariri hwakasimba, uye nzira dzakajeka dzemhindu. Kutanga kweEuropean fintech kwakazadzisa zvese izvi zvinodiwa. Pakutanga, yatove yatopinda mumabhizimusi madiki uye epakati nepakati muGermany, Furanzi, uye Nordics. Chepiri, murwi wayo mutsva wakagadzirirwa scalability uye kutonga kuenderana– musanganiswa usina kujairika mumusika wakapatsanuka weEurope. Chetatu, purofiti yekutanga yawedzera 200% gore-pamusoro-gore kwemakore maviri apfuura. Nhamba idzi dzakatora kutarisisa kweCapitalG. Kupfuura metrics, iyo tactical fit nyaya futi. Google inoda kudzika kwakadzika kwemhinduro dzehupfumi mune yayo ecosystem, kunyanya mumisika umo mabhengi akajairwa anotama zvishoma nezvishoma. Nekutsigira iyi yekutanga, Google inowana kubata muEurope inokurumidza kubuda yedhijitari yemari mamiriro. Kuwedzera kumashure pane zvakaverengerwa kufunga kunowanikwa zviri nyore pa peji ino.
Zvichaita sei $200 miriyoni yemari inoshandiswa? .
Iyo yekutanga inogadzirira kushandisa iyo nyowani capital munzira nhatu huru. Chekutanga, ichawedzera timu yayo yekugadzira kuti iwedzere kufambira mberi kwechigadzirwa. Izvi zvinosanganisira maAPI akasimba evagadziri vebato rechitatu uye kuwedzera masisitimu ekuona hutsotsi vachishandisa hungwaru hwekunyepedzera.. Chepiri, iyo femu ichapinda mumisika mitsva yeEurope, kunyanya Southern neEastern Europe, uko electronic banking kukurudzira ichiri kukura. Chetatu, chikamu chemari chichaenda kunotora madiki madiki mafemu efintech anopa mhinduro dzinoenderana– semari yekuyambuka muganhu kana mari invoice– kugadzira hurongwa hwemari hwakazara. Chinangwa hachisi chekungowedzera kukura asi kupedzisira chave chakakosha kumakambani anovimba nekukurumidza, versatile, uye nzira dzakachengetedzwa dzehupfumi. Iyi nzira yekukura inotsanangurwa zvakanyanya pa tsime iri.
Ndeapi mashandisirwo epasirese eiyi fintech kutanga-up's platform? .
Iyo yekutanga tekinoroji yemazuva ano inopa simba zviitiko zvehupfumi zvemazuva ese kune ese makambani nevanhu. Semuyenzaniso, mutengesi wepamhepo muSpain anogona kushandisa API yayo kuti ape nekukurumidza “kuwana zvino, kubhadhara gare gare” dzimwe nzira pa Checkout pasina kuvaka basa kubva pasi. Mugadziri akazvimirira muPoland anogona kuwana pekugara kubva kune vatengi mumari shanu dzakasiyana ovaita kuti vashandurwe voiswa muakaundi yake yekuchengetedza yedunhu mukati memaminitsi.. Makambani madiki ekugadzirisa zvinhu anogona kuwana mari yekushanda zvichienderana nenhoroondo yekutenga kwavo, kunzvenga zvikumbiro zvechinyakare zvekukweretesa. Zvakare masangano uye asiri purofiti anoshandisa iyo sisitimu kubata tuition kana mupiro wekugadzirisa nekuyananisa otomatiki.. Zvikumbiro izvi zvinoderedza kupokana, kuderedza mari, uye kumutsa capital. Basically, iyo yekutanga inoshandura maitiro emari akaomarara kuita nyore, plug-uye-kutamba masevhisi. Izvi zvine musoro mhedzisiro ndosaka macapitalist vakaita seCapitalG vachiona kukosha kusingaperi mubhizinesi.
Ndeipi imwe yeanonyanya kubvunza nezve iyi mari yekutenderera uye yekutanga? .
(Google's Venture Arm Inotungamira $200 Mamirioni Mari Yekutenderera muEuropean Fintech Kutanga)
Vanhu vanowanzo bvunza kana izvi zvichireva kuti Google ichaunza mabhengi ayo muEurope. Mhinduro ndeyokuti kwete– padikidiki haina kutwasuka. CapitalG inoshanda yakazvimiririra kubva kuGoogle yakakosha zvigadzirwa, saka mari iyi inongori mari uye ine hurongwa, kwete chiratidzo cheGoogle Bank nyowani. Imwezve nyaya yenguva dzose ndeyekuti ruzivo rwevatengi rucharatidzwa Google. Kutanga-up kwakanyatso kutaura zvakajeka kuti data revatengi rinoramba riri rega uye harigovaniswe neAlphabet kunze kwekunge zvichidikanwa nemutemo.. Vamwe vanobvunzawo kuti izvi zvinobata sei vakwikwidzi vakaita saRevolut kana Klarna. Nepo iwo makambani makuru, iyi yekutanga inotarisana neB2B chimiro kupesana nevatengi mapurogiramu, saka rinonyatsoshanda semufambidzani anotarisirwa kwete mukwikwidzi. Pakupedzisira, vakawanda vanobvunza kana $200 miriyoni ndiyo ongororo yakakwana. Hazvisizvo– ndiyo mari yakasimudzwa munharaunda iyi. Kukosheswa kwemari mushure mekambani kunofungidzirwa kuti kwapera $1.5 bhiriyoni, kuita unicorn. Idzi ruzivo runobatsira kuparadzanisa hype kubva kune chokwadi munzvimbo yakabatikana yefintech.