Google Venture Arm Leads $200 Kuzungulira Kwandalama Miliyoni ku Europe Fintech Start-up
(Google Venture Arm Leads $200 Kuzungulira Kwandalama Miliyoni ku Europe Fintech Startup)
Kodi ntchito ya Google ndi chiyani komanso kuyambika kwa fintech ku Europe komwe kukukhudzidwa? .
Dzanja la Google limatchedwa CapitalG. Ndilo gulu lazachuma la Development equity lomwe lili pansi pa Alphabet Inc., Bizinesi ya makolo a Google. CapitalG imayang'ana kwambiri makampani aukadaulo ochedwa kwambiri omwe amawonetsa kuthekera kokulirapo padziko lonse lapansi. Posachedwapa, zidatsogolera mtengo waukulu wandalama $200 miliyoni poyambira kukwera kwa fintech ku Europe. Chiyambi, ngakhale samayimbidwa nthawi zonse m'malipoti oyambirira, imagwira ntchito m'malo othetsera mavuto azachuma ndipo yapeza mphamvu ku Europe konse. nsanja yake amapereka yosalala kuthetsa processing, zida zandalama zophatikizidwa, ndi njira zopangira ndalama zogwirira ntchito komanso ogula. Mgwirizanowu ndi umodzi mwamabizinesi akuluakulu azachuma a fintech motsogozedwa ndi CapitalG kunja kwa USA posachedwapa. Mutha kudziwa zambiri zamalonda awa pa izi link.
Chifukwa chiyani mkono wa Google unasankha kuyambika kwa fintech ku Europe? .
CapitalG siika ndalama pang'onopang'ono. Imafufuza zoyambira ndi mapangidwe amakampani oyesedwa, kasamalidwe kolimba, ndi njira zomveka zopezera phindu. Kuyambika kwa fintech ku Europe kunakwaniritsa zofunikira zonsezi. Poyamba, idalowa kale m'mabizinesi ang'onoang'ono komanso apakatikati ku Germany, France, ndi Nordics. Chachiwiri, mulu wake watsopano wapangidwa kuti ukhale wocheperako komanso wolamulira mogwirizana– kuphatikiza kosazolowereka pamsika wogawika wa ku Europe. Chachitatu, phindu loyambira lakula 200% chaka ndi chaka kwa zaka ziwiri zapitazi. Nambala izi zidalanda zomwe CapitalG ikuyang'ana. Pamwamba pa ma metrics, komanso zovuta za tactical fit. Google ikufuna kuyanjanitsa kwakuya kwamayankho azachuma muzachilengedwe zake, makamaka m'misika yomwe mabanki amakhazikika amasamuka pang'onopang'ono. Pothandizira kuyambika uku, Google imapeza mphamvu pazachuma cha digito chomwe chikukula mwachangu ku Europe. Zachidziwitso zowonjezera pamalingaliro owerengeka zimapezeka mosavuta pa tsamba ili.
Zitha bwanji $200 miliyoni ndalama zothandizira? .
Oyambitsa akukonzekera kugwiritsa ntchito ndalama zatsopano m'njira zazikulu zitatu. Choyamba, idzakulitsa gulu lake lokonzekera kuti liwonjezere kupititsa patsogolo malonda. Izi zimakhala ndi ma API olimba kwambiri a opanga gulu lachitatu ndikukulitsa njira zozindikirira zachinyengo pogwiritsa ntchito luntha lochita kupanga.. Chachiwiri, kampaniyo idzalowa m'misika yatsopano yaku Europe, makamaka Kumwera ndi Kum'mawa kwa Ulaya, kumene kulimbikitsa mabanki amagetsi kukukulirakulira. Chachitatu, gawo lina landalamazo lipita kukapeza makampani ang'onoang'ono a fintech omwe amapereka mayankho ofanana– monga ndalama zotumizira m'malire kapena ma invoice– kukhazikitsa dongosolo lazachuma lathunthu. Cholinga sikungokulitsa kukula koma kukhala chofunikira kwambiri kumakampani omwe amadalira mwachangu, zosunthika, ndi njira zotetezedwa zachuma. Njira yakukula iyi ikufotokozedwanso kwambiri gwero ili.
Ndi ntchito ziti zenizeni padziko lapansi za nsanja ya fintech yoyambira iyi? .
Ukadaulo wamakono woyambira umapangitsa ntchito zachuma zatsiku ndi tsiku kwa makampani ndi anthu. Mwachitsanzo, wogulitsa pa intaneti ku Spain atha kugwiritsa ntchito API yake kuti apereke nthawi yomweyo “gulani tsopano, kulipira pambuyo pake” njira zina potuluka popanda kumanga ntchito kuyambira pansi. Wopanga pawokha ku Poland atha kupeza ndalama zogulira makasitomala kuchokera kwamakasitomala asanu ndikuwasintha ndikusungidwa muakaunti yake yosungira m'deralo mkati mwa mphindi.. Makampani ang'onoang'ono opanga zinthu amatha kupeza ndalama zogwirira ntchito potengera mbiri yawo yogula, kulambalala zobwereketsa zachikhalidwe. Komanso mabungwe ndi osapindula amagwiritsa ntchito dongosololi kuyang'anira maphunziro kapena zopereka ndi kuyanjanitsa kokha. Mapulogalamuwa amachepetsa kukangana, kuchepetsa ndalama, ndi kufulumizitsa capital. Mwachikhazikitso, kuyambika kumatembenuza njira zovuta zachuma kukhala zosavuta, ntchito zamapulagi ndi kusewera. Zotsatira zomveka izi ndichifukwa chake ma capitalist ngati CapitalG amawona phindu lokhalitsa mubizinesi.
Ndi mafunso ati omwe amafunsidwa kwambiri pazandalama izi komanso kuyambika? .
(Google Venture Arm Leads $200 Kuzungulira Kwandalama Miliyoni ku Europe Fintech Startup)
Anthu nthawi zambiri amafunsa ngati izi zikutanthauza kuti Google iyambitsanso mabanki ake ku Europe. Yankho n’lakuti ayi– ngakhale osawongoka. CapitalG imagwira ntchito modziyimira pawokha kuchokera kuzinthu zazikulu za Google, kotero ndalama izi ndi ndalama chabe ndi njira, osati chizindikiro cha Google Bank yatsopano. Chodetsa nkhawa chinanso nthawi zonse ndi chakuti ngati zambiri zamakasitomala zidzawonetsedwa ndi Google. Kuyambako kwanena momveka bwino kuti deta yamakasitomala ikupitilizabe kukhala yokhayokha ndipo sikugawidwa ndi Zilembo pokhapokha ngati ikufunika ndi lamulo.. Ena amakayikiranso momwe izi zimakhudzira omwe akupikisana nawo ngati Revolut kapena Klarna. Pamene makampani amenewo ndi aakulu, kuyambika uku kumayang'ana pa B2B chimango kusiyana ndi mapulogalamu ogula, kotero imagwira ntchito ngati bwenzi loyembekezeredwa osati mpikisano. Pomaliza, several ask if the $200 million is the total appraisal. It is not– it is the amount raised in this round. The firm’s post-money valuation is approximated to be over $1.5 biliyoni, making it a unicorn. These information aid separate hype from fact in a congested fintech space.