Google Venture Arm Leads $200 Kuzungulira Kwandalama Miliyoni ku Europe Fintech Startup

Google Venture Arm Leads $200 Kuzungulira Kwandalama Miliyoni ku Europe Fintech Startup

(Google Venture Arm Leads $200 Kuzungulira Kwandalama Miliyoni ku Europe Fintech Startup)

Kusuntha kwamphamvu pazachuma padziko lonse lapansi sikuchokera ku Wall Street. Nthawi zina, amayambira pamalo aang'ono antchito ku Berlin kapena Paris. Izi ndi zomwe zidachitika pomwe Google idachitapo kanthu mwachangu $200 miliyoni pakukhazikitsa kowonjezereka kwa fintech ku Europe. Mgwirizanowu si pafupifupi ndalama– ndi chizindikiro chakuti teknoloji yayikulu ikuyendetsa tsogolo la ntchito zachuma kunja kwa U.S. Mawu osakira chinthu choyambirira pansipa ndi “chiyambi cha fintech,” ndipo chiri pamtima pa chilichonse chaching'ono chomwe chimaphimba nkhaniyi.

Kodi Fintech Yoyambira Ndi Chiyani .

Kuyambitsa kwa fintech ndi kampani yachichepere yomwe imagwiritsa ntchito luso lazopangapanga kukonza kapena kukonza njira zothetsera mavuto azachuma. Mabizinesi awa atha kupanga mapulogalamu azandalama zam'manja, kukhazikitsa njira zobwereketsa anzawo ndi anzawo, kapena yambitsani mapulogalamu omwe amathandizira mabizinesi am'deralo kusamalira malo okhala. Mosiyana ndi mabanki muyezo amene amadalira nthambi ndi zikalata, oyambitsa fintech amagwira ntchito pa code, cloud web servers, komanso yosavuta kugwiritsa ntchito mawonekedwe olowera. Akufuna kupanga kuyang'anira ndalama mwachangu, zotsika mtengo, ndi zina zambiri zimapezeka kwa aliyense. Ku Ulaya, kumene machitidwe azachuma amasiyana mofala m’maiko, zoyambira izi zimadzaza zotsalira zomwe mabungwe olowa nawo nthawi zambiri amanyalanyaza. Apano $200 Miliyoni yandalama zozungulira zikuwonetsa kuchuluka kwa ma capitalist omwe angawone pamapangidwe awa. Mutha kudziwa zambiri za momwe kusintha kwamagetsi kumathandizira zinthu zofunika kwambiri mchipindachi nkhaniyi yotsatsira digito ndi mafashoni amalonda.

Chifukwa chiyani Google's Endeavor Arm Ikugulitsa Kwambiri .

Ntchito ya Google, wotchedwa GV (kale Google Ventures), sichipopera $200 miliyoni pafupifupi. Imasankha makampani omwe amawongoka ndi mafashoni anthawi yayitali komanso omwe ali ndi kuthekera kokulirapo. Chifukwa chake kuyambika kwa fintech ku Europe? Choyamba, Msika wandalama waku Europe wagawika. Pali ndalama zambiri, malamulo, ndi machitidwe a ogula ku kontinenti yonse. Kuvuta kumeneku kumapereka mwayi kwa oyambitsa agile kuti apange ntchito zofananira. Chachiwiri, Google imawona fintech ngati kufalikira kwachilengedwe kwa anthu amdera lawo. Anthu amagwiritsa kale ntchito Google posaka, imelo, mapu, ndi malonda. Kuphatikizapo zida zachuma– monga kubweza kotetezeka kapena kupanga bajeti mwanzeru– zitha kukulitsa chidwi cha makasitomala. Chachitatu, mpikisano akuwotha. apulosi, Amazon, ndipo ngakhale Meta akufufuza ntchito zachuma. Google silingathe kukhala kunja. Kusamuka uku kumagwirizananso ndi kusintha kwakukulu kwamalonda apadziko lonse a e-commerce, zomwe mutha kuzifufuza mopitilira apo gawo ili pakusintha kwa algorithm ya Google.

Ndendende Momwe Ndalama Zidzagwiritsidwira Ntchito .

The $200 miliyoni sikungokhala mu akaunti yosungira. Kuyambitsa kwa fintech akufuna kugwiritsa ntchito 3 njira zofunika. Poyamba, idzawonjezera gulu lake laumisiri kuti ifulumizitse kukula kwazinthu. Opanga mapulogalamu ambiri amalimbikitsa zosintha mwachangu, chitetezo chabwinoko, ndi makhalidwe atsopano. Chachiwiri, kampaniyo ipeza misika yatsopano yaku Europe. Tsopano, ikhoza kukhala yamphamvu ku Germany ndi France, komabe akufuna kupita ku Spain, Italy, komanso Eastern Europe komanso. Izi zikuwonetsa kuyika pulogalamu yake pakati, kuthandizira zilankhulo zatsopano, ndi kutsatira malamulo a zachuma a dziko lililonse. Chachitatu, idzagula kasitomala zimadalira. Fintech imangogwira ntchito ngati anthu akumva otetezeka kugwiritsa ntchito. Choncho yembekezerani zambiri poyera, zomveka bwino zachinsinsi, ndipo mwinanso mayanjano ndi mabungwe odziwika bwino azachuma. Izi ndizofunikira chifukwa anthu sangachoke ku mabungwe awo akale azachuma pokhapokha ngati njira yatsopanoyi ikuwoneka yodalirika komanso yosavuta kugwiritsa ntchito..

Kugwiritsa ntchito ukadaulo wamakono wa Fintech Start-up .

Zatsopano zoyambira zimakhala ndi ntchito zenizeni zomwe zimakhudza moyo watsiku ndi tsiku. Kwa ma freelancers, imapereka ma invoice pompopompo ndikutsata kubweza, choncho amalipidwa mofulumira. Kwa eni masitolo ang'onoang'ono, imapereka njira yosavuta yogulitsira yomwe imagwira ntchito ndi mtundu uliwonse wa foni yam'manja. Kwa apaulendo, imalola kutembenuka kwa ndalama zosalala popanda ndalama zobisika. Ndipo kwa ophunzira kapena ogwira ntchito, imavomereza ku ngongole zazing'ono kapena zida zopangira bajeti zomwe mabungwe azachuma nthawi zambiri amakana. Ntchito imodzi yodziwika bwino ndi kupezeka kwake kwachinyengo koyendetsedwa ndi AI. Kugula kulikonse kumafufuzidwa munthawi yeniyeni, kuchepetsa kupsinjika ndi kupsinjika maganizo. Kupita patsogolo kotereku kumakhala ndi vuto chifukwa kumathetsa kusunthika kwa ndalama. M'dziko limene anthu amayembekezera zonse nthawi yomweyo– kuchokera pa kutumiza chakudya kupita ku matelefoni apakanema– masiku akudikirira kuti kusamutsidwa kwabungwe lazachuma kumamveka. Cholinga choyambira ndikupangitsa kuti ndalama zizimveka bwino ngati kugwiritsa ntchito pulogalamu ina iliyonse pafoni yanu.

Mafunso omwe amafunsidwa pafupipafupi Okhudza Kupereka ndi Kuyambitsa kwa Fintech .

(Google Venture Arm Leads $200 Kuzungulira Kwandalama Miliyoni ku Europe Fintech Startup)

Anthu ali ndi nkhawa, ndipo ndizofanana. M'munsimu muli ena wamba. Poyamba, uku ndikoyamba kulowetsa mabanki? Osati ndendende. Ndi zambiri za bwenzi kapena kusankha pazosowa zina. Ogwiritsa ntchito angapo amasungabe akaunti yosungira yachikhalidwe koma amagwiritsa ntchito pulogalamu ya fintech pakuyika ndalama zatsiku ndi tsiku kapena ndalama zam'mbali.. Chachiwiri, ndi deta yanga yopanda chiopsezo? Kampaniyo imati imagwiritsa ntchito chitetezo chamabanki ndipo simagulitsa konse zamunthu. Imayendetsedwanso ndi akuluakulu azachuma aku Europe, zomwe zikuphatikizapo gawo lowonjezera la kuyang'anira. Chachitatu, chifukwa chiyani Google idasankha zoyambira izi? Pomwe GV sanagawane zonse, odziwa zamkati akuti kuyambikaku kunavumbulutsa chitukuko champhamvu chamakasitomala, kutsika kochepa, ndi njira yoonekera bwino yopezera kupambana– makhalidwe osadziwika mu fintech yoyambirira. Chachinayi, izi zidzakhudza zinthu zina za Google? Zotheka. Ntchito zoyambira poyambira zitha kuwoneka mu Google Pay kapena Android Wallet. Pomaliza, izi zikutanthauza chiyani kwa opikisana nawo? Imakweza mipiringidzo. Makampani ena osiyanasiyana a fintech tsopano akuchita ndi mpikisano wopeza ndalama zambiri ndi thandizo la Google, zomwe zingapangitse ukadaulo wochulukirapo– kapena kuphatikiza– m'munda. Ngati mungadabwe ndendende momwe zimphona zaukadaulo ngati Apple zikukakamiranso zida ndi ntchito, yang'anani mu zosintha izi pazida zatsopano za Apple.