Google's Venture Arm Inotungamira $200 Mamirioni eMari Yekutenderera muEuropean Fintech Kutanga
(Google's Venture Arm Inotungamira $200 Mamirioni Mari Yekutenderera muEuropean Fintech Kutanga)
Mafambiro ane simba mupasi rekupa mari haagare achiuya kubva kuWall Street. Dzimwe nguva, vanopenya kubva kunzvimbo diki yebasa muBerlin kana Paris. Ndizvo chaizvo zvakaitika apo Google venture ruoko rwakapinda nehombe $200 miriyoni yekudyara mukuwedzera kweEuropean fintech kutanga-up. Iyi dhiri haisi mari inenge imari– chiratidzo chekuti tekinoroji hombe iri kubhejera nesimba remangwana remabasa ehupfumi kunze kweU.S. Mutsara wekutanga wekutsvaga chinhu pazasi ndeuyu “fintech kutanga,” uye iri pamwoyo wechinhu chidiki chese chinofukidzwa nengano iyi.
Chii chinonzi Fintech Kutanga .
Fintech yekutanga ikambani yechidiki inoshandisa hunyanzvi kugadzirisa kana kugadzirisa mhinduro dzehupfumi. Aya bhizinesi anogona kuvaka zvikumbiro zvemafoni emari, gadzira masisitimu ekukweretesa peer-to-peer, kana kugadzira software application inobatsira bhizinesi remuno kubata pekugara. Kusiyana nemabhanga akajairwa anovimba nemapazi nemagwaro, fintech kutanga-ups inoshanda pane kodhi, Cloud web servers, uye nyore kushandisa mushandisi interfaces. Vanotarisira kuunza kuongororwa kwemari nekukurumidza, kudhura zvishoma, uye zvakawanda zvinowanikwa kune wese munhu. MuEurope, uko gadziriro dzemari dzinowanzosiyana munyika nenyika, kutanga-ups aya anozadza zvipfuyo izvo masangano enhaka anowanzoregeredza. The current $200 miriyoni yemari kutenderera inoratidza kuti yakawanda sei vanogona macapitalist vanoona mune iyi dhizaini. Iwe unogona kudzidza zvakawanda nezve shanduko yemagetsi iri kuvandudza zvinonyanya kukosha mukamuri ino chinyorwa ichi pakushambadzira kwedhijitari uye mafadhi ekushambadzira.
Nei Google Endeavor Arm iri Kudyara Zvakawanda .
Google venture ruoko, inonzi GV (yaimbova Google Ventures), haina kupfapfaidza $200 miriyoni zvinyoro. Iyo inotora mafemu anotwasanudza neakareba tekinoroji fadhi uye ane yakasimba kukura mukana. Saka nei kuEurope fintech kutanga? Chekutanga, Musika wemari weEurope wakakamukana. Kune mari yakawanda, mitemo, uye maitiro evatengi mukondinendi yese. Iko kuomarara kunogadzira mikana yeagile yekutanga-ups yekuvaka akagadzirirwa masevhisi. Chepiri, Google inoona fintech sekuwedzera kwechisikigo munharaunda yayo. Vanhu vanotoshandisa Google kutsvaga, e-mail, maps, uye ads. Kusanganisira maturusi ehupfumi– sekubhadhara kwakachengeteka kana bhajeti rakangwara– inogona kudzamisa kubatanidzwa kwevatengi. Chetatu, vakwikwidzi vari kupisa. Apple, Amazon, uye kunyange Meta vari kuongorora mabasa emari. Google haigone kugara kunze. Kutamiswa uku kunobatanawo nekuchinja kwakakura mune e-commerce yepasirese, iyo iwe yaunogona kuongorora zvakare mukati ichi chidimbu pane Google's algorithm kugadzirisa.
Ndizvozvo Mashandisirwo Anoitwa Mari .
The $200 miriyoni haisi kungogara muakaundi yekuchengetedza. Iyo fintech kutanga-up inotarisira kuishandisa mukati 3 nzira dzakakosha. Pakutanga, zvirokwazvo ichawedzera boka rayo reinjiniya kuti ikurumidze kukura kwechinhu. Mamwe mapurogiramu anokurudzira kukurumidza kugadzirisa, kuchengeteka kuri nani, uye hunhu hutsva. Chepiri, iyo kambani ichawana mumisika mitsva yeEurope. Zvino, inogona kunge yakasimba muGermany neFrance, zvisinei inoda kusvika kuSpain, Itari, uye Eastern Europe zvakare. Izvi zvinoratidza kuisa pakati peapp yayo, kutsigira mitauro mitsva, uye kutevedzera mitemo yehupfumi hwenyika imwe neimwe. Chetatu, ichatenga mutengi zvinoenderana. Fintech inongoshanda kana vanhu vachinyatsonzwa vakachengeteka vachiishandisa. Saka tarisira kuve pachena, zvakajeka zvakavanzika mitemo, uye zvichida kunyange kushamwaridzana nemasangano ezvemari anozivikanwa. Matanho aya akakosha sezvo vanhu vasingazochinji kubva kusangano ravo rekare rezvemari kunze kwekunge sarudzo nyowani ichinyatso kuvimbika uye iri nyore kushandisa..
Zvishandiso zveFintech Kutanga-up's Modern tekinoroji .
Iyo yekutanga-up's innovation ine chaiyo-yenyika inoshandisa inobata hupenyu hwezuva nezuva. Kune vanozvimiririra, inopa invoice yekukurumidza uye kudzosera kurondwa, saka vanobhadharwa nekukurumidza. Kuvaridzi vadiki vezvitoro, inopa iri nyore poindi-ye-kutengesa sisitimu inoshanda nechero rudzi rwenharembozha. Zvevafambi, inobvumira kushanduka kwemari yakatsetseka pasina mari yakavanzika. Uye kune vadzidzisi kana vashandi vebasa, inobvuma kune zvikwereti zvidiki kana maturusi ebhajeti ayo masangano ezvemari anowanzoramba. Imwe yakamira basa ndeyekutsvaga kwayo AI-powered scams. Yese inotenga inoongororwa munguva chaiyo, kuderedza kubvarura uye kuderera kwenhema. Iyi mhando yekusimudzira nyaya nekuda kwekuti inobvisa kukwesha kubva mukufamba kwemari. Munyika umo vanhu vanofungidzira zvese nekukasika– kubva pakutumirwa kwechikafu kuenda kumavhidhiyo mafoni– mazuva ekumirira kuchinjirwa kwesangano rezvemari anonzwa akanyorwa. Chinangwa chekutanga ndechekuita kuti mari inzwe yakatsetseka sekushandisa chero rudzi rweimwe app pafoni yako.
Mibvunzo inowanzo bvunzwa Nezve Kupihwa uye iyo Fintech Kutanga .
(Google's Venture Arm Inotungamira $200 Mamirioni Mari Yekutenderera muEuropean Fintech Kutanga)
Vanhu vane zvinovanetsa, uye ndizvo zvakajairika. Pazasi pane zvimwe zvakajairika. Pakutanga, ndiko kutanga-up uku kutsiva mabhangi? Kwete chaizvo. Iyo yakawanda yemufambidzani kana sarudzo kune zvimwe zvinodiwa. Vashandisi vakati wandei vachiri kuchengeta echinyakare account yekuchengeta asi vanoshandisa iyo fintech app yekudyara zuva nezuva kana mari yedivi.. Chepiri, data rangu harina njodzi? Iyo kambani inoti inoshandisa kubhanga-chikamu chekuchengetedza uye haimbofa yakatengesa ruzivo rwemunhu. Inodzorwa zvakare nevakuru vezvemari vekuEurope, iyo inosanganisira imwe nhanho yekutarisa. Chetatu, nei Google yakasarudza iyi chaiyo yekutanga-up? Nepo GV isati yagovera zvese zvese, vemukati vanoti kutanga kwakaratidza kukura kwakasimba kwevatengi, low churn, uye nzira yakajeka yekubudirira– hunhu husina kujairika mukutanga-nhanho fintech. Chechina, izvi zvichakanganisa zvimwe zvigadzirwa zveGoogle? Zvichida. Mabasa kubva pakutanga anogona kupedzisira aoneka muGoogle Pay kana Android Wallet. Pakupedzisira, zvinorevei izvi kune vanokwikwidza? Inosimudza mbariro. Akasiyana mamwe mafemu efintech zvino anobata nemukwikwidzi ane mari yakawanda nerutsigiro rweGoogle, izvo zvinogona kukonzera zvakanyanya tekinoroji– kana kusimbisa– mumunda. Kana iwe uchinetseka chaizvo kuti hofori dzetekinoroji seApple dziri kudzvanya sei mumidziyo nemasevhisi, tarisa mukati ichi chigadziriso pane chitsva cheApple chigadzirwa chinotangwa.