UGoogle weVenture Arm ukhokela $200 Isigidi sezeMali sokuQala kwiFintech yaseYurophu
(UGoogle weVenture Arm ukhokela $200 Isigidi senkxaso-mali kuMjikelo wokuQalwa kweFintech yaseYurophu)
Iintshukumo ezidlamkileyo kwihlabathi lezemali azihlali zivela eWall Street. Ngamaxesha athile, ziphuma kwindawo encinci yokusebenzela eBerlin okanye eParis. Yiloo nto kanye eyenzekayo xa ingalo yelinge likaGoogle lisebenza ngamandla amakhulu $200 Utyalo-mali lwezigidi ekuqalisweni kwe-fintech yaseYurophu. Esi sivumelwano siphantse sibe yimali– luphawu lokuba iteknoloji enkulu ibheja kanzima kwikamva leenkonzo zoqoqosho ngaphandle kweU.S. Ibinzana lokuqala lophendlo lomba ngezantsi li “ukuqaliswa kwe-fintech,” kwaye isentliziyweni yayo yonke into encinci equkwa leli bali.
Yintoni iFintech yokuQala .
Isiqalo se-fintech yifemu encinci esebenzisa inguqulelo yokuphucula okanye izenzele izisombululo zoqoqosho. Eli shishini linokwakha izicelo zemali yeselula, phuhlisa iinkqubo zokubolekisa ngemali koontanga-kumntu, okanye uphuhlise inkqubo yesoftware enceda amashishini asekuhlaleni alawule iindawo zokuhlala. Ngokungafaniyo neebhanki eziqhelekileyo ezithembele kumasebe kunye namaxwebhu, Ukuqaliswa kwe-fintech kusebenza kwikhowudi, iiseva zewebhu zelifu, kwaye kulula ukuyisebenzisa ujongano lomsebenzisi. Bajonge ukwenza uhlolo lwengeniso ngokukhawuleza, ixabiso elincinci, kwaye okuninzi okufumanekayo kuye wonke umntu. EYurophu, apho iinkqubo zezimali zahluka ngokuqhelekileyo kumazwe ngamazwe, ezi ziqalo zivala izikhewu imibutho yelifa lemveli idla ngokungazihoyi. Eyangoku $200 Umjikelo wesigidi senkxaso-mali ubonisa ukuba bangakanani na ongxowankulu abanokuthi babone kolu yilo. Unokufunda ngakumbi malunga nendlela utshintsho lwe-elektroniki oluphucula ngayo izinto eziphambili zenkonzo kweli gumbi eli nqaku kwintengiso yedijithali kunye neefashoni zokuthengisa.
Kutheni iArm kaGoogle yoMzamo iTyala kakhulu .
Ingalo yelinge likaGoogle, ebizwa ngokuba yiGV (ngaphambili iGoogle Ventures), doesn’t spray $200 million ngobunono. It picks firms that straighten with long-term tech fads and have solid growth possibility. So why a European fintech startup? Ekuqaleni, Europe’s monetary market is fragmented. There are lots of money, laws, and consumer behaviors throughout the continent. That complexity creates opportunities for agile start-ups to construct tailored services. Isibini, Google sees fintech as a natural expansion of its community. People already use Google for search, e-mail, maps, and ads. Including economic tools– like secure repayments or smart budgeting– can deepen customer engagement. Isithathu, competitors is heating up. apile, Amazon, and even Meta are exploring financial services. Google can’t manage to sit out. This relocation also ties into wider shifts in worldwide e-commerce, which you can explore further in esi siqwenga kuhlengahlengiso lwe-algorithm kaGoogle.
Ngokuchanekileyo ukuba iNkxaso-mali iya kuSetyenziswa njani .
I $200 izigidi azihlali nje kwiakhawunti yokonga. Ukuqala kwe-fintech kujonge ukuyisebenzisa kuyo 3 iindlela ezibalulekileyo. Ekuqaleni, ngokuqinisekileyo iya kwandisa iqela lobunjineli bayo ukukhawulezisa ukukhula kwento. Abadwelisi benkqubo abangakumbi bacebisa uhlaziyo olukhawulezayo, ukhuseleko olungcono kakhulu, kunye neempawu ezintsha kraca. Isibini, Inkampani iya kufumana iimarike ezintsha zaseYurophu. Ngoku, inokuba namandla eJamani naseFransi, nangona kunjalo inqwenela ukufika eSpain, ElamaTaliyane, nakwiMpuma Yurophu ngokunjalo. Oko kubonisa ukuba i-app yayo iphakathi, ukuxhasa iilwimi ezintsha kraca, kunye nokuthobela imimiselo yezoqoqosho yesizwe ngasinye. Isithathu, iya kuthenga umxhasi kuxhomekeke kuyo. I-Fintech isebenza nje ukuba abantu baziva bekhuselekile ngokwenene xa beyisebenzisa. Ngoko lindela ukucaca ngakumbi, iipolisi zabucala ezicacileyo, mhlawumbi kwanobudlelwane namaziko emali awaziwayo. La manyathelo abalulekile kuba abantu abayi kutshintshela kwiziko labo lemali elidala ngaphandle kokuba ukhetho olutsha ngenene luziva luthembekile kwaye kulula ukulusebenzisa..
Ukusetyenziswa kweteknoloji yeFintech yokuQala yeTekhnoloji yanamhlanje .
Isiqalo sokuqalisa sinosetyenziso lwehlabathi lokwenyani oluchaphazela ubomi bemihla ngemihla. Kubantu abazimeleyo, ibonelela nge-invoyisi ekhawulezileyo kunye nokulandelela intlawulo, ngoko bahlawulwa ngokukhawuleza. Kubanikazi beevenkile ezincinci, inika inkqubo elula yokuthengisa esebenza kunye naluphi na uhlobo lwefowuni ephathwayo. Kubahambi, ivumela ukuguqulwa kwemali egudileyo ngaphandle kweendleko ezifihlakeleyo. Kwaye kubasebenzi abaqeqeshwayo okanye abasebenzi, ivuma kwiimali-mboleko ezincinci okanye izixhobo zohlahlo lwabiwo-mali ezikhatywayo ngamaziko emali aqhelekileyo. Omnye umsebenzi obalaseleyo kukufumanisa ubuqhophololo be-AI. Yonke into ethengiweyo ifunyenwe iskeniwe ngexesha lokwenyani, ukunciphisa ukukrazula kunye nokuncipha kobuxoki. Olu hlobo lwemiba yenkqubela phambili ngenxa yokuba isusa ukukhuhla kwintshukumo yemali. Ehlabathini apho abantu balindele yonke into ngokukhawuleza– ukusuka ekuthuthweni kokutya ukuya kwiifowuni zevidiyo– Iintsuku zokulinda zokudluliselwa kweziko lezemali zivakalelwa kukuba ziphelelwe lixesha. Injongo yokuqalisa kukwenza imali ivakale igudile njengokusebenzisa naluphi na uhlobo lolunye usetyenziso kwifowuni yakho.
Imibuzo ebuzwa rhoqo malunga neSibonelelo kunye nokuQalwa kweFintech .
(UGoogle weVenture Arm ukhokela $200 Isigidi senkxaso-mali kuMjikelo wokuQalwa kweFintech yaseYurophu)
Abantu ngabanye banenkxalabo, kwaye oko kuqhelekile. Ngezantsi kukho ezinye eziqhelekileyo. Ekuqaleni, Ngaba oku kuqaliswa kuthatha indawo yeebhanki? Hayi ncam. Kungaphezulu kweqabane okanye ukhetho kwiimfuno ezithile. Abasebenzisi abaninzi basagcina iakhawunti yokonga yemveli kodwa basebenzisa i-fintech app kutyalo-mali lwemihla ngemihla okanye ingeniso esecaleni.. Isibini, data yam ingozi-free? Inkampani ithi isebenzisa ukhuseleko lwenqanaba lebhanki kwaye ayisoze ithengise iinkcukacha zomntu. Ukongezwa kulawulwa ngabasemagunyeni bezemali baseYurophu, ebandakanya umaleko owongezelelweyo wokongamela. Isithathu, kutheni uGoogle ekhethe oku kuqalwa kukhethekileyo? Ngelixa i-GV ingabelananga ngazo zonke iinkcukacha, abangaphakathi bathi ukuqaliswa kutyhile uphuhliso olomeleleyo lwabathengi, ubushushu obuphantsi, kunye nekhondo elicacileyo lempumelelo– iimpawu ezingaqhelekanga kwi-fintech yokuqala. Isine, Oku kuya kuba nefuthe kwezinye iimveliso zikaGoogle? Ngokunokwenzeka. Imisebenzi ukusuka ekuqaleni inokuvela ekugqibeleni kwiGoogle Pay okanye kwi-Android Wallet. Ekugqibeleni, ithetha ukuthini le nto kwiimbaleki? Iphakamisa ibha. Ezinye iifemu ezahlukeneyo zefintech ngoku zijongana nomntu okhuphisana oxhaswa ngemali kakuhle ngenkxaso kaGoogle, enokubangela ngakumbi itekhnoloji– okanye ukudibanisa– entsimini. Ukuba uyazibuza ukuba iteknoloji enkulu efana neApple icinezela njani izixhobo kunye neenkonzo, Jinga e olu hlaziyo kwimveliso entsha ye-Apple.