I-Google's Venture Arm Leads $200 Umjikelezo Woxhaso Lwezigidi Ekuqalisweni Kwe-Fintech YaseYurophu

I-Google Endeavor Arm Leads iyahola $200 Umjikelezo Woxhaso Lwezigidi Ekuqalisweni Kwe-Fintech YaseYurophu

(I-Google's Venture Arm Leads $200 Umjikelezo Woxhaso Lwezigidi Ekuqalisweni Kwe-Fintech YaseYurophu)

I-Google venture arm ihola phambili $200 umjikelezo wemali oyisigidi ekuqaleni kwe-European fintech. Lesi sihloko asiyona nje enye into ekwithikha yolwazi lwebhizinisi. Kuphawula ushintsho olukhulu endleleni izikhondlakhondla zezobuchwepheshe emhlabeni wonke ezibheja ngayo ngekusasa lemali. I-bargain ikhombisa ukuzethemba okuqinile kumdlali wase-Europe okhulayo oqinisekisa ukubumba kabusha indlela abantu nezinhlangano ezinakekela ngayo imali.. Ngamaphakethe ajulile avela ethimbeni lokutshala izimali le-Google kanye nokugxila okubukhali ekusungulweni, lokhu kuqalisa okwamanje kwenzelwa ukukala ngokushesha futhi kuphonsele inselelo amabhange asemisiwe.

Ukufuduka okunamandla njengalokhu akwenzeki nsuku zonke. Ngakho nje kwenzekani? Sivumele senze lula ngokusobala.

Iyini I-Google Endeavor Arm Eholayo $200 Umjikelezo Woxhaso Lwezigidi Ekuqalisweni Kwe-Fintech YaseYurophu? .

Ingalo yomzamo yeGoogle ibhekisa ku-CapitalG, Ukukhula kokulingana kwengalo ye-Alphabet Inc., Ibhizinisi lika-Google lomama nobaba. Ngokungafani nabatshalizimali bezingelosi zakuqala, Isenzo se-CapitalG lapho isiqalisi sibonisa ukuhamba kwangempela futhi silungiselela ukwanda. Esimweni esinjalo, bahola a $200 million ukutshalwa kwezimali kwezezimali ekuqaleni kwe-European fintech osekuvele kuzuze inzalo ngobuhlakani bayo, amathuluzi emali aqondile. Ukuqala, nakuba engabizwa kuwo wonke umbiko, kuthiwa igxile kwingqalasizinda yamabhange edijithali, izindawo zokuhlala eziwela umngcele, kanye namasevisi ezezimali ashumekiwe. Lokhu kuphakamisa ukuthi kusiza ezinye izinkampani ukuthi zengeze izinsiza zezezimali– njengokuboleka noma ukubuyisela– ngqo ezinhlelweni zabo zokusebenza noma amawebhusayithi. Umjikelezo wezezimali uletha inani eliphelele lenkampani libe izigidigidi, okuyenza ibe ngenye yamafemu amaningi azuzisayo e-fintech aseYurophu. Ungafunda kabanzi mayelana nalesi sici sendawo ku lesi sixhumanisi sewebhu.

Kungani I-Google's Endeavor Arm Ihamba phambili $200 I-Million Finance Round ku-European Fintech Startup? .

Izinkampani ezinkulu zobuchwepheshe ezifana ne-Google azijahi nje imali engenayo– bakha izindawo. Ukuthola imali kuyingxenye ebalulekile yokuphila kwansuku zonke, nangokuthenga i-fintech, I-Google iqinisekisa ukuthi abantu bachitha kanjani imali, gcina, futhi uthumele imali. I-Europe ithandeka ngokukhethekile ngenxa yokuthi inohlelo oluhlukene lwezezimali, imihlahlandlela eqinile evuna intuthuko, kanye nezifiso ezikhulayo zezinsizakalo zezomnotho zokuqala zedijithali. Izikhungo zezimali ezijwayelekile emazweni amaningi aseYurophu ziyavilapha ukuzivumelanisa nezimo, kushiya indawo yokuqalisa okushesha ukunqoba amaklayenti. I-Google iyalibona leli gebe futhi ifisa ukuxhasa umnqobi. Ngaphezu kwalokho, ulwazi lwe-fintech lungathuthukisa ukukhangisa kwe-Google, amasevisi amafu, kanye namamodeli e-AI. Kungumdlalo obaliwe, hhayi nje imali. Ukuze uthole ukuqonda okujulile kwesu le-Google, Bheka kwi lokhu kuhlaziya okuphelele.

I-Google Endeavor Arm Lead ihola kanjani $200 Umjikelezo Woxhaso Lwezigidi Ekuqalisweni Kwe-Fintech YaseYurophu? .

Ukuhola umzuliswano wezezimali kusho ukuthi i-CapitalG ye-Google ibambe iqhaza elikhulu ekuhleleni ukutshalwa kwezimali.. Banquma ukuthi bazofaka malini, yakha imigomo nemibandela yokuqalisa, futhi ilethe abanye abatshalizimali abahlukahlukene ukuthi babhalise nomzuliswano. Lokhu kuvame ukufaka amagama amakhulu njengezimali ezizimele ezibanzi, izimali zempesheni, noma ezinye izinkampani ezahlukene ze-equity capital. Inqubo iqala ngokuphikelela okufanele– ukuhlola ubuchwepheshe bokuqalisa, iqembu, abathengi, kanye nokucushwa okusemthethweni. Uma noma yini ebukeka inamandla, umtshali-zimali oholayo usetha ukuhlolwa kanye nesakhiwo sedili. Khona-ke, kusayinwe izinkontileka, futhi imali ingena. Ngokubuyisela, I-CapitalG ivamise ukuthola isihlalo sebhodi noma amalungelo okubuka, ukunikeza ithonya phezu kwezinqumo ezibalulekile. Leli su elisebenza ngezandla liqinisekisa ukuthi ukutshalwa kwezimali kwabo kuvikelekile futhi kuqondiswe nemigomo ehlala njalo. Yonke le nqubo ikhombisa kahle ukuthi ukutshalwa kwezimali kwezobuchwepheshe sekukhule kangakanani– kancane kakhulu ukubheja, ubambiswano olubalwe ngaphezulu.

Izicelo ze-Google's Venture Arm Leading $200 Umjikelezo Woxhaso Lwezigidi Ekuqalisweni Kwe-Fintech YaseYurophu .

Umthelela walo mnikelo udlula kakhulu ibhalansi yebhizinisi elilodwa. Ekuqaleni, abaqalayo njengamanje bangaqasha onjiniyela abahamba phambili, andise zibe izizwe ezintsha ceke, futhi kuthuthukiswe izinhlelo ezingcono zokuvikeleka nokuvumelana. Okwesibili, izinkampani ezincane kulo lonke elaseYurophu zingase zifinyelele ngokushesha ngokushesha, amathuluzi okukhokha angabizi kakhulu noma amaphuzu esikweletu asheshayo ngohlelo lokuqalisa. Okwesithathu, abathengi bangabona imisebenzi emisha ezinhlelweni zansuku zonke– njengokuchitha imali yokugibela noma ukwephula izikweletu zesidlo sakusihlwa– inikwa amandla yingqalasizinda yale fintech. Nezinkampani ezingezona ezezimali, njengezitolo zokuthenga noma izinhlelo zesimo sezulu semisebenzi, angashumeka izixazululo zezimali ngaphandle kokuba amabhange ngokwawo. Le modeli, ebizwa “ezezimali ezishumekiwe,” ikhula ngokushesha. Futhi ngosekelo lwe-Google, kungaba yindabuko kulo lonke izwekazi. Ngokumangalisayo, kuyilapho ubuchwepheshe buthuthukisa ezezimali, ezinye izindawo ezahlukene zishaya amabhuleki– njengeNew York, esanda kudluliselwa ekumiseni izikhungo zedatha ezintsha 3 iminyaka, njengoba kubikiwe ngezansi. Lokho kuqhathanisa kubonisa indlela ohulumeni benhlangano ababuka ngayo umsebenzi wobuchwepheshe emikhakheni ebalulekile ngendlela ehlukile.

Imibuzo evamise ukubuzwa Mayelana ne-Google's Venture Arm Leading $200 I-Million Finance Round ku-European Fintech Start-up .

Ingabe lolu wutshalomali lokuqala lwezezimali lwe-Google lwe-fintech e-Europe? Cha. I-Google isekele izinkampani eziningi ze-fintech ngaphambi kwalokho, nokho-ke leli lingelinye lamabhange alo elikhulu kunawo wonke eliyedwa kumdlali waseYurophu.

Ingabe lokhu kuqalisa kuzoba yibhange? Cishe akunjalo. Iningi lama-fintechs esimanje asebenzisana namabhange aqeqeshiwe kunokuzifunela awabo amaphepha. Bagxile emisha kanye nolwazi lwamakhasimende, kuyilapho izikhungo zezezimali zinakekela ukuhambisana nokulawula kanye nokubamba amadiphozithi.

Ingabe lokhu kusho ukuthi i-Google izokwethula ibhange layo? Akunakwenzeka. I-Google ikhetha ukunika amandla abanye esikhundleni sokusebenzisa izinsiza zezomnotho ngokuqondile. Inhloso yabo ukuthi kube injini ngemuva kwezigcawu, hhayi uphawu olungaphambili.

Lokhu kubathinta kanjani abasebenzisi abajwayelekile? Esikhathini esifushane, akukho kuningi. Nokho ngokuhamba kwesikhathi, ungasebenzisa izinhlelo zokusebenza ezizizwa zibushelelezi ngempela, izindleko ezincishisiwe zebhili, noma unikeze amathuluzi okwenza ibhajethi ahlakaniphile– konke kunikwe amandla yilokhu buchwepheshe bokuqalisa.

Ingabe $200 million imali enkulu ngomzuliswano we-fintech? Yebo, ikakhulukazi endaweni yanamuhla yokutshala imali ngokucophelela. Iziqalo eziningi zilwela ukwanda futhi $20 izigidi. A $200 imizuliswano eyisigidi eholwa igama elifana ne-Google ithumela isignali ephumelelayo kubambangi nakubathengi ngokufanayo.

Ingabe lokhu kungabangela ukutshalwa kwezimali kwe-united tech tech eYurophu? Kungenzeka kakhulu. Uma lesi sivumelwano siphumelela, izogqugquzela ezinye iziqhwaga zaseMelika– njenge-Amazon, i-apula, noma iMicrosoft– ukubheka ngokungathí sina amathuba e-European fintech. Inhlanganisela yendawo yamandla, umhlahlandlela, futhi isidingo semakethe siyenza ilungele ukuphazamiseka.

(I-Google's Venture Arm Leads $200 Umjikelezo Woxhaso Lwezigidi Ekuqalisweni Kwe-Fintech YaseYurophu)

Yiziphi izinsongo ezihilelekile? Umthethonqubo mkhulu. Izinqubomgomo zezimali zaseYurophu ziqinile futhi zingashintsha ngokushesha. Ngokunjalo, uma ukuqalisa kunwebeka ngokushesha ngaphandle kwezilawuli eziqinile, ingase ibhekane nokukhwabanisa, ukwehluleka, noma ukwephulwa kwedatha. Kungakho iGoogle inezinkinga zokubandakanyeka– baletha ukuzithiba kanye nemikhuba emihle yamazwe ngamazwe.