I-Google's Venture Arm Leads $200 Umjikelezo Woxhaso Lwezigidi Ekuqalisweni Kwe-Fintech YaseYurophu

I-Google's Venture Arm Leads $200 Umjikelezo Woxhaso Lwezigidi Ekuqalisweni Kwe-Fintech YaseYurophu

(I-Google's Venture Arm Leads $200 Umjikelezo Woxhaso Lwezigidi Ekuqalisweni Kwe-Fintech YaseYurophu)

Iyini ingalo yomzamo we-Google kanye nokuqaliswa kwe-European fintech kufakiwe
Ingalo yebhizinisi le-Google, eyaziwa ngokuthi CapitalG, ithimba lokutshalwa kwezimali kwe-development equity ngaphansi kwe-Alphabet Inc. Igxile ebhizinisini lesimanje lesimanje lezobuchwepheshe elinamandla aqinile. Muva nje, I-CapitalG ihole inani elibalulekile lomjikelezo wezezimali $200 million ekuqaliseni kwe-fintech yaseYurophu ekhulayo Lokhu kuqalisa, nakuba engabizwa njalo kumarekhodi asekuqaleni kakhulu, empeleni ithole ukugxila ngokushesha ngesu layo elihlakaniphile lezinsiza zezomnotho. Inkampani ihlinzeka ngezinto zikagesi ezisiza abantu nezinkampani ukuthi banakekele imali ngendlela elula kakhulu. Inkundla yayo ihlanganisa ezezimali, izinkokhelo, kanye nezibalo zedatha zibe umuzwa owodwa oshelelayo. Ngokuvumelana ne umshwalense wamanje, lesi sinyathelo siphawula phakathi kokutshalwa kwezimali okukodwa okukhulu okwenziwe isiqhwaga saseMelika enkampanini ye-fintech yaseYurophu kulo nyaka..

Kungani ingalo yebhizinisi yakwaGoogle ikhethe lokhu kuqalisa.
I-CapitalG ayichithi kahle. Ifuna ukuqala ngemakethe ecacile, scalable ubuchwepheshe besimanje, namaqembu abaphathi aqonda kokubili imali nentuthuko. Lokhu kuqaliswa kwe-fintech yase-Europe kwagqama ngoba kwalungisa izinkinga zangempela kumabhizinisi amancane nabazimele abavame ukulwa nezinhlelo zamabhange ezijwayelekile.. Izikhungo eziningi zezimali zihamba kancane, kuyabiza, noma ayakhelwe nje isimo sezomnotho se-elekthronikhi yanamuhla. Ukuqalisa kugcwalisa leso sikhala ngama-invoyisi asheshayo, ama-akhawunti emali eningi, kanye nokugcinwa kwamabhuku okuzenzakalelayo. Futhi okunye, isebenza emazweni amaningi aseYurophu, okuyinikeza isisekelo samakhasimende esikhulu. Njengoba kugcinwe engqondweni ku ukuhlaziywa kwenhlangano okuphelele, abantu abanomdlandla wanyanga zonke banda ngokuphela 70% ekugcineni 18 izinyanga. Lolo hlobo lwentuthuko lubonisa ukufaneleka kwemakethe yomkhiqizo, okuthile CapitalG ibiza kakhulu.

Kanjani $200 izigidi zizosetshenziswa
Uxhaso olusha ngokuqinisekile luzosondela 3 izinjongo eziyinhloko. Ekuqaleni, isiqalo silungiselela ukwandisa ithimba laso lobunjiniyela ukuze kusheshiswe ukukhula komkhiqizo. Okwesibili, izongena ijule ezimakethe zaseYurophu ezintsha njenge-Italy nePoland, lapho isidingo samathuluzi emali kagesi sikhuphuka ngokushesha. Okwesithathu, ingxenye yezimali ngokuqinisekile izogcina izinhlelo zokuthobela imithetho, ezibalulekile emakethe yezezimali elawulwa ngokuvikelekile. Ukwakha kuncike kuziphathimandla ezilawulayo kubaluleke ngokulinganayo njengokwakha uhlelo olukhulu lwesoftware. Ibhizinisi liphinde laphakamisa ukuthi lihlole ubudlelwano namabhange esifunda kanye ne-cpus yokukhokhelana ukuze kunikeze izixazululo eziningi ezididiyelwe.. Lezi zimali zokusetshenziswa ezibucayi zibonisa ukuthi ukuqala kuthatha isikhathi eside, hhayi nje ukujaha i-hype yesikhashana.

Izicelo zenkundla yokuqalisa i-fintech ebhizinisini lansuku zonke
Inkundla yokuqalisa okwamanje iguqula indlela amabhizinisi amancane aqhuba ngayo. Umklami wezithombe ozisebenzele e-Berlin usengakwazi ukuthumela inkokhelo ngama-euro, ukhokhelwe ngamarandi, futhi babone yonke into encane ilandelwa ngokushesha kudeshibhodi yabo. Umnikazi wesitolo sekhofi e-Lisbon usebenzisa uhlelo lokusebenza ukuphatha iholo, landelela izindleko, kanye nemibhalo yentela ngaphandle kokuqasha i-accountant. Futhi amabhizinisi amancane anomsebenzi oyedwa noma ababili benza inzuzo emisebenzini efana nokugeleza kwemali ngesikhathi sangempela kanye nokutholwa kokukhwabanisa. Lawa mathuluzi ake anikezwa izinhlangano ezinkulu ezinezinhlelo ezinkulu zokusebenzisa imali. Manje, beza kunoma ubani one-smartphone. Ubulula namandla enkundla kuyenza ibe usizo ezimakethe eziningi– okudayisa, efuna iseluleko ku, i-ecommerce, nokunye okuningi. Lokhu kwenziwa ngentando yeningi kwemishini yezezimali yingakho onxiwankulu abafana neCapitalG bebona ukuthi kungenzeka lapha.

Imibuzo Evame Ukubuzwa mayelana nomjikelezo woxhaso kanye nokuqalisa
Ingabe lesi siqalo siyibhange? Cha, akusona isikhungo sezimali esiqinisekisiwe, kodwa isebenzisana namabhange alawulwayo ukuthi ibambe izimali zabathengi futhi inikeze ukuvikela kwediphozithi enomshwalense.
Ingabe isicelo sizotholakala ngaphandle kweYurophu? Le nkampani ithi ukukhula kwamazwe ngamazwe kungenzeka, nokho-ke ukugcizelelwa kwayo kwamanje kuyaqhubeka nokuba ngcono ukubekwa kwayo e-Europe ekuqaleni.
Ingabe i-Google okwamanje iphethe ukuqalisa? Cha. I-CapitalG ithatha ingxenye encane futhi isebenza njengonxiwankulu onamaqhinga, hhayi umnikazi wamasheya olawulayo. Abasunguli basaqhuba le nkampani.
Luphephe kangakanani ulwazi lomuntu siqu? Isistimu isebenzisa ukubethela kwefayela ukusuka ekupheleni ukuya ekupheleni, ukuqinisekiswa kwezinto ezimbili, kanye nokuhlolwa kokuphepha okujwayelekile okuvela eceleni. Ilandela i-GDPR neminye imithetho ehlukahlukene yedatha ye-EU.

(I-Google's Venture Arm Leads $200 Umjikelezo Woxhaso Lwezigidi Ekuqalisweni Kwe-Fintech YaseYurophu)

Ingabe abantu ngabanye bangasebenzisa isixazululo, noma eyezinkonzo nje? Nakuba yakhelwe ikakhulukazi abeluleki namabhizinisi amancane, abanikazi abangabodwa kanye nabantu abazimele bamukelekile ukubhalisa. Ulwazi olwengeziwe olumayelana nendlela yokutshala izimali kanye nengqikithi yemakethe ingatholwa ku izingxoxo zemboni ezifanele ezigqamisa indlela ama-titans ezobuchwepheshe abumba kabusha imiphakathi yezomnotho ngokusebenzisa uxhaso oluhlakaniphile.