Ke alakaʻi nei ʻo Google Venture Arm $200 ʻO ka puni kālā kālā miliona ma ka hoʻomaka ʻana o ka Fintech ʻEulopa
(Ke alakaʻi nei ʻo Google Venture Arm $200 Loaʻa kālā miliona ma ka European Fintech Startup)
Ua hoʻokuʻu maoli ka lima ʻoihana a Google i kahi pōkā kālā nui i ka honua fintech. Ua alakai a $200 miliona kālā puni no ka hoʻomaka ʻana o ka fintech ʻEulopa. ʻAʻole kokoke kālā kēia neʻe. Hōʻike ia i ka ʻike ʻana o ka ʻenehana nui i ka hiki ke hoʻololi hou i ke kālā ma o ka hana hou. ʻO ka hoʻomaka, ke hoʻomau nei ka inoa ʻole ʻia i nā hōʻike mua akā ua kākoʻo ʻia e ka paʻa paʻa ma ʻEulopa, i kēia manawa ua hui pū ʻo ia me kahi hui elite o nā ʻoihana i huki i ka hoihoi i ka pae kiʻekiʻe o Silicon Valley ma waho o ka US. He aha kēia hana kūikawā? ʻAʻole ia ka nui wale– ʻo ia ka hōʻailona e hoʻouna ai e pili ana i kahi e hele ai ke kālā e hiki mai ana.
He aha ka Google's Endeavor Arm e hoʻokomo i loko? .
ʻO ka lima hana a Google, i kapa ʻia ʻo CapitalG, ke nānā nei i nā ʻoihana hoʻomohala hope loa me nā ʻano hoʻonohonoho i hoʻāʻo ʻia a me ke ola mākeke paʻa. Ma keia hihia, ʻO ka pahuhopu he hoʻomaka fintech ʻEulopa e hāʻawi ana i ka waihona kālā uila a me nā ʻoihana uku i hoʻohālikelike ʻia no nā ʻoihana kūloko a me nā manuahi manuahi.. ʻO ka mea koʻikoʻi e pili ana i nā kuʻikahi maʻemaʻe ma waena o nā palena, ka nānā ʻana i ka hoʻolimalima manawa maoli, a me nā lawelawe kālā i hoʻopaʻa ʻia. Ke kōkua nei kēia mau mea hana i nā mea kūʻai aku e mālama i ke kālā me ka hilinaʻi ʻole i nā waihona maʻamau. Hoʻokomo pololei ka ʻōnaehana o ka hoʻomaka ʻana i nā kaʻina hana i loaʻa– e like me ka polokalamu polokalamu ʻike kālā a i ʻole nā papa mana ecommerce– ka hana ʻana i ke kālā me ka ʻike ʻole ʻia akā maikaʻi. Hiki iā ʻoe ke ʻike hou aku e pili ana i kēia hoʻopukapuka pūnaewele ma keia uhi kiko'ī.
No ke aha i koho ai ʻo Google i kēia hoʻomaka Fintech? .
ʻAʻole hele wale nā ʻoihana ʻenehana nui e like me Google ma hope o ka loaʻa kālā– ke kūkulu nei lākou i nā kaiāulu kaiaola. Ma ke kūʻai ʻana i ka fintech, Loaʻa iā Google kahi paʻa i ke ola kālā o kēlā me kēia lā o nā miliona. Kū kaʻawale kēia hoʻomaka kikoʻī no ka mea e hoʻonā i nā kumu ʻeha maoli: nā hoʻoili honua lohi, nā uku kiʻekiʻe, a clunky interface. Ke ulu wikiwiki nei kona waihona mea kūʻai ma waena o ka poʻe auwana kikohoʻe, hui mamao, a ma nā mea kūʻai pūnaewele e makemake i ka helu a me ka maʻalahi. ʻOi aku, Ke hoʻopau nei ke kaiapuni hoʻoponopono o ʻEulopa i ka loaʻa ʻana o ka holomua, mahalo i nā hale e like me PSD2. Hōʻike ia i ka hiki ke maʻalahi i ka ʻike panakō a me ka assimilation maʻalahi me nā hopena ʻaoʻao ʻekolu. ʻIke paha ʻo Google i kēia ma ke ʻano he kahakai kahakai e hoʻonui ai i kāna mau makana kālā ponoʻī– manaʻoʻiʻo iā Google Pay, ʻoi aku ka hohonu a me ke akamai. Hoʻopili pū ka manawa me nā hiʻohiʻona honua kahi e koi ai nā mea kūʻai aku i ka mana hou aku i kā lākou kālā ma o nā noi a lākou i hoʻohana ai..
Pehea ka hana ʻenehana o ka Startup? .
Hoʻohana ka hoʻomaka ʻana i nā lako ao o kēia manawa i hoʻohui ʻia me nā API akamai e hoʻopili i nā panakō, nā mea hana uku, a hoʻopau i nā kānaka i ka manawa maoli. I ka wā e noi ai kahi mea aʻoaʻo ma Berlin i kahi mea kūʻai aku ma Lisbon, hoʻololi 'akomi ka ʻōnaehana i nā kālā ma nā kumukūʻai kokoke i ka mākeke, tracks i ke kūlana uku, a hoʻopaʻa i nā mea a pau i ka dashboard o ka mea hoʻohana. ʻAʻohe pepa. ʻAʻohe lā kali no ka wehe ʻana. Hana nā mea a pau i kekona. Ma lalo o ka pāpale, ʻIke ʻia nā hana aʻo mīkini e pale i ka hoʻopunipuni, ʻoiai e holo mālie ana ka nānā ʻana ma hope o nā hiʻohiʻona e hoʻokō i nā kulekele anti-money laundering.. The user interface remains tidy and user-friendly– no lingo, no confusing menus. ʻO kēia “just functions” strategy is why adoption is spreading so fast. It’s not magic. It’s thoughtful design wrapped in human-centered style.
What Are the Real-World Applications? .
Small companies profit the most. Think of a store style brand in Paris selling on Etsy. Ma mua o ka, they would certainly wait weeks to get paid from U.S. customers, lose money on conversion costs, and struggle to fix up sales with expenditures. I kēia manawa, with this fintech system, repayments land promptly in euros, costs auto-categorize for tax period, and cash flow projections update in real time. Consultants love it too. A graphic developer in Barcelona working for clients in Tokyo, Toronto, and Tel Aviv can obtain all payments in one location, convert them as needed, a hoʻopuka pū i nā IBAN āpau no kēlā me kēia ʻāina. Ma waho aʻe o nā kānaka, ke loiloi ʻia nei ka ʻenehana e nā ʻōnaehana hoʻokele waiwai hana e uku i nā mea hoʻokele a i ʻole nā limahana hoʻouna ʻoi aku ka wikiwiki. Hoʻohana pū nā koleke a me nā ʻoihana ʻole e hoʻokele i nā hāʻawi ma nā palena. ʻO ka maʻalahi e wehe i nā puka no ka poʻe e hana ana ma mua o ka ʻōnaehana kālā o kahi ʻāina mehameha. No ka ʻike hou aku e pili ana i ka hoʻomaikaʻi ʻana o ia mau ʻōnaehana i ke kālā pākahi, nana i loko ʻO kēia moʻolelo e pili ana i nā hana fintech pili i ka ʻōpio.
He aha nā kānaka e nīnau nei e pili ana i kēia hāʻawi? .
(Ke alakaʻi nei ʻo Google Venture Arm $200 Loaʻa kālā miliona ma ka European Fintech Startup)
He mau nīnau ko kēlā me kēia kanaka– a nui o lakou. ʻO kekahi mea maʻamau: E lawe anei ʻo Google i ka hoʻomaka? ʻAʻole ka pane. Lawe pinepine ʻo CapitalG i nā pōʻino liʻiliʻi a noho mālie i ka mana pololei, ʻae i nā mea nona ka mālama ʻana i ka hoʻokele moku. ʻO kekahi hopohopo: ʻAʻole pilikia kaʻu ʻike? Hoʻokō ka hoʻomaka ʻana me nā kānāwai ʻike EU ikaika e like me GDPR a hoʻohana i ka hoʻopili waihona waihona waihona. Loaʻa i nā mea hoʻohana kā lākou ʻikepili a hiki ke holoi iā ia i kēlā me kēia manawa. Nīnau kekahi iā ʻoe iho inā e hoʻopau kēia i nā ʻoihana kālā maʻamau. ʻAʻole kikoʻī. aka, ʻO ka mea hoʻomaka e hui pū me nā panakō laikini e paʻa kālā a hāʻawi i ka uhi hoʻoponopono. ʻOi aku ka hana like ʻana ma mua o kahi mea pani. Nīnau kekahi e pili ana i nā uku. Nui nā hiʻohiʻona koʻikoʻi; loaʻa ka loaʻa kālā mai nā papahana premium, pāhola ke kālā, a me nā lawelawe B2B. ʻO ka hope, nui ka poʻe e ʻike inā hiki ke loaʻa ma waho o ʻEulopa. Ke hoʻomaka nei nā hoʻolālā hoʻomohala, akā naʻe nā pilikia hoʻoponopono e hōʻike mālie ana– mua i UK, ma hope o Canada a me Australia paha. Kahaha, ʻoiai nā tech titans e hoʻokomo i ke kālā i loko o ke kālā uila, Ke hoʻomaka nei kekahi mau ʻāina i ka ulu ʻana o nā hale hana. New york kūlanakauhale, ʻo kahi laʻana, ua hoʻoneʻe ʻia nei e hoʻopau i nā keʻena ʻike hou no ʻekolu mau makahiki ma muli o nā hopohopo ikehu– he hoʻomanaʻo e pono ke kaulike ka holomua me ka hoʻomau, e like me ka mālama ʻia i loko keia hoike.