Google Venture Arm E etella pele $200 Lichelete tse Milione ho Qala Fintech ea Europe
(Google Venture Arm E etella pele $200 Lithuso tsa Limilione tsa Lichelete ho Qala Fintech ea Europe)
Letsoho la khoebo la Google le se le theohile bomo e kholo ea lichelete lefatšeng la fintech. E ile ea lebisa a $200 limilione tsa lichelete bakeng sa ho qala ho eketseha ha fintech ea Europe. Ts'ebetso ena e bonts'a kholiseho e matla ponong le boqapi ba khoebo. Matsete ha se chelete hantle. E bonts'a hore na libapali tse kholo tsa theknoloji li etsa libanka joang ka boqapi kantle ho Silicon Valley. Boemo ba fintech ba Europe bo ntse bo eketseha, mme tlhahiso ena e ka ba phetoho.
Google's Venture Arm Purchasing ke Eng? .
Letsoho la khoebo la Google, e bitsoa GV, e tsepamisitse maikutlo ho li-startups tse phahameng tse nang le bokhoni bo sitisang. Tabeng ena, e tšehelitse ho qala ha fintech ea Europe e shebaneng le lits'ebeletso tsa banka tsa dijithale. Tšimoloho e hlahisa lisebelisoa tse thusang mekhatlo ea lichelete le mekhatlo ea lichelete ho ntlafatsa tsamaiso ea tsona. Lisebelisoa tsena li na le li-API tsa ho lefa, netefatso ya boitsebiso, le tlhokomelo ea nako ea sebele ea ho reka. Feme ha e fane ka bareki ka kotloloho. Ho e-na le hoo, e matlafatsa pheletso ea litharollo tsa lichelete tse sebelisoang ke limilione. Mosebetsi ona o khutsitseng empa e le oa bohlokoa o etsa hore e be karolo ea bohlokoa sechabeng sa lichelete tsa elektroniki. U ka fumana lintlha tse ling mabapi le hore na matsete a lichelete a theknoloji a theha mebaraka ea lefats'e joang ka litlaleho tse kang tsena lifeshene tsa moralo oa dijithale.
Hobaneng ha Google Venture Arm e Khethile Qalo ena? .
GV e bona ntho e ikhethang ka tlase. Tšimoloho e sebetsa sebakeng seo litsamaiso tsa libanka tsa lefa li senyehang tlas'a tlhokahalo ea digital. Sesebelisoa sa khale sa software ha se khone ho laola lebelo la kajeno, tshireletso, kapa ditebello tsa motho ka mong. Fintech ena e fana ka bohloeki, khetho ea sebaka sa maru. E phalla ka potlako mme e kenyelletsa ka potlako. Seo se bohlokoa ho mekhatlo ea lichelete e qothisanang lehlokoa le ho lula e nepahetse. Hape, Boemo ba taolo ba Europe bo tšehetsa libanka tse bulehileng, e etsang mobu o nonneng bakeng sa litsamaiso tse joalo. Mohlomong GV e bone boitokiso ba 'maraka le boleng ba tekheniki. Sehlopha se ka morao ho qaleho se kenyelletsa litsebi tse tsoang ho lifeme tse holimo tsa lichelete le tsa theknoloji. Boiphihlelo ba bona bo fokotsa ts'okelo ea ts'ebetsong. Mme hape, ka kholiso ea fintech e ntseng e eketseha ho pholletsa le Europe, nako e loketse. Bakeng sa kutloisiso e tebileng mabapi le hore na leano le ama nts'etsopele ea theknoloji joang, sheba litlhahlobo tse kang tsa phello ea taolo ho thekenoloji.
Theknoloji ea ho qala e sebetsa joang? .
Sehlahisoa sa mantlha ke moralo oa modular o ntlafalitsoeng oa li-microservices. Sebopeho ka seng– joalo ka ho romela chelete, ho hlahloba litekanyo, kapa ho netefatsa boitsebahatso– e matha joalo ka tharollo e ikemetseng. Sena se bolela hore mekhatlo ea lichelete e ka khetha seo ba se hlokang feela. Ha ba hloke ho nchafatsa litsamaiso tsohle. Sistimi e sebelisa li-API tsa sejoale-joale, kahoo ho kopanya le lisebelisoa tse teng ho bonolo. Tshireletso e bakilwe ho tloha qalong, ka encryption ea ho qetela le ho latela litekanyetso tsa GDPR le PSD2. Ts'ebetso ea tlhaiso-leseling ea nako ea 'nete e lumella ho bonoa hang-hang ka bolotsana le ho rarolloa ka potlako. Bahlahisi ba e rata hobane litokomane li hlakile 'me litlhophiso tsa sandbox li itokisetsa ho li sebelisa. Lintlafatso li fetoha ntle le nako. Ho ikamahanya le maemo ho etsa hore bareki ba lule. E boetse e bua ka hore na ke hobaneng ha GV e bone ho tšoarella ho feta ho tloha ka potlako.
Likopo tsa Sethala sa Fintech ho Real Banking .
Litsi tsa lichelete li sebelisa sethala sena ka mekhoa e mengata. Ba bang ba e lokolla ho lokolla lits'ebetso tsa mobile tsa mofuta oa neobank ntle le ho nts'etsapele ho tloha qalong. Ba bang ba e sebelisa ho ntlafatsa liporo tsa khale tsa bolulo e le hore li tsebe ho fetisoa hang-hang. Setsi se seng se seholo sa lichelete sa Europe se ile sa fokotsa nako ea ho sebetsa ho tloha libekeng ho isa metsotsong ka ho hokela mojule oa netefatso ea boitsebiso. E 'ngoe e sebelisitse enjine ea thekiso ho fana ka tsebiso ea matsete a nako ea nnete, ho eketsa seabo sa bareki. Hape libapali tseo e seng tsa banka joalo ka litsi tsa likalimo tsa fintech le insurer li sebelisa sistimi ho sireletseha, mekhoa e tiisitsoeng. Sistimi e boetse e thusa likhoebo tse nyane ho qothisana lehlokoa le linatla ka ho fana ka theknoloji ea maemo a khoebo ka theko e tlase. Ha lichelete tsa digital li ntse li hola, kahoo ka sebele tsena li tla sebelisa linyeoe. Bashebelli ba 'maraka ba latelang liphetoho tse joalo ba ka fumana maemo a bohlokoa ho lisebelisoa tse joalo lichaba tse ntseng li hlaha tsa fintech.
Lipotso tse botsoang khafetsa mabapi le Tšehetso ea Lichelete le ho Qala .
Na ena ke letsete la pele la lichelete la Google la fintech Europe? Che, leha ho le joalo ke e 'ngoe ea tse kholo ka ho fetisisa. GV e tšehelitse tse ling tse fapaneng tse qalang tsa Europe pele, leha e le ka seoelo sebakeng sena.
Na ho qala ho tla eketseha ho feta Europe? Ee, merero e ntse e tsoela pele bakeng sa United States le Canada le likarolo tsa Asia. The $200 limilione li tla tšehetsa tšusumetso eo ea lefatše lohle.
Na Google e fumana setulo sa boto? Hangata, bo-ralichelete ba etellang pele joalo ka GV ba lula setulong, leha ho le joalo lipehelo ha li phatlalatse kamehla.
Ke eng e etsang hore ho qala hona ho fapane le tse ling tse kang Red stripe kapa Plaid? Ba tsepamisitse maikutlo holim'a likarolo tsa lintlha– libaka tsa bolulo kapa phihlello ea data. Feme ena e fana ka lera le felletseng la meaho e etselitsoeng libanka tse laoloang.
Ke mohloli o bulehileng oa boqapi? Che, e ikhethile, however it follows open criteria so it plays well with other systems.
The number of clients does the start-up have now? Precise numbers are confidential, however it deals with over 30 banks across 12 linaha.
Could this cause a Google-branded financial product? Ha ho bonahale. GV invests individually from Google’s core items. The goal is financial return, not assimilation into Gmail or Android.
Will user data be shared with Google? Che. The startup keeps stringent information splitting up. GV’s role is monetary and strategic, not functional.
(Google Venture Arm E etella pele $200 Lithuso tsa Limilione tsa Lichelete ho Qala Fintech ea Europe)
This financing round is greater than a heading. It shows how infrastructure-level development is coming to be the new frontier in fintech. While fancy customer apps get hold of interest, the genuine transformation happens under the hood. And with GV’s support, qalo ena ea Europe hajoale e boemong ba ho bopa bocha kamoo mekhatlo ea lichelete e sebetsang lefatšeng ka bophara.